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Security report for bib.eu

Baltic International Bank SE · Finance · Latvia

Medium risk. 5 critical or high findings in GDPR outside view, Security headers and 1 other check.

Security score

70/100

Risk levelMedium

0–100, higher is better. How it is calculated

Baltic International Bank SE is a Latvian financial institution specializing in providing high-quality banking and investment services with a focus on ESG principles. The bank targets individual clients and partners within Latvia and the EU, offering services such as account management, investment solutions, and client consultations. The website reflects the bank's current insolvency status and ongoing asset sales, maintaining a professional and consistent brand presence. Technically, the website employs modern analytics and marketing tools including Google Analytics, Facebook Pixel, Hotjar, and Google Tag Manager, ensuring moderate performance and good mobile optimization. Security-wise, the site enforces HTTPS and cookie consent mechanisms but lacks explicit security headers and published security policies, indicating room for improvement. Overall, the website is trustworthy and professionally maintained, with clear contact information and compliance with GDPR cookie consent requirements.

Scanned

This is an earlier scan of bib.eu. View the latest report

NIS2 and GDPR posture

GDPR outside view
40/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook, LinkedIn, YouTube, Google APIs

      What to do: Document all third-party data sharing in your privacy policy

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching bib.eu

This scan found 21 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
45
Email security
80
DNS health
85
Network security
100
GDPR outside view
40
Average
70

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention bib.eu, from OffSeq Breach.

Total records
9
Employees
0
Customers
9
Third parties
0
Weak passwords
22%

4 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for bib.eu.

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Breach keeps ingesting new leaks, so these numbers can grow between scans.

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Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The bank operates in the finance sector with a medium-sized footprint in Latvia. Its business model revolves around traditional banking and investment services, targeting individual and corporate clients. The insolvency proceedings and asset sales indicate financial restructuring or wind-down activities. The website's content and linked social media profiles suggest an established market presence with transparent communication to creditors and clients. The use of multiple analytics and marketing platforms indicates a focus on digital engagement and customer insights. However, the absence of terms of service and explicit security policies may affect customer confidence. The bank's partnership ecosystem is not explicitly detailed, and no related or subsidiary domains were identified.

Security posture

The website demonstrates a moderate security posture with enforced HTTPS, cookie consent compliance, and use of reCAPTCHA to prevent automated abuse. The inclusion of tracking scripts is managed via consent categories, reflecting GDPR awareness. However, the lack of visible security headers such as Content Security Policy, HSTS, and X-Frame-Options reduces defense-in-depth. No vulnerability disclosures or incident response contacts are published, which could hinder transparency and rapid response to security incidents. No exposed sensitive data or vulnerable libraries were detected in the HTML content. Recommendations include implementing security headers, publishing a security policy, and establishing a vulnerability disclosure program to enhance security maturity.

Recommendations

  1. Implement and enforce security headers including CSP, HSTS, and X-Frame-Options to strengthen browser security.
  2. Publish a dedicated security policy and incident response contact information to improve transparency and trust.
  3. Establish a vulnerability disclosure program or security.txt file to facilitate responsible reporting of security issues.
  4. Enhance accessibility features to improve compliance and user experience for all visitors.
  5. Regularly audit and update third-party scripts and analytics tools to mitigate potential security risks.

Contact details published on the site

Addresses
Legal name
Baltic International Bank SE
VAT number
No 43948424
Registration number
40003127883
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Baltic International Bank SE
Description
Experienced bank in Latvia providing individual services of high-quality financial products and investment solutions based on the principles of ESG.
Key services
financial products, investment solutions, account opening, client consultation
Content quality
good
Branding
consistent

Technology

Stack
Google Analytics, Facebook Pixel, Google Tag Manager, Hotjar, YouTube Player API, reCAPTCHA
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
80/100
Good practices seen
  • HTTPS enforced
  • Cookie consent with granular controls
  • Use of reCAPTCHA
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics, Facebook Pixel, Hotjar
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Google Analytics, Facebook Pixel
Tracking pixels
Facebook Pixel
Marketing tools
Hotjar
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenge
  2. Comprehensive cookie consent mechanism implemented
  3. No explicit privacy policy page found but cookie policy and privacy info linked under documents
  4. No terms of service page detected
  5. Contact information is clearly presented with emails, phone, and physical address
  6. Website uses multiple third-party analytics and marketing tools
  7. Security headers are not explicitly visible in HTML content
  8. Website is related to an insolvent bank undergoing asset sales
  9. Social media presence on Facebook and LinkedIn
  10. No vulnerability disclosure or security.txt found
Technical notes

Notes

The website uses a combination of modern JavaScript libraries and third-party services such as Google Analytics, Facebook Pixel, Hotjar, and Google Tag Manager, indicating a mature digital marketing and analytics infrastructure. The site is mobile-optimized with responsive design elements and includes cookie consent management scripts. Performance is moderate, with asynchronous loading of external scripts to reduce blocking. The absence of a detected CMS suggests a custom or proprietary platform. No hosting provider details were found in the HTML content. The site could benefit from improved accessibility and SEO enhancements, as well as the addition of security headers to reduce technical risks.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 70/100Medium29 findingsView report
  2. 70/100Medium29 findingsView report
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