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Security report for bper.it

BPER Banca · Finance · Italy

Low risk. 2 critical or high findings in GDPR outside view and SSL/TLS.

Security score

77/100

Risk levelLow

0–100, higher is better. How it is calculated

BPER Banca is a large Italian banking group offering a wide range of financial services including retail banking, corporate banking, wealth management, loans, mortgages, and digital banking services. The website targets private individuals, businesses, and wealth management clients, providing comprehensive product offerings and digital access points. The site is built on a modern technical infrastructure using Liferay CMS, React, and various JavaScript libraries, ensuring a good user experience and mobile optimization. Security posture is strong with HTTPS enforced and bot protection via reCAPTCHA, though explicit security headers and published security policies are lacking. Privacy compliance is partially addressed with a cookie consent mechanism but no visible privacy policy or terms of service links in the main content. Overall, the website is professional, trustworthy, and well-positioned in the Italian banking sector.

Scanned

NIS2 and GDPR posture

GDPR outside view
73/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching bper.it

This scan found 19 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
67
Security headers
75
Email security
75
DNS health
70
Network security
100
GDPR outside view
73
Average
77

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

BPER Banca holds a strong market position as a major Italian bank with diversified services for individuals and businesses. Its business model revolves around traditional and digital banking products, wealth management, and corporate financing. The website reflects a mature digital presence with integrated marketing and analytics tools, indicating active customer engagement and data-driven strategies. Partnerships and related domains include institutional and home banking portals, supporting a comprehensive ecosystem. The absence of direct contact details on the main page suggests a focus on secure, authenticated customer interactions via dedicated portals.

Security posture

The website demonstrates a solid security foundation with HTTPS and Google reCAPTCHA integration to mitigate automated threats. OAuth2 endpoints indicate secure authentication flows. However, the lack of visible security headers such as Content Security Policy, HSTS, and X-Frame-Options is a gap that could be addressed to enhance protection against common web attacks. No vulnerabilities or exposed sensitive data were detected in the analyzed content. Incident response and vulnerability disclosure mechanisms are not publicly documented, which is a recommended improvement for transparency and security maturity.

Recommendations

  1. Implement and publish a comprehensive privacy policy and terms of service accessible from the main navigation or footer.
  2. Add standard security headers (CSP, HSTS, X-Frame-Options) to strengthen web security posture.
  3. Provide clear contact information for security incidents, including a dedicated security or abuse email address.
  4. Establish and publicize a vulnerability disclosure policy or security.txt file to encourage responsible reporting.
  5. Enhance accessibility and SEO by ensuring all forms and interactive elements have proper labels and ARIA attributes.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
BPER Banca
Description
Finanzia i tuoi progetti con BPER Banca: tante soluzioni di finanziamento, prestiti e mutui per realizzare i tuoi sogni.
Key services
Prestiti, Mutui, Assicurazioni e Previdenza, Conti Correnti, Carte, Investimenti e Risparmio, Servizi Digitali, Wealth Management
Content quality
good
Branding
consistent

Technology

Stack
JavaScript, React, YUI, Google Tag Manager, Google reCAPTCHA, Unblu chat API, FontAwesome
Frameworks
Liferay Portal, React, AUI (Alloy UI)
Platforms
Liferay CMS
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of Google reCAPTCHA for bot protection
  • Use of OAuth2 endpoints for authentication
  • Chat API initialized securely

Analytics and tracking

Services
Google Analytics (via GTM implied), Bing Ads tracking
Tracking level
moderate
Privacy practices
basic

Advertising

Ad networks
Bing Ads
Tracking pixels
Bing tracking
Marketing tools
Tealium (implied by tealium-event classes)
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured for banking services.
  2. Strong use of modern web technologies and frameworks.
  3. Good integration of analytics and marketing tools with privacy considerations.
  4. No critical security issues or vulnerabilities detected in the content.
  5. Lack of explicit security headers and published security policies is a minor gap.
  6. No direct contact emails or phone numbers found on the main page; likely available on subpages.
  7. Cookie consent mechanism is implemented via iubenda.
  8. No visible privacy policy or terms of service links in the provided content.
Technical notes

Notes

The website leverages Liferay CMS combined with React and Alloy UI frameworks, indicating a hybrid modern and enterprise-grade platform. Use of Google Tag Manager, Bing Ads, and iubenda for cookie management shows integration of advanced marketing and compliance tools. Performance is moderate with room for optimization, especially in script loading and resource management. Mobile optimization and accessibility are well addressed, with keyboard navigation and focus management scripts present. The technical stack is robust but could benefit from updated security headers and more explicit privacy disclosures.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 58/100Medium26 findingsView report
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