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Security report for elvia.pl

Elvia · Other · Poland

Medium risk. 6 critical or high findings in GDPR outside view and SSL/TLS.

Security score

72/100

Risk levelMedium

0–100, higher is better. How it is calculated

Elvia is a Polish travel insurance provider specializing in online sales of travel, sport, ski, business, and work insurance products. The company positions itself as a leader in the travel insurance market in Poland, offering quick and easy insurance purchase options through its website. The site is professionally designed, mobile-optimized, and provides clear navigation and contact options, including phone support and social media presence. The parent company is Mondial Assistance, a recognized name in the insurance assistance sector. Technically, the website uses a modern JavaScript stack including jQuery, Google Analytics, Facebook Pixel, Hotjar, and reCAPTCHA to enhance user experience and security. The site enforces HTTPS and implements cookie consent mechanisms, reflecting good privacy compliance. However, no explicit security headers or incident response policies are publicly available, which could be improved to enhance security posture. WHOIS data is not publicly available, likely due to privacy protection, but the website content and trust signals indicate a legitimate and professional business. Overall, the site demonstrates a solid digital presence with moderate to good technical and security maturity.

Scanned

NIS2 and GDPR posture

GDPR outside view
10/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook

      What to do: Document all third-party data sharing in your privacy policy

Need hands-on remediation? Email guard@offseq.com

Keep watching elvia.pl

This scan found 18 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
85
Security headers
80
Email security
70
DNS health
85
Network security
100
GDPR outside view
10
Average
72

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Elvia operates in the insurance sector focusing on travel-related insurance products. Its business model centers on direct online sales and customer self-service, targeting Polish travelers and business clients. The company leverages partnerships with Mondial Assistance for insurance underwriting and assistance services. The website's content and structure suggest a medium-sized enterprise with a clear market position as a leader in travel insurance in Poland. The use of multiple analytics and marketing tools indicates an active approach to customer engagement and conversion optimization. The absence of detailed company registration data on the site is mitigated by the presence of trust indicators such as privacy policies, terms of service, and contact phone numbers. The partnership ecosystem includes the parent company and the web development agency, supporting operational and technical needs.

Security posture

The website enforces HTTPS and uses reCAPTCHA to protect forms, which are positive security measures. Cookie consent is implemented, supporting privacy compliance. However, the lack of visible security headers such as Content-Security-Policy, X-Frame-Options, and others is a gap that could expose the site to certain web-based attacks. No incident response or vulnerability disclosure information is provided, limiting transparency in security management. The use of multiple third-party scripts introduces potential risk vectors that require regular auditing. No vulnerabilities or exposed sensitive data were detected in the provided content. Overall, the security posture is moderate but could be strengthened by adding security headers, publishing security policies, and implementing a vulnerability disclosure program.

Recommendations

  1. Implement standard security headers (CSP, X-Content-Type-Options, X-Frame-Options) to mitigate common web attacks.
  2. Publish an incident response and vulnerability disclosure policy to improve transparency and trust.
  3. Regularly audit third-party scripts and dependencies for vulnerabilities and update them promptly.
  4. Enhance accessibility features to meet compliance standards and improve user experience for all users.
  5. Consider publishing a security.txt file to facilitate responsible vulnerability reporting.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Elvia
Description
Elvia offers online travel insurance services, specializing in travel, sport, ski, business, and work insurance products. The site facilitates quick insurance purchase and provides information and assistance related to travel insurance.
Key services
Travel insurance, Sport insurance, Ski insurance, Business travel insurance, Work insurance
Content quality
good
Branding
consistent

Technology

Stack
jQuery 3.7.1, jQuery UI 1.13.2, Select2, Google Analytics, Google Tag Manager, Facebook Pixel, Hotjar, reCAPTCHA v2, Pickadate.js
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of reCAPTCHA for forms
  • Cookie consent banner
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics, Hotjar, Facebook Pixel
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Facebook Pixel, Hotjar
Marketing tools
Facebook Pixel, Hotjar
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenge
  2. Content is professionally presented in Polish language targeting Polish customers
  3. Strong focus on travel insurance products with clear calls to action
  4. Use of multiple third-party analytics and marketing tools
  5. No visible security headers detected in provided data
  6. WHOIS data unavailable publicly, likely due to privacy protection
  7. Cookie consent and privacy policy are implemented properly
  8. No contact emails explicitly found in HTML content, but phone contact is clear
  9. No explicit security or incident response policies found on site
Technical notes

Notes

The website uses a mature JavaScript stack with jQuery, jQuery UI, Select2, and date-picker libraries to provide a rich user interface. Analytics and marketing integrations include Google Analytics, Google Tag Manager, Facebook Pixel, and Hotjar, indicating a focus on user behavior tracking and conversion optimization. The site is mobile-optimized and uses responsive CSS stylesheets. The presence of reCAPTCHA protects forms from automated abuse. No CMS or hosting provider information is explicitly detected. Performance appears moderate with no obvious blocking scripts. The site could benefit from improved accessibility and SEO enhancements. The technical implementation is solid but could be modernized by reducing reliance on older jQuery versions and improving security headers.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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