Is naic.org Safe? Security Analysis for National Association of Insurance Commissioners (NAIC)
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Below Government avg (70)
GDPR-aligned
Data handling
EU
Hosting region
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AI Summary
The National Association of Insurance Commissioners (NAIC) operates as the primary U.S. standard-setting and regulatory support organization for insurance commissioners across all 50 states, the District of Columbia, and five U.S. territories. The organization provides a comprehensive suite of services including regulatory tools, education and training, data analytics, consumer resources, and compliance support. The website reflects a mature digital presence with extensive content tailored to regulators, industry participants, and consumers, positioning NAIC as a trusted authority in insurance regulation. Technically, the website is built on Drupal 11, leveraging modern web technologies such as Google Tag Manager, Google Analytics, Microsoft Clarity, and Cloudflare Bot Management. The site is well-optimized for performance, mobile responsiveness, and accessibility, with a strong emphasis on privacy compliance demonstrated by a comprehensive cookie consent mechanism and GDPR-aligned privacy policies. From a security perspective, the site enforces HTTPS, employs security headers, and integrates bot management services, indicating a robust security posture. No critical vulnerabilities or exposed sensitive data were detected. However, there is room for improvement in enforcing Content-Security-Policy headers and publishing explicit security policies or vulnerability disclosure channels. Overall, the NAIC website presents a low-risk profile with high trustworthiness, professional content, and strong compliance adherence. Strategic recommendations include enhancing security header policies, formalizing incident response disclosures, and continuous monitoring of third-party scripts to maintain security integrity.
Detected Technologies
6 urgent findings need attention
6 high
Keep naic.org under constant watch
Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.
Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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OffSeq Observations
No critical findings yet
87/100
DNS Health
4 findings
75/100
SSL/TLS Security
6 findings
47/100
Email Security
5 findings
75/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
NAIC holds a dominant position as a government-related regulatory body in the insurance sector, serving a broad audience including state regulators, insurance industry stakeholders, and consumers. Its business model focuses on providing regulatory standards, data services, educational programs, and consumer protection tools. The organization benefits from partnerships with specialized service providers such as NIPR and Insurance Compact, enhancing its service ecosystem. The website's extensive resource offerings and clear navigation support its mission and indicate a well-established operational framework with significant market influence.
Extracted Contact Information
Marketing Intelligence Data
Physical Addresses (1)
Security Posture Analysis
Comprehensive Security Assessment
The website demonstrates a mature security posture with enforced HTTPS, use of Cloudflare Bot Management, and implementation of security headers. Cookie consent management aligns with privacy regulations, and no sensitive data leakage was observed. The absence of a published security policy or incident response contact is a minor gap. The site would benefit from enabling a strict Content-Security-Policy and publishing a security.txt file to facilitate vulnerability disclosures. Overall, the security measures are appropriate for a government-affiliated organization, minimizing risk exposure.
Strategic Recommendations
Priority Actions for Security Improvement
Implement and enforce a strict Content-Security-Policy header to mitigate cross-site scripting and related attacks.
✨Observations
Comprehensive website and business-context analysis.
AI-Enhanced Website Analysis
Business Insights
National Association of Insurance Commissioners (NAIC)
The National Association of Insurance Commissioners (NAIC) is the U.S. standard-setting and regulatory support organization created and governed by the chief insurance regulators from the 50 states, the District of Columbia, and five U.S. territories.
excellent
consistent
Technical Stack
fast
excellent
good
good
Security Assessment
- HTTPS enforced
- Cookie consent banner implemented
- Use of Cloudflare Bot Management
- No exposed sensitive data detected
- Secure forms with proper labels
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is fully accessible with rich content
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Weak Strict-Transport-Security configuration
Current value: "max-age=300"
Missing Content-Security-Policy header
Controls resources the browser is allowed to load
Missing X-XSS-Protection header
Legacy XSS protection (deprecated but still recommended)
Missing Referrer-Policy header
Controls referrer information sent with requests
Missing Permissions-Policy header
Controls browser features and APIs
Sensitive data may be cached
Cache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Cookie Policy found
GDPR requires clear information about cookie usage
No Cookie Consent Banner found
GDPR requires explicit consent for non-essential cookies
No Data Protection Officer mentioned
Large organizations may need to designate a DPO under GDPR
Privacy policy may not be GDPR compliant
Privacy policy lacks explicit GDPR compliance elements
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No vulnerability disclosure policy
NIS2 encourages coordinated vulnerability disclosure
No incident response procedures found
NIS2 requires documented incident response and business continuity plans
No business continuity planning found
NIS2 emphasizes operational resilience and business continuity
No security contact information
NIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
Clear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
Consider explicitly mentioning NIS2 compliance efforts
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
DMARC not enforcing
DMARC policy is set to "none"
Strict DMARC Alignment
Strict alignment may cause legitimate emails to fail
No BIMI Record
BIMI displays brand logos in email clients
No MTA-STS Policy
MTA-STS enforces TLS for email delivery
No TLS-RPT Record
TLS-RPT provides reporting for email TLS issues
SPF Details
DKIM Selectors Found
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak Protocols Supported
Server supports weak protocols: TLSv1.1
OCSP Stapling Not Enabled
OCSP stapling improves performance and privacy
Certificate Transparency Not Implemented
Certificate is not logged in Certificate Transparency logs
SSL Certificate Expires Within 90 Days
SSL certificate expires in 34 days
HSTS Not Enabled
HTTP Strict Transport Security (HSTS) is not configured
Mixed Content Detected
2 resources loaded over insecure HTTP
Protocol Support
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
DNSSEC is not configured for this domain
CAA Records Not Configured
Certificate Authority Authorization (CAA) records not found
Domain Delete Lock Not Enabled
Domain can be deleted without additional verification
DMARC Policy Set to None
DMARC is configured but not enforcing any policy
Domain Registration Details
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
No unnecessary services detected on common risky ports
How does naic.org compare?
See how naic.org stacks up against similar websites in the same industry.
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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