Is fgaromania.ro Safe? Security Analysis for Fondul de Garantare a Asiguraților
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Below Government avg (70)
GDPR-aligned
Data handling
EU
Hosting region
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Fondul de Garantare a Asiguraților is a Romanian public legal entity dedicated to guaranteeing insurance claims and managing insurance-related compensations. It serves insured individuals, claimants, and insurance contributors primarily within Romania. The organization operates a digital presence via a WordPress-based website that provides information, forms, and portals for claim submissions and status tracking. The website is well-structured, professionally designed, and offers clear contact information, reinforcing its role as a trusted government-backed institution. Technically, the site leverages modern web technologies including WordPress, Elementor, Bootstrap, and various JavaScript libraries, ensuring a responsive and user-friendly experience. Security posture is adequate with HTTPS enforced and use of reCAPTCHA, though improvements in security headers and explicit cookie consent mechanisms are recommended. The absence of WHOIS data is due to ROTLD privacy policies and does not detract from the site's legitimacy. Overall, the website reflects a mature digital infrastructure supporting a critical public service with moderate risk and good compliance.
Detected Technologies
12 urgent findings need attention
1 critical · 11 high
- + 4 more findings in the full report below
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Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
3 findings
70/100
GDPR Compliance
5 findings
10/100
NIS2 Compliance
9 findings
2/100
Email Security
4 findings
70/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
The organization holds a strong market position as the official insurance guarantee fund in Romania, operating under public law. Its business model focuses on managing insurance claims and providing guarantees to insured parties. The website supports this by offering online forms for claim initiation, payment requests, and public communications. Partnerships include membership in the International Forum of Insurance Guarantee Schemes, enhancing credibility and international cooperation. The target audience includes insured individuals, insurance companies, and the general public seeking information or assistance with insurance claims. The site’s content and structure indicate a medium-sized entity with a focused government mandate, emphasizing transparency and service delivery. Growth indicators include active communication channels and digital portals for streamlined claim processing.
Extracted Contact Information
Marketing Intelligence Data
Physical Addresses (1)
Security Posture Analysis
Comprehensive Security Assessment
The website demonstrates a moderate security maturity level with HTTPS enabled and use of Google reCAPTCHA to protect forms from abuse. However, the lack of explicit security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options suggests room for improvement in defense-in-depth strategies. No vulnerabilities or exposed sensitive data were detected in the HTML content. The absence of a security.txt file or dedicated vulnerability disclosure page limits transparency in incident response readiness. GDPR compliance is partially addressed through a comprehensive privacy policy, but cookie consent mechanisms are missing. Overall, the security posture is adequate for a government service website but would benefit from enhanced header configurations and formalized incident response disclosures.
Strategic Recommendations
Priority Actions for Security Improvement
Implement comprehensive security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to strengthen browser security.
✨Observations
Comprehensive website and business-context analysis.
AI-Enhanced Website Analysis
Business Insights
Fondul de Garantare a Asiguraților
Fondul de Garantare a Asiguraților is a public legal entity established under Romanian law to guarantee insurance claims. It provides services related to insurance claim handling, payment requests, and public communication regarding insurance guarantee schemes.
good
consistent
Technical Stack
moderate
good
basic
good
Security Assessment
- HTTPS enforced
- Use of reCAPTCHA for forms
- No exposed sensitive data in HTML
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is fully accessible with no blocking or WAF challenge.
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing Content-Security-Policy header
Controls resources the browser is allowed to load
Missing Referrer-Policy header
Controls referrer information sent with requests
Missing Permissions-Policy header
Controls browser features and APIs
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Privacy Policy found
GDPR requires a clear and accessible privacy policy
No Cookie Policy found
GDPR requires clear information about cookie usage
No Cookie Consent Banner found
GDPR requires explicit consent for non-essential cookies
EU business without adequate privacy measures
EU businesses are subject to strict GDPR requirements
Third-party services without privacy policy
Detected services: Facebook, Cloudflare, Google APIs
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
NIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
NIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
NIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
NIS2 requires documented incident response and business continuity plans
No business continuity planning found
NIS2 emphasizes operational resilience and business continuity
No security contact information
NIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
Clear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
Consider explicitly mentioning NIS2 compliance efforts
Critical sector without clear security compliance
Detected sectors: energy, transport, banking, digital
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No DKIM record found
DKIM adds cryptographic signatures to emails
No BIMI Record
BIMI displays brand logos in email clients
No MTA-STS Policy
MTA-STS enforces TLS for email delivery
No TLS-RPT Record
TLS-RPT provides reporting for email TLS issues
SPF Details
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak Protocols Supported
Server supports weak protocols: TLSv1.1
OCSP Stapling Not Enabled
OCSP stapling improves performance and privacy
Certificate Transparency Not Implemented
Certificate is not logged in Certificate Transparency logs
Mixed Content Detected
1 resources loaded over insecure HTTP
Partial SSL/TLS Assessment
Completed 3 of 4 security checks due to time constraints
Protocol Support
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
DNSSEC is not configured for this domain
CAA Records Not Configured
Certificate Authority Authorization (CAA) records not found
Domain Transfer Lock Not Enabled
Domain can be transferred without authorization
Domain Delete Lock Not Enabled
Domain can be deleted without additional verification
Domain Registration Details
- •No domain protection locks enabled
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
No unnecessary services detected on common risky ports
How does fgaromania.ro compare?
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🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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