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Security report for danskebank.fi

Danske Bank A/S · Finance · Finland

Medium risk. 6 critical or high findings in GDPR outside view and SSL/TLS.

Security score

71/100

Risk levelMedium

0–100, higher is better. How it is calculated

Danske Bank A/S operates a comprehensive Finnish banking website targeting retail and private banking customers. The site offers a wide range of financial services including loans, savings, investments, and digital banking solutions. The bank holds a strong market position as a major Nordic financial institution with a long-established presence since 1997. The website demonstrates a mature digital infrastructure with modern technologies and good mobile optimization. Security posture is strong with HTTPS, DNSSEC, and secure login portals, although explicit security policies and incident response information are limited publicly. Overall, the site is professional, trustworthy, and compliant with GDPR and cookie regulations.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, LinkedIn

      What to do: Document all third-party data sharing in your privacy policy

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching danskebank.fi

This scan found 18 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
57
Security headers
85
Email security
70
DNS health
90
Network security
100
GDPR outside view
25
Average
71

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Danske Bank's Finnish site reflects a robust business model focused on retail banking services with additional private banking and investment offerings. The bank leverages partnerships such as with Fennia insurance and maintains a broad ecosystem of related service domains. The company targets Finnish consumers with tailored financial products and digital tools, supporting growth and customer engagement. The domain age and registrant data align with the bank's multinational operations, reinforcing credibility. The site content and navigation are designed for clarity and ease of use, supporting customer acquisition and retention.

Security posture

The website employs strong security measures including HTTPS encryption and DNSSEC for domain integrity. Login portals are segregated and use secure URLs. No exposed sensitive data or vulnerable libraries were detected in the HTML content. However, the absence of a publicly visible security policy or vulnerability disclosure program limits transparency. Incident response contacts are not explicitly provided, which could be improved to enhance security readiness. Overall, the security maturity is good but could benefit from enhanced communication and additional security headers.

Recommendations

  1. Publish a dedicated security policy and incident response page to improve transparency.
  2. Implement and publicize a vulnerability disclosure or security.txt file to encourage responsible reporting.
  3. Enhance HTTP security headers such as Content-Security-Policy and X-Content-Type-Options.
  4. Provide direct contact information for security incidents or abuse reports.
  5. Regularly review and audit third-party scripts and analytics tools for security compliance.

Contact details published on the site

Addresses
Legal name
Danske Bank A/S
Registration number
DK61126228
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Danske Bank A/S
Description
Danske Bank in Finland encourages Finnish customers to realize their financial opportunities and pursue wealth and financial peace of mind.
Key services
Loans, Savings and investments, Daily banking services, Private banking, Digital banking services
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, CSS, HTML5, SVG icons, eGain (customer engagement platform), Ultradns (DNS provider)
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • DNSSEC signed domain
  • Use of secure login portals
  • No exposed sensitive data found in HTML

Analytics and tracking

Services
eGain Analytics
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
analytics.analytics-egain.com
Marketing tools
eGain
Transparency
basic

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and navigation.
  2. Strong brand presence with consistent design and professional content.
  3. Comprehensive banking services offered targeting Finnish customers.
  4. Good security posture with HTTPS and DNSSEC.
  5. No signs of phishing, malware, or suspicious activity.
  6. Limited explicit security policy or incident response info publicly visible.
  7. Use of third-party analytics and customer engagement tools.
  8. No privacy protection on WHOIS, enhancing trust.
  9. No adult or questionable content detected.
Technical notes

Notes

The website uses a modern tech stack with JavaScript, CSS, and SVG for UI elements. It integrates third-party customer engagement and analytics tools like eGain. The domain is hosted with reputable providers and uses Ultradns for DNS services with DNSSEC enabled. Performance is moderate with good mobile responsiveness and accessibility features. SEO is well implemented with proper meta tags and Open Graph data. No CMS was explicitly detected, suggesting a custom or proprietary platform. The site is professionally maintained with consistent branding and navigation.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 71/100Medium26 findingsView report
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