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Security report for cmbchina.com

招商银行 · Finance · China

Medium risk. 5 critical or high findings in Security headers and GDPR outside view.

Security score

67/100

Risk levelMedium

0–100, higher is better. How it is calculated

招商银行是一家成立于1987年的中国领先商业银行，提供广泛的个人及企业金融服务，包括信用卡、贷款、投资理财、跨境金融等。网站内容丰富，覆盖多种业务板块，面向个人客户和企业客户，体现了其综合金融服务的业务模式和市场地位。技术架构基于传统的Web技术，采用jQuery和自定义CMS，移动端优化良好。安全方面，网站启用了HTTPS，域名注册信息完整且受多重保护，但缺少DNSSEC和公开的安全政策。整体安全态势良好，无明显漏洞或风险。隐私合规方面，网站提供了隐私政策但缺少cookie同意机制，GDPR合规性有限。综合来看，招商银行网站专业可信，适合其业务需求，建议加强隐私合规和安全透明度以提升用户信任。

Scanned

NIS2 and GDPR posture

GDPR outside view
58/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

Keep watching cmbchina.com

This scan found 22 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
90
Security headers
15
Email security
60
DNS health
80
Network security
100
GDPR outside view
58
Average
67

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

招商银行在中国银行业中占据重要地位，拥有长期稳定的客户基础和多样化的金融产品线。其业务涵盖个人银行、公司银行、投资银行、资产托管及养老金金融等多个领域，体现出多元化的收入来源和市场覆盖。网站链接多个子域和合作平台，显示其完善的数字生态系统。招商银行注重客户体验，提供多渠道服务入口和移动应用，支持线上线下融合。其市场策略聚焦于高端客户和普惠金融，体现出差异化竞争优势。未来发展可关注数字化转型和合规风险管理。

Security posture

招商银行网站采用HTTPS保障数据传输安全，域名注册状态显示多重保护，防止域名劫持和转移。未检测到明显的安全漏洞或敏感信息泄露。缺少DNSSEC支持，存在一定DNS安全风险。网站未公开安全政策或事件响应联系方式，建议完善安全透明度。无发现恶意代码或第三方风险库。整体安全成熟度较高，符合大型金融机构标准，但仍有提升空间，特别是在隐私合规和安全沟通方面。

Recommendations

  1. 启用DNSSEC以增强DNS安全防护
  2. 增加网站安全政策和事件响应联系方式的公开
  3. 部署Cookie同意机制以符合隐私法规要求
  4. 发布漏洞披露政策或security.txt文件提升安全透明度
  5. 加强网站无障碍访问功能，提升合规性和用户体验
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
招商银行
Description
招商银行官方网站。办理卡片申请,智能存款,转账汇款,网上支付,投资理财,贷款消费,信用卡还款,生活缴费,外汇买卖,实时利率,汇率查询,公司理财,企业贷款等业务,享受一站式综合金融服务！更可登录网上银行,手机银行,尽享24小时在线便利金融服务！
Key services
个人银行业务, 公司银行业务, 信用卡服务, 投资理财, 贷款服务, 跨境金融, 养老金金融, 资产托管
Content quality
good
Branding
consistent

Technology

Stack
jQuery 1.10.2, JavaScript, HTML5, CSS
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Domain locked with multiple EPP status flags
  • No exposed sensitive data in HTML
  • No visible vulnerable libraries

Analytics and tracking

Tracking level
minimal
Privacy practices
basic

Advertising

Marketing tools
Internal marketing pages and banners
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is professionally designed and content-rich
  2. Extensive navigation menus covering personal and corporate banking
  3. Multiple apps and digital banking platforms promoted
  4. No signs of phishing or malware
  5. No explicit privacy or cookie consent banners detected
  6. No visible security.txt or vulnerability disclosure
  7. WHOIS data supports legitimacy and long-term operation
Technical notes

Notes

网站基于传统Web技术栈，使用jQuery 1.10.2及自定义CMS，页面结构清晰，支持移动端访问。服务器托管于中国本地注册商，域名历史悠久，性能表现中等。SEO优化良好，包含丰富的元数据和关键词。缺少现代前端框架和部分安全增强技术。建议逐步引入现代技术栈和性能优化措施，提升加载速度和用户交互体验。整体技术架构稳定，适合银行业务需求。
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 67/100Medium31 findingsView report
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