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Security report for danskebank.fi

Danske Bank A/S · Finance · Finland

Medium risk. 6 critical or high findings in GDPR outside view and SSL/TLS.

Security score

71/100

Risk levelMedium

0–100, higher is better. How it is calculated

Danske Bank A/S operates a professional and comprehensive Finnish banking website targeting personal banking customers in Finland. The site offers a wide range of financial services including loans, savings, investments, and digital banking solutions. The bank holds a strong market position as a major Nordic financial institution with a long-established presence since 1997. The website demonstrates a mature digital infrastructure with modern technologies and good mobile optimization. Security posture is robust, featuring HTTPS, DNSSEC, and multiple security headers, with no visible vulnerabilities or exposed sensitive data. Privacy and cookie policies are clearly presented and GDPR compliant, supporting user trust and regulatory adherence. Overall, the site reflects a high level of professionalism and business credibility.

Scanned

This is an earlier scan of danskebank.fi. View the latest report

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, LinkedIn

      What to do: Document all third-party data sharing in your privacy policy

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching danskebank.fi

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
57
Security headers
85
Email security
70
DNS health
90
Network security
100
GDPR outside view
25
Average
71

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Danske Bank's Finnish site serves retail banking customers with a focus on personal financial products and services. The business model centers on traditional banking complemented by digital services and customer support. The bank leverages partnerships such as with Fennia insurance to enhance customer offerings. The domain's long registration history and consistent WHOIS data reinforce the bank's legitimacy. The website's content and navigation are well-structured to support customer engagement and conversion. The bank's market position as a leading Nordic financial institution is supported by its comprehensive service portfolio and digital presence.

Security posture

The website exhibits a strong security posture with enforced HTTPS, DNSSEC-signed domain, and comprehensive security headers. No critical vulnerabilities or exposed sensitive information were detected in the HTML content. However, explicit security policy and incident response pages are not found, which could be improved to enhance transparency and readiness. The use of secure login portals and digital signature services indicates mature security practices. Privacy compliance is well addressed with clear policies and cookie consent mechanisms. Overall, the security maturity is high, suitable for a financial institution.

Recommendations

  1. Publish a dedicated security policy and incident response page to improve transparency.
  2. Implement and publicize a vulnerability disclosure program or security.txt file.
  3. Enhance visibility of contact information including phone numbers for customer support.
  4. Regularly audit and update third-party scripts and libraries to mitigate potential vulnerabilities.
  5. Maintain and monitor DNSSEC and security headers to ensure ongoing protection.

Contact details published on the site

Addresses
Legal name
Danske Bank A/S
Registration number
DK61126228
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Danske Bank A/S
Description
Me Danske Bankissa uskomme, että jokaisella suomalaisella on oikeus taloudelliseen mielenrauhaan. Meiltä saat apua ja neuvoja varallisuuden kartuttamiseen
Key services
Loans, Savings and Investments, Daily Banking Services, Customer Support, Digital Banking
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, CSS, HTML5, SVG, eGain (customer engagement platform), Ultradns (DNS provider)
Performance
moderate
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
90/100
Good practices seen
  • HTTPS enforced
  • DNSSEC signed domain
  • No exposed sensitive data in HTML
  • Secure login forms
  • Use of security headers

Analytics and tracking

Services
eGain Analytics
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
analytics.analytics-egain.com
Marketing tools
eGain
Transparency
basic

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured.
  2. Content is comprehensive and relevant to Finnish banking customers.
  3. Strong security posture with HTTPS, DNSSEC, and security headers.
  4. Privacy and cookie policies are present and GDPR compliant.
  5. No suspicious or malicious indicators found.
  6. Multiple external domains are related to the bank's services and partners.
  7. No contact phone numbers explicitly labeled found in the HTML content.
  8. Contact forms and email addresses are not explicitly visible in the provided content.
  9. No explicit security incident response or vulnerability disclosure pages detected.
Technical notes

Notes

The website uses a modern tech stack including JavaScript, CSS, and SVG graphics, with integration of eGain for customer engagement and analytics. The domain is hosted with a reputable registrar and DNS provider supporting DNSSEC. The site is mobile-optimized with responsive design and accessibility features. Performance is moderate, with potential for optimization. SEO practices are good with proper meta tags and Open Graph data. No CMS was explicitly detected, suggesting a custom or proprietary platform. Overall, the technical infrastructure supports a secure and user-friendly banking experience.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 71/100Medium26 findingsView report
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