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Security report for europaeische.at

Europäische Reiseversicherung AG · Other · Austria

Medium risk. 2 critical or high findings in SSL/TLS and Security headers.

Security score

68/100

Risk levelMedium

0–100, higher is better. How it is calculated

Europäische Reiseversicherung AG is Austria's leading travel insurance provider, offering a wide range of insurance products for private and business travelers. The company emphasizes comprehensive coverage including cancellation, medical treatment abroad, baggage insurance, and emergency assistance, supported by digital tools like the Reisedoc and Notfall-App. The website is professionally designed, mobile-optimized, and provides clear navigation and rich content to assist customers in selecting appropriate insurance products. Technically, the site is built on TYPO3 CMS with modern frameworks and includes robust cookie consent management and analytics integration. Security posture is strong with HTTPS enforced and no visible vulnerabilities, though some HTTP security headers could be improved. Privacy compliance is well addressed with detailed policies and consent mechanisms. Overall, the site reflects a mature, trustworthy insurance business with a strong market position in Austria.

Scanned

NIS2 and GDPR posture

GDPR outside view
83/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      Unable to retrieve SSL certificate

      Could not establish secure connection to retrieve certificate information

      What to do: Check if the server is accessible and SSL/TLS is properly configured

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching europaeische.at

This scan found 14 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
65
Email security
70
DNS health
90
Network security
100
GDPR outside view
83
Average
68

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company operates in the insurance sector with a focus on travel insurance, targeting both private individuals and business clients. It benefits from a long history since 1907 and is part of the Generali Group, enhancing its market credibility. The business model revolves around providing tailored insurance products with digital support tools and extensive customer service. The website supports lead generation through an interactive premium calculator and newsletter sign-up. Partnerships with climate initiatives and assistance networks further strengthen its brand. The company maintains active social media channels and transparent legal and privacy disclosures, indicating a customer-centric approach and regulatory compliance.

Security posture

The website demonstrates a solid security foundation with HTTPS and secure cookie practices. It uses cookie consent management to comply with GDPR and includes tracking controls for US-based services. No security.txt or explicit incident response contacts were found, representing an area for improvement. The absence of HTTP security headers like CSP or X-Frame-Options slightly reduces the security score. No vulnerable libraries or exposed sensitive data were detected. Overall, the security posture is good but could be enhanced by publishing security policies and improving header configurations.

Recommendations

  1. Implement and enforce HTTP security headers such as Content-Security-Policy, X-Frame-Options, and X-XSS-Protection.
  2. Publish a dedicated security policy page and provide clear incident response contact information.
  3. Add a security.txt file at the root domain to facilitate vulnerability disclosures.
  4. Regularly audit third-party scripts and dependencies for vulnerabilities and update them promptly.
  5. Enhance transparency by detailing data retention policies and cookie usage in the privacy policy.

Contact details published on the site

Addresses
Legal name
Europäische Reiseversicherung AG
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Europäische Reiseversicherung AG
Description
Europäische Reiseversicherung AG is Austria's market leader in travel insurance, offering insurance products for private and business travel with coverage domestically and internationally, including services like Reisedoc and a Notfall-App.
Key services
Travel insurance for multiple and single trips, Storno (cancellation) insurance, Medical treatment abroad, Heimtransport (repatriation), Travel baggage insurance, Emergency assistance and app services
Content quality
excellent
Branding
consistent

Technology

Stack
TYPO3 CMS, Bootstrap, jQuery, Google Tag Manager, Google Analytics, Cookieman cookie consent manager
Frameworks
TYPO3 CMS
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent with detailed categories
  • No exposed sensitive data in HTML
  • Use of secure cookies (implied by cookie descriptions)
  • No visible vulnerable libraries

Analytics and tracking

Services
Google Analytics, Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Google DoubleClick
Tracking pixels
Facebook Pixel
Marketing tools
Cookieman cookie consent
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and interactive insurance calculator
  2. Strong focus on travel insurance products and services
  3. Comprehensive cookie consent and privacy mechanisms implemented
  4. Clear contact information and legal disclosures present
  5. No signs of phishing, malware, or suspicious content
  6. Use of modern web technologies and CMS
  7. No WHOIS data available due to NIC.AT restrictions
Technical notes

Notes

The website is built on TYPO3 CMS, leveraging Bootstrap and jQuery for responsive design and interactivity. It integrates Google Tag Manager and Analytics for tracking and marketing purposes, alongside a sophisticated cookie consent manager (Cookieman). The site is mobile-optimized with good accessibility features and SEO meta tags. Performance is moderate, with compressed CSS assets and asynchronous script loading. Hosting details are not explicitly disclosed. The technical stack is modern and well-maintained, supporting a professional user experience and business operations.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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