Skip to main content

Security report for bib.eu

Baltic International Bank SE · Finance · Latvia

Medium risk. 5 critical or high findings in GDPR outside view, Security headers and 1 other check.

Security score

70/100

Risk levelMedium

0–100, higher is better. How it is calculated

Baltic International Bank SE is a Latvian financial institution specializing in banking and investment services with a focus on sustainable growth and ESG principles. The bank currently is undergoing insolvency proceedings, with active asset sales and creditor notifications. The website provides comprehensive information about the bank's services, asset auctions, and contact channels, targeting individual and corporate clients within Latvia and the EU. The business model centers on financial products and investment solutions, with a medium-sized market presence in the Latvian banking sector. Technically, the website employs modern analytics and tracking technologies including Google Analytics, Facebook Pixel, Hotjar, and Google Tag Manager, alongside reCAPTCHA for form security. The site is well-structured, mobile-optimized, and includes a cookie consent mechanism compliant with GDPR. However, there is room for improvement in accessibility and security headers implementation. From a security perspective, the site enforces HTTPS and uses consent-based tracking, but lacks explicit security policies, incident response contacts, and vulnerability disclosure mechanisms. No critical vulnerabilities or exposed sensitive data were detected. The WHOIS data aligns with the business claims, indicating a legitimate domain registration. Overall, the website demonstrates a good balance of content quality, technical implementation, and privacy compliance, with moderate business credibility. Strategic improvements in security policy transparency and technical security headers would enhance trust and compliance further.

Scanned

NIS2 and GDPR posture

GDPR outside view
40/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook, LinkedIn, YouTube, Google APIs

      What to do: Document all third-party data sharing in your privacy policy

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching bib.eu

This scan found 21 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. The full timeline opens with your unlock code.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
45
Email security
80
DNS health
85
Network security
100
GDPR outside view
40
Average
70

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention bib.eu, from OffSeq Breach.

Total records
9
Employees
0
Customers
9
Third parties
0
Weak passwords
22%

4 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for bib.eu.

Select it in the checkout above.

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Open in Breach(opens in a new tab)Monitor on Breach(opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Baltic International Bank SE operates in the Latvian banking and finance sector, providing high-quality financial and investment services. The bank's insolvency status indicates a transitional phase, with active asset liquidation and creditor communications. The business targets individual and corporate clients seeking banking and investment solutions within Latvia and the EU. The website's content and structure suggest a focus on transparency and client engagement during insolvency. The bank leverages partnerships with payment and banking service providers but does not publicly list subsidiaries or parent companies. The presence of social media channels and detailed contact information supports client outreach and trust-building. The business model relies on traditional banking revenue streams, supplemented by asset sales during insolvency. Growth indicators are limited due to insolvency, but the bank maintains a professional digital presence.

Security posture

The website exhibits a moderate to good security posture with enforced HTTPS and use of reCAPTCHA to protect forms. Cookie consent mechanisms are implemented to comply with privacy regulations. However, the absence of security headers such as Content Security Policy, HSTS, and X-Frame-Options reduces defense-in-depth. No published security or incident response policies limit transparency and readiness perception. The use of multiple third-party analytics and tracking scripts introduces potential privacy and security risks, mitigated by consent controls. No vulnerabilities or exposed sensitive data were found in the HTML content. The WHOIS data and domain registration are consistent and trustworthy. Overall, the security posture is adequate but would benefit from enhanced header policies, published security documentation, and vulnerability disclosure mechanisms.

Recommendations

  1. Implement and enforce security headers including CSP, HSTS, and X-Frame-Options to strengthen browser security.
  2. Publish a clear security policy and incident response contact information on the website to improve transparency and readiness.
  3. Introduce a vulnerability disclosure policy or security.txt file to encourage responsible reporting of security issues.
  4. Enhance accessibility features to meet higher standards and improve user experience for all visitors.
  5. Regularly audit and update third-party scripts and tracking tools to minimize privacy and security risks.

Contact details published on the site

Addresses
Legal name
Baltic International Bank SE
VAT number
No 43948424
Registration number
40003127883
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Baltic International Bank SE
Description
Experienced bank in Latvia providing individual services of high-quality financial products and investment solutions based on the principles of ESG.
Key services
Financial products, Investment solutions, Account opening, Client consultation
Content quality
good
Branding
consistent

Technology

Stack
Google Analytics, Google Tag Manager, Facebook Pixel, Hotjar, YouTube Player API, Google reCAPTCHA
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
80/100
Good practices seen
  • HTTPS enforced
  • Cookie consent with granular controls
  • Use of reCAPTCHA for forms
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics, Facebook Pixel, Hotjar
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Google Analytics, Google Tag Manager
Tracking pixels
Facebook Pixel, Hotjar
Marketing tools
Facebook Pixel, Hotjar
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
moderate

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. The bank is currently insolvent and undergoing asset sales as per news updates.
  3. Cookie consent and privacy policies are implemented with good compliance.
  4. No explicit security or incident response policies published.
  5. Use of multiple third-party analytics and tracking tools with consent.
  6. Contact information is clearly provided including phone, email, and physical address.
  7. No terms of service page detected.
  8. No security.txt or vulnerability disclosure found.
Technical notes

Notes

The website uses a modern technology stack including Google Analytics, Google Tag Manager, Facebook Pixel, Hotjar, and Google reCAPTCHA, indicating a mature digital marketing and analytics infrastructure. The HTML is well-structured with responsive design elements and cookie consent scripts for GDPR compliance. Performance is moderate with asynchronous loading of scripts and optimized assets. No CMS is explicitly detected, suggesting a custom or proprietary platform. Hosting provider details are not disclosed. The site includes multilingual support and search functionality. Technical debt appears low, but improvements in security headers and accessibility could enhance robustness. Overall, the technical implementation supports business needs effectively with room for security and accessibility enhancements.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 70/100Medium29 findingsView report
  2. 70/100Medium29 findingsView report
Reviews of this site

Share your experience with bib.eu. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review bib.eu.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.