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Security report for jtfg.com

J&T FINANCE GROUP SE · Finance · Czech Republic

Medium risk. 6 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

71/100

Risk levelMedium

0–100, higher is better. How it is calculated

J&T FINANCE GROUP SE is a well-established European financial group operating primarily in Central and Eastern Europe, offering a broad range of financial services including private and retail banking, asset management, investment banking, and project finance. The group has a significant market presence with subsidiaries across multiple countries and a history dating back to 1994. The website reflects a professional and consistent brand image with comprehensive information about its services and leadership. Technically, the website is built on modern web technologies such as Next.js and React, supported by a headless CMS (Kentico Kontent). It demonstrates good mobile optimization, accessibility, and SEO practices. Analytics and marketing tools like Google Tag Manager are in use, indicating a mature digital infrastructure. From a security perspective, the site enforces HTTPS and avoids exposing sensitive data. However, it lacks explicit security headers and publicly available security policies or incident response contacts. The absence of WHOIS data for the domain is a concern, though the website content and structure suggest legitimacy. Privacy compliance is partially addressed with a cookie policy and consent mechanism, but a clear privacy policy is not prominently found. Overall, the website presents a low risk with strong business credibility but would benefit from enhanced transparency in security and privacy policies, and verification of domain registration details.

Scanned

NIS2 and GDPR posture

GDPR outside view
50/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…
  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook

      What to do: Document all third-party data sharing in your privacy policy

Need hands-on remediation? Email guard@offseq.com

Keep watching jtfg.com

This scan found 21 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
67
Security headers
50
Email security
80
DNS health
80
Network security
100
GDPR outside view
50
Average
71

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention jtfg.com, from OffSeq Breach.

Total records
4
Employees
0
Customers
0
Third parties
4
Weak passwords
0%

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for jtfg.com.

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Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

J&T FINANCE GROUP SE operates in the finance sector with a diversified portfolio including banking, investment companies, leasing, and other financial services. Its competitive advantage lies in its long-standing market presence, diversified services, and regional focus in Central and Eastern Europe. Revenue streams likely include banking fees, asset management commissions, investment banking fees, and leasing income. The target customers range from private individuals to institutional clients. The group maintains partnerships with various companies and has a broad ecosystem of subsidiaries. Growth indicators include recent investments in digital banking (365.bank) and expansion into new markets. Strategic observations highlight a focus on innovation, digital transformation, and maintaining strong governance.

Security posture

The website demonstrates a mature security posture with HTTPS enforced and no visible exposure of sensitive information. However, the lack of security headers such as Content-Security-Policy and Strict-Transport-Security reduces the overall security robustness. There is no public security policy or incident response contact information, which limits transparency and readiness perception. No vulnerability disclosure program or security.txt file is found, which is a gap in modern security best practices. The cookie consent mechanism is implemented, supporting GDPR compliance, but the privacy policy is not clearly accessible. Overall, the security posture is good but can be improved by adopting additional security headers, publishing security policies, and providing clear incident response contacts.

Recommendations

  1. Implement and publish comprehensive security headers including Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security.
  2. Publish a detailed privacy policy prominently accessible from the homepage.
  3. Provide explicit security policy and incident response contact information on the website.
  4. Establish and publicize a vulnerability disclosure program or security.txt file to encourage responsible reporting.
  5. Verify and update WHOIS domain registration information to improve trust and transparency.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
J&T FINANCE GROUP SE
Description
J&T FINANCE GROUP SE is a European joint-stock company operating predominantly in Central and Eastern Europe. It provides comprehensive services relating to private and retail banking, asset management for private clients and institutions, investment banking, and project finance. The group includes banks, investment companies, funds, and specialized financing entities.
Key services
Private and retail banking, Asset management, Investment banking, Project finance, Specialized financing, Capital markets
Content quality
excellent
Branding
consistent

Technology

Stack
React, Next.js, JavaScript, CSS
Frameworks
Next.js
Performance
moderate
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • No visible vulnerable libraries

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
basic

Advertising

Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and no blocking detected.
  2. No WHOIS data available for domain, which reduces trust slightly.
  3. Strong branding and consistent presentation of business and subsidiaries.
  4. Good use of modern web technologies and CMS.
  5. Privacy and cookie policies present but privacy policy is not clearly found.
  6. No explicit contact emails or phone numbers found on main site.
  7. No visible security.txt or vulnerability disclosure page.
  8. No explicit security policy or incident response contact found.
  9. Website uses Google Tag Manager for analytics and tracking.
  10. No suspicious or malicious content detected.
Technical notes

Notes

The website uses a modern technology stack centered on Next.js and React, ensuring good performance and mobile responsiveness. The use of a headless CMS (Kentico Kontent) allows flexible content management. Google Tag Manager is used for analytics and marketing, indicating a mature digital marketing approach. The site loads multiple CSS and JS chunks asynchronously, supporting performance optimization. Accessibility and SEO are well addressed with proper meta tags and structured content. However, the hosting provider is not explicitly identified, and no CDN or security service headers are detected. The website could benefit from enhanced security headers and more explicit privacy and security documentation.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 71/100Medium29 findingsView report
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