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Security report for cmbchina.com

招商银行 · Finance · China

Medium risk. 5 critical or high findings in Security headers and GDPR outside view.

Security score

67/100

Risk levelMedium

0–100, higher is better. How it is calculated

招商银行官方网站提供全面的个人及企业金融服务，包括银行卡、贷款、投资理财、跨境金融及养老金金融等。作为中国领先的商业银行之一，招商银行拥有长期稳定的市场地位和丰富的服务产品，面向广泛的个人和企业客户群体。网站内容丰富，结构清晰，支持多渠道客户服务，体现出较高的数字化成熟度。技术上采用传统的网页技术和自有CMS系统，移动端优化良好。安全方面，网站启用HTTPS，域名注册信息完整且受保护，未发现明显安全漏洞，但缺少部分安全政策和隐私合规机制。整体风险较低，适合广大用户使用。

Scanned

This is an earlier scan of cmbchina.com. View the latest report

NIS2 and GDPR posture

GDPR outside view
58/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

Keep watching cmbchina.com

This scan found 22 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
90
Security headers
15
Email security
60
DNS health
80
Network security
100
GDPR outside view
58
Average
67

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

招商银行定位为综合金融服务提供商，业务涵盖个人银行、公司银行、信用卡、财富管理及跨境金融等多个领域。其商业模式依托于多元化金融产品和服务，面向个人及企业客户。网站展示了丰富的产品线和服务渠道，体现出强大的市场竞争力和客户覆盖能力。通过合作伙伴和子站点，招商银行构建了完善的生态系统，支持招聘、客户服务及金融产品推广。长期注册的域名和多项信任指标增强了其商业信誉。

Security posture

招商银行网站安全措施较为完善，启用HTTPS保障数据传输安全，域名状态设置多重保护防止非法转移和删除。未发现敏感信息泄露或使用过时易受攻击的库。缺少公开的安全政策和事件响应联系方式，建议完善相关内容以提升透明度和用户信任。未检测到WAF阻断或安全挑战页面，网站访问正常。整体安全成熟度较高，但仍有提升空间。

Recommendations

  1. 启用DNSSEC以增强域名系统安全
  2. 增加明确的安全政策和事件响应页面，提供安全事件联系方式
  3. 部署cookie同意机制以符合隐私法规要求
  4. 升级前端库版本，减少潜在安全风险
  5. 加强网站无障碍功能，提升用户体验和合规性
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
招商银行
Description
招商银行官方网站。办理卡片申请,智能存款,转账汇款,网上支付,投资理财,贷款消费,信用卡还款,生活缴费,外汇买卖,实时利率,汇率查询,公司理财,企业贷款等业务,享受一站式综合金融服务！更可登录网上银行,手机银行,尽享24小时在线便利金融服务！
Key services
个人银行业务, 公司银行业务, 信用卡服务, 投资理财, 贷款服务, 跨境金融, 养老金金融, 资产托管
Content quality
good
Branding
consistent

Technology

Stack
jQuery 1.10.2, JavaScript, HTML5, CSS3
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Domain locked with multiple EPP status codes
  • No exposed sensitive data in HTML
  • No vulnerable libraries detected

Analytics and tracking

Tracking level
minimal
Privacy practices
basic

Advertising

Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is a professional banking site with comprehensive financial services
  2. Content is primarily in Chinese with some English navigation options
  3. Multiple subdomains and external links to related financial services and apps
  4. No signs of phishing, malware, or suspicious content
  5. No explicit privacy or cookie consent banners detected
  6. Mobile version redirects to m.cmbchina.com
  7. Uses older jQuery version but no known vulnerable libraries detected
  8. No explicit security policy or incident response pages found
  9. WHOIS data shows domain is well protected and long-standing
Technical notes

Notes

网站采用传统的HTML、CSS和JavaScript技术，使用较旧版本的jQuery库，可能存在技术债务。内容通过自有CMS系统动态加载，支持多语言和移动端访问。性能表现中等，页面结构清晰，SEO优化良好。缺少现代前端框架和自动化性能优化工具。建议逐步引入现代技术栈和性能监控工具，提升加载速度和用户体验。
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 67/100Medium31 findingsView report
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