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Is commbank.com.au a Scam? Security Check Results - Commonwealth Bank of Australia

commbank.com.au Security Report Summary

commbank.com.au received a security score of 72 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Commonwealth Bank of Australia's website security posture. Commonwealth Bank of Australia operates in the Finance industry in Australia.

Commonwealth Bank of Australia (CommBank) is a leading financial institution providing a broad range of personal, business, and institutional banking services. The website clearly targets Australian consumers and businesses, offering banking products, loans, insurance, investing, and superannuation services. The site is professionally designed with consistent branding and comprehensive content that supports its market position as a major Australian bank. Technically, the site leverages Adobe Experience Manager as its CMS, integrates modern analytics and marketing tools, and demonstrates good performance and accessibility standards. Security posture is strong with HTTPS enforcement, security headers, and scam awareness content, although explicit security policies and incident response details are not published. WHOIS data is unavailable due to .au domain privacy policies but the domain and content strongly indicate legitimacy. Overall, the site is trustworthy, well-maintained, and compliant with privacy regulations.

The security scan identified 24 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: JavaScript, jQuery, Adobe Experience Manager (AEM), Google Tag Manager, Adobe Target, AppDynamics, YouTube embed.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and business-context intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is commbank.com.au Safe? Security Analysis for Commonwealth Bank of Australia

http://commbank.com.au

Check if commbank.com.au is a scam or legitimate. Free security scan and reviews.

FinanceAustraliaenterprise
JavaScriptjQueryAdobe Experience Manager (AEM)Google Tag ManagerAdobe Target+2 more
Analyzed Completed
72
Security Score
MEDIUM RISK

Below Finance avg (78)

GDPR-aligned

Data handling

EU

Hosting region

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AI Summary

Commonwealth Bank of Australia (CommBank) is a leading financial institution providing a broad range of personal, business, and institutional banking services. The website clearly targets Australian consumers and businesses, offering banking products, loans, insurance, investing, and superannuation services. The site is professionally designed with consistent branding and comprehensive content that supports its market position as a major Australian bank. Technically, the site leverages Adobe Experience Manager as its CMS, integrates modern analytics and marketing tools, and demonstrates good performance and accessibility standards. Security posture is strong with HTTPS enforcement, security headers, and scam awareness content, although explicit security policies and incident response details are not published. WHOIS data is unavailable due to .au domain privacy policies but the domain and content strongly indicate legitimacy. Overall, the site is trustworthy, well-maintained, and compliant with privacy regulations.

Detected Technologies

JavaScriptjQueryAdobe Experience Manager (AEM)Google Tag ManagerAdobe TargetAppDynamicsYouTube embed

7 urgent findings need attention

7 high

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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

5 findings

55/100

GDPR Compliance

2 findings

73/100

NIS2 Compliance

8 findings

17/100

Email Security

3 findings

87/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

CommBank operates in the banking and finance sector with an enterprise-sized footprint in Australia. Its business model focuses on retail and business banking, supported by digital platforms for customer engagement. The company maintains a strong brand presence and offers a wide range of financial products. The website reflects a mature digital strategy with integrated marketing and analytics tools, indicating ongoing investment in customer experience and data-driven decision-making. Partnerships and subsidiaries such as CommSec and CommBiz are integrated under the main domain ecosystem. The company emphasizes security awareness and customer support, which aligns with regulatory and market expectations.

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a mature security posture with enforced HTTPS, use of security headers, and no visible exposure of sensitive data. It includes educational content on scams and security alerts, enhancing user awareness. However, the absence of a published security policy, incident response contact details, or vulnerability disclosure program represents an area for improvement. The site uses multiple third-party scripts and tracking technologies, which should be regularly audited to mitigate supply chain risks. Overall, the security measures are robust for a financial institution's public website, but transparency on security governance could be enhanced.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a dedicated security policy and incident response information to improve transparency and trust.

Observations

Comprehensive website and business-context analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Commonwealth Bank of Australia

Description:

CommBank offers personal banking, business solutions, institutional banking, company information, and more

Key Services:
Bank accountsCredit cardsHome loansInsuranceInvesting & SuperannuationBusiness bankingInstitutional banking
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
JavaScriptjQueryAdobe Experience Manager (AEM)Google Tag ManagerAdobe TargetAppDynamicsYouTube embed
Frameworks:
Adobe Experience ManagerjQuery
Platforms:
Web
Performance:

moderate

Mobile:

excellent

Accessibility:

excellent

SEO:

good

Security Assessment

Security Score:
90/100
Best Practices:
  • HTTPS enforced
  • Use of security headers
  • No exposed sensitive data in HTML
  • Secure login forms with proper ARIA labels
  • Use of modern analytics and tracking with consent

Analytics & Tracking

Services:
Google Analytics 4Adobe AnalyticsFacebook Analytics
Tracking Level:extensive
Privacy Compliance:good

Advertising & Marketing

Ad Networks:
Google DoubleClick
Tracking Pixels:
Facebook PixelAdobe Target
Marketing Tools:
Adobe Experience Platform
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with rich content and multimedia

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

55/100
Score

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

73/100
Score

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

87/100
Score

Strict DMARC Alignment

LOW

Strict alignment may cause legitimate emails to fail

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:spf1.cba.com.au include:spf2.cba.com.au ip4:144.49.240.0/21 include:spf.protection.outlook.com ~all
DNS Lookups:3/10
Policy:~all
DKIM Selectors Found
Selector:selector1(1416-bit rsa)
DMARC Details
Policy:reject
Subdomain Policy:reject
Aggregate Reports:[email protected]
Forensic Reports:[email protected]

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

72/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Mixed Content Detected

MEDIUM

1 resources loaded over insecure HTTP

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Enabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Registration Details

Protection Level
strongDNSSEC OFF

DNS Records

A Records:162.159.141.172, 172.66.1.168
Name Servers:
ns-1077.awsdns-06.org
ns-1901.awsdns-45.co.uk
ns-24.awsdns-03.com
ns-845.awsdns-41.net
MX Records:
10: commbank-com-au.mail.protection.outlook.com
SOA:Serial: 1, TTL: 86400s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:43ms

SPF Analysis

SPF Record:
v=spf1 include:spf1.cba.com.au include:spf2.cba.com.au ip4:144.49.240.0/21 include:spf.protection.outlook.com ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does commbank.com.au compare?

See how commbank.com.au stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on Adobe Experience Manager, a robust enterprise CMS, and uses modern JavaScript libraries including jQuery. It integrates Google Tag Manager, Adobe Target, and Facebook Pixel for analytics and marketing. Performance is moderate with room for optimization, but mobile responsiveness and accessibility are excellent. The site uses HTTPS with strong SSL configuration and security headers. No CMS or hosting provider vulnerabilities were detected. The technical infrastructure supports a high-quality user experience and aligns with enterprise standards for a major financial institution.
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Optional add-ons

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Your order

Full Report
PDF · email delivery · lifetime access
39.90
Total
Incl. 21% VAT
39.90
Already purchased? Enter unlock code
VisaMastercardApple PayGoogle Payvia EveryPay
SEQ SIA
Reg. No. 40203410806 · VAT LV40203410806

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