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Security report for holisticinsurance.co.uk

GINS Limited · Other · United Kingdom

Medium risk. 7 critical or high findings in SSL/TLS, Security headers and 1 other check.

Security score

60/100

Risk levelMedium

0–100, higher is better. How it is calculated

Holistic Insurance Services, operated by GINS Limited, is a UK-based insurance provider specializing in policies for complementary therapy practitioners, counsellors, and life/business coaches. The company holds FCA authorization and offers a range of niche insurance products tailored to specific professional groups within the UK and surrounding territories. The website serves as an informational and transactional platform, providing policy details, online application links, and renewal portals. Technically, the website is built with basic HTML and CSS, lacking modern frameworks or CMS integration. It does not employ advanced analytics or tracking technologies, and no security headers or privacy policies are present. The site is accessible without WAF or security challenges, but mobile optimization and accessibility are basic. The domain WHOIS data is incomplete due to an error related to the 'www' subdomain, which is a DNS configuration issue rather than a registration problem. From a security perspective, the site lacks several best practices such as HTTPS verification, security headers, and published privacy or cookie policies. No contact information for incident response or data protection officers is provided. The FCA authorization and company registration details lend credibility, but the absence of privacy compliance and security features lowers the overall security posture. Overall, the website is functional and professional but would benefit from enhanced security measures, privacy compliance documentation, and improved technical modernization to strengthen trust and user experience.

Scanned

NIS2 and GDPR posture

GDPR outside view
50/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

7 findings rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  3. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

Need hands-on remediation? Email guard@offseq.com

Keep watching holisticinsurance.co.uk

This scan found 26 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Full report

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
57
Security headers
15
Email security
75
DNS health
65
Network security
100
GDPR outside view
50
Average
60

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Holistic Insurance Services operates in a niche insurance market targeting complementary therapy and counselling professionals in the UK. Its FCA authorization positions it as a regulated entity within the financial services sector. The business model focuses on specialized insurance products with online application and renewal capabilities. The company appears small in size with a focused market segment. The lack of visible partnerships or subsidiaries suggests a standalone operation. The website content is relevant and professional but lacks comprehensive contact and privacy information, which may impact customer trust and regulatory compliance. Growth opportunities could include expanding digital presence, enhancing user engagement, and improving compliance transparency.

Security posture

The current security posture is basic with significant gaps. The absence of HTTPS confirmation, security headers, privacy and cookie policies, and incident response contacts indicates low maturity. No vulnerabilities or exposed sensitive data were detected in the provided content, but the lack of modern security practices poses risks. GDPR compliance is not demonstrably addressed. The company should prioritize implementing HTTPS, security headers, and publishing privacy and cookie policies. Incident response readiness and data protection officer contact information should also be established to meet regulatory requirements and improve security culture.

Recommendations

  1. Implement HTTPS with a valid SSL/TLS certificate and verify configuration.
  2. Add essential security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options.
  3. Publish comprehensive privacy and cookie policies with GDPR compliance details.
  4. Provide clear contact information for security incidents and appoint a Data Protection Officer.
  5. Enhance mobile responsiveness and accessibility to improve user experience.

Contact details published on the site

Legal name
GINS Limited
Registration number
6387110
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
GINS Limited
Description
Holistic Insurance Services provides insurance policies tailored for complementary therapy practitioners, counsellors, and life/business coaches in the UK and surrounding territories.
Key services
UK Practitioner Policy, Nutritional Therapy Insurance, Counselling & Psychotherapy Insurance, Psychology Insurance, Homeopathy Insurance
Content quality
good
Branding
consistent

Technology

Stack
HTML5, CSS, Basic JavaScript
Performance
moderate
Mobile
basic
Accessibility
basic
SEO
basic

Security

Observed score
40/100

Analytics and tracking

Tracking level
minimal
Privacy practices
poor

Advertising

Transparency
poor

Site quality

Design
basic
User experience
basic
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
moderate

Key observations

  1. Website content is accessible and not blocked by WAF or security mechanisms.
  2. No privacy or cookie policy found on the site.
  3. Terms of business document is available as a PDF.
  4. No contact emails or phone numbers explicitly provided on the homepage.
  5. No social media links detected.
  6. No analytics or tracking scripts detected in the HTML head.
  7. No forms present on the homepage; application link leads to a separate page.
  8. Website uses basic HTML and CSS without modern frameworks or CMS.
  9. No security headers or advanced security features detected.
  10. Company is FCA authorized and registered in England and Wales.
Technical notes

Notes

The website uses basic HTML and CSS without modern frameworks or CMS, indicating low technical complexity. No JavaScript libraries or analytics tools were detected, suggesting minimal tracking and data collection. Performance is likely moderate given the simplicity but could be improved with modern optimization techniques. The lack of security headers and HTTPS verification is a technical risk. The site is not fully optimized for mobile or accessibility standards. Modernizing the tech stack and improving SEO and accessibility would enhance technical robustness and user engagement.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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