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Security report for nbank.de

NBank · Government · Germany

Medium risk. 2 critical or high findings in GDPR outside view and SSL/TLS.

Security score

75/100

Risk levelMedium

0–100, higher is better. How it is calculated

NBank is the official investment and development bank of the German state of Niedersachsen, providing a broad range of funding programs, consulting, and support services to individuals, companies, municipalities, and institutions within the region. The website reflects a strong government affiliation with clear communication of its mission to foster growth and quality of life in Niedersachsen. The digital infrastructure is modern and well-implemented, featuring responsive design, accessibility considerations, and integration with consent management and analytics tools. Security posture is solid with HTTPS enforcement and cookie consent mechanisms, though explicit security policies and incident response information are not publicly disclosed. Overall, the website presents a trustworthy and professional front for a large government entity.

Scanned

NIS2 and GDPR posture

GDPR outside view
68/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching nbank.de

This scan found 21 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
67
Security headers
60
Email security
85
DNS health
70
Network security
100
GDPR outside view
68
Average
75

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention nbank.de, from OffSeq Breach.

Total records
709
Employees
0
Customers
708
Third parties
1
Weak passwords
18%

6 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for nbank.de.

Select it in the checkout above.

Breach keeps ingesting new leaks, so these numbers can grow between scans.

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Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

NBank occupies a key position as a government-backed financial institution focused on regional development. Its business model centers on providing financial support and advisory services to a diverse audience including education, public institutions, private individuals, and businesses. The presence of multiple portals and specialized programs such as start-up funding and innovation support indicates a comprehensive ecosystem approach. Partnerships with regional and European entities enhance its market reach and credibility. The website content and structure suggest a mature organization with a focus on transparency and user engagement.

Security posture

The website demonstrates a good security baseline with HTTPS and cookie consent compliance. However, the absence of a dedicated security policy, incident response contacts, or vulnerability disclosure mechanisms limits transparency and preparedness indicators. No critical vulnerabilities or exposed sensitive data were detected in the HTML content. The use of third-party analytics and consent management is handled with user choice in mind. To improve, publishing explicit security governance documents and implementing advanced security headers would be beneficial.

Recommendations

  1. Publish a dedicated security policy page outlining security frameworks and practices.
  2. Provide clear incident response contact channels such as security@ or abuse@ email addresses.
  3. Implement and report HTTP security headers like Content-Security-Policy, HSTS, and X-Frame-Options.
  4. Consider adding a vulnerability disclosure policy or security.txt file to encourage responsible reporting.
  5. Maintain and regularly audit third-party scripts and analytics tools to minimize privacy risks.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
NBank
Description
Informieren, beraten, begleiten, fördern – im Auftrag des Landes Niedersachsen unterstützen wir Menschen, Unternehmen, Kommunen, Institutionen und Ideen. Wir glauben an Ihren Erfolg: Deshalb entwickeln wir – gemeinsam mit den Menschen in unserem Land – Lösungen für Wachstum und Lebensqualität.
Key services
Förderprogramme, Beratung, Investitionskredite, Start-up Förderung, Kommunalberatung, Informations- und Kommunikationspflichten
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, CSS, HTML5, YouTube iframe API, Swiper.js, CookieFirst consent management, eTracker analytics
Performance
moderate
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent banner with options to accept/reject/adjust
  • No exposed sensitive data in HTML
  • No vulnerable libraries detected in scripts

Analytics and tracking

Services
eTracker
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
eTracker
Marketing tools
CookieFirst
Transparency
basic

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenge.
  2. Content is comprehensive, professional, and targeted at government and public audiences.
  3. Strong privacy and cookie compliance with explicit consent mechanisms.
  4. Multiple official contact points with emails and phone numbers.
  5. Social media presence on professional platforms.
  6. No security policy or incident response info publicly available.
  7. No vulnerability disclosure or security.txt found.
  8. Modern frontend technologies used with good mobile and accessibility support.
  9. No suspicious or malicious content detected.
Technical notes

Notes

The website uses modern frontend technologies including Swiper.js for sliders, YouTube iframe API for embedded videos, and CookieFirst for consent management. The HTML is well-structured with responsive design and accessibility features. Performance is moderate, likely influenced by media-rich content and third-party scripts. No explicit CMS was detected, suggesting a custom or proprietary platform. Hosting details are not disclosed in the HTML. Overall, the technical implementation supports a professional user experience but could benefit from performance optimizations and enhanced security headers.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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