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Security report for bper.it

BPER Banca · Finance · Italy

Medium risk. 4 critical or high findings in GDPR outside view, SSL/TLS and 1 other check.

Security score

58/100

Risk levelMedium

0–100, higher is better. How it is calculated

BPER Banca is a large Italian banking institution offering a wide range of financial products and services including loans, mortgages, insurance, digital banking, and wealth management. The website is professionally designed, well-structured, and targets private individuals, businesses, and wealth management clients. The technical infrastructure leverages modern web technologies such as React, Liferay CMS, and integrates advanced customer support features including a chat system with pre-chat validation. Security posture is strong with HTTPS, reCAPTCHA, and no visible vulnerabilities, though explicit security policies and incident response pages are not found. Privacy and cookie policies are comprehensive and GDPR compliant, with active consent mechanisms. Overall, the site demonstrates high professionalism, trustworthiness, and compliance with relevant regulations.

Scanned

This is an earlier scan of bper.it. View the latest report

NIS2 and GDPR posture

GDPR outside view
48/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      No HTTPS encryption

      GDPR requires appropriate security measures for personal data

      What to do: Implement SSL/TLS certificate for HTTPS

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      No HTTPS Encryption

      Website does not use HTTPS encryption, making all data transmission vulnerable to interception

      What to do: Implement SSL/TLS certificate and redirect all HTTP traffic to HTTPS

  3. DNS health

    DNS sends visitors and email to the right servers. Misconfigured records can cause outages or let someone redirect your traffic.

    • High

      Domain Expires Soon

      Domain expires in 26 days

      What to do: Renew domain registration before expiration

Need hands-on remediation? Email guard@offseq.com

Keep watching bper.it

This scan found 18 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
75
Email security
75
DNS health
50
Network security
100
GDPR outside view
48
Average
58

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The website positions BPER Banca as a key player in the Italian banking sector with a diversified product portfolio serving multiple customer segments. The business model focuses on retail and corporate banking with digital transformation initiatives evident. The presence of partner domains such as bpergroup.net and arcafondi.it indicates a robust partnership ecosystem. Marketing and analytics tools are employed to optimize user engagement and conversion. The site content and structure support strong brand consistency and customer trust.

Security posture

The security posture is solid with enforced HTTPS, integration of Google reCAPTCHA v3 to mitigate automated abuse, and use of security tokens within the Liferay framework. No sensitive data is exposed in the HTML content. However, the absence of explicit security policy or incident response pages and security.txt file suggests room for improvement in transparency and vulnerability management. The site uses third-party scripts and libraries which should be regularly audited to prevent supply chain risks.

Recommendations

  1. Publish a dedicated security policy and incident response page to enhance transparency.
  2. Implement and publish a security.txt file for vulnerability disclosure.
  3. Regularly audit and update third-party libraries to mitigate potential vulnerabilities.
  4. Enhance security headers explicitly via server configuration for improved protection.
  5. Ensure all forms implement CSRF tokens and input validation to prevent injection attacks.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
BPER Banca
Description
Finanzia i tuoi progetti con BPER Banca: tante soluzioni di finanziamento, prestiti e mutui per realizzare i tuoi sogni.
Key services
Prestiti, Mutui, Assicurazioni e Previdenza, Conti Correnti, Carte, Investimenti e Risparmio, Servizi Digitali, Wealth Management
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, jQuery, React, FontAwesome, Google reCAPTCHA v3, Unblu chat API, Slick Carousel, AUI (Alloy UI), Liferay Portal
Frameworks
Liferay, React
Platforms
Web
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • Use of HTTPS
  • Google reCAPTCHA v3 integration
  • No exposed credentials or sensitive data in HTML
  • Use of security tokens (Liferay.authToken)
  • Chat API initialization with API key

Analytics and tracking

Services
Google Analytics (via GTM), Bing Ads
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Bing Ads
Tracking pixels
Bing Ads, Iubenda Cookie Consent
Marketing tools
Tealium, Iubenda
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is a professional banking site for BPER Banca, an Italian financial institution.
  2. Comprehensive product and service offerings for private clients, businesses, and wealth management.
  3. Strong integration of customer support including chat with pre-chat forms and validation.
  4. Use of modern web technologies and frameworks with good SEO and accessibility practices.
  5. Privacy and cookie policies are present and include consent mechanisms.
  6. No critical security issues or WAF blocking detected.
  7. Multiple external domains used for analytics, marketing, and chat services.
  8. Structured data present for organization enhancing SEO and trust.
Technical notes

Notes

The website is built on the Liferay CMS platform with extensive use of JavaScript frameworks including React and jQuery. It employs modern UI components such as Slick Carousel and FontAwesome icons. Performance is moderate with room for optimization. The site is mobile-optimized and accessible with ARIA roles and keyboard navigation support. SEO is enhanced by structured data (JSON-LD) and Open Graph tags. The integration of multiple analytics and marketing tools indicates a mature digital marketing strategy. Technical risks include dependency on multiple external domains and third-party scripts which require ongoing security monitoring.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 77/100Low27 findingsView report
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