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Security report for jtfg.com

J&T FINANCE GROUP SE · Finance · Czech Republic

Medium risk. 6 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

71/100

Risk levelMedium

0–100, higher is better. How it is calculated

J&T FINANCE GROUP SE is a well-established European financial group operating mainly in Central and Eastern Europe, offering a broad range of financial services including private and retail banking, asset management, investment banking, and project finance. The group has a significant market presence with subsidiaries in multiple countries and a history dating back to 1994. The website reflects a mature digital presence built on modern technologies such as Next.js and Kentico Kontent CMS, with good mobile optimization and professional design. Security posture is solid with HTTPS and cookie consent mechanisms, though some security headers and explicit policies could be improved. The absence of WHOIS data is a notable anomaly that slightly impacts trust but does not overshadow the professional presentation and comprehensive corporate information. Overall, the site is trustworthy, well-maintained, and compliant with GDPR requirements.

Scanned

This is an earlier scan of jtfg.com. View the latest report

NIS2 and GDPR posture

GDPR outside view
50/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook

      What to do: Document all third-party data sharing in your privacy policy

Need hands-on remediation? Email guard@offseq.com

Keep watching jtfg.com

This scan found 21 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
67
Security headers
50
Email security
80
DNS health
80
Network security
100
GDPR outside view
50
Average
71

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention jtfg.com, from OffSeq Breach.

Total records
4
Employees
0
Customers
0
Third parties
4
Weak passwords
0%

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Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company holds a strong position in the financial sector with diversified services and subsidiaries across banking, investment, leasing, and other financial activities. It targets both institutional and individual clients, leveraging digital banking innovations such as 365.bank. The group maintains partnerships with various entities and invests in technology startups through J&T Ventures. The business model is based on integrated financial services with a focus on Central and Eastern European markets. Growth indicators include recent investments, international credit ratings, and expansion into new markets. The company ecosystem includes multiple subsidiaries and partner sites, enhancing its market reach and service portfolio.

Security posture

The website employs HTTPS and uses Google Tag Manager for analytics, indicating a baseline of security and monitoring. Cookie consent is implemented, supporting privacy compliance. However, explicit security policies, incident response contacts, and vulnerability disclosure mechanisms are not found, which are important for a financial institution. Security headers like Content-Security-Policy and X-Frame-Options are not explicitly detected and should be added to enhance protection. No vulnerabilities or exposed sensitive data were detected in the HTML content. The security posture is good but could be strengthened with additional transparency and technical controls.

Recommendations

  1. Implement and publish a detailed security policy and incident response contact information on the website.
  2. Add and verify security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options.
  3. Publish a vulnerability disclosure policy or security.txt file to encourage responsible reporting.
  4. Verify and update WHOIS domain registration information to improve transparency and trust.
  5. Enhance contact information visibility, including official company emails and phone numbers for customer and security contacts.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
J&T FINANCE GROUP SE
Description
J&T FINANCE GROUP SE is a European joint-stock company operating predominantly in Central and Eastern Europe. It provides comprehensive services relating to private and retail banking, asset management for private clients and institutions, investment banking, and project finance. The group includes banks, investment companies, and funds, and operates specialized financing and capital markets, along with additional services such as human resources, controlling, tax consulting, and accounting.
Key services
Private and retail banking, Asset management, Investment banking, Project finance, Specialized financing, Capital markets, Corporate outsourcing and consulting
Content quality
excellent
Branding
consistent

Technology

Stack
React (Next.js), JavaScript, CSS, Google Tag Manager
Frameworks
Next.js
Performance
moderate
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent mechanism implemented
  • No exposed sensitive data in HTML
  • No visible vulnerable libraries

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed with comprehensive corporate information.
  2. No WHOIS data available, which is unusual for a financial institution.
  3. Cookie and privacy policies are present and GDPR compliant.
  4. No contact emails or phone numbers explicitly found in the provided content.
  5. No visible security.txt or vulnerability disclosure page.
  6. No signs of adult or questionable content.
  7. Multiple subsidiaries and partner domains linked.
  8. Use of modern web technologies and CMS (Kentico Kontent).
  9. Google Tag Manager used for analytics and tracking.
Technical notes

Notes

The website is built using modern web technologies including React with Next.js framework and Kentico Kontent CMS for content management. It uses Google Tag Manager for analytics and tracking. The site is mobile optimized with responsive design and good accessibility features. Performance is moderate, with multiple CSS and JS assets loaded asynchronously. The site structure is clear and SEO optimized with proper meta tags and Open Graph data. Hosting provider details are not explicitly found. There is no indication of legacy or vulnerable libraries. Overall, the technical infrastructure supports a professional and scalable web presence.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 71/100Medium29 findingsView report
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