Skip to main content

Security report for bbihorsham.com

BBi Horsham · Other · United Kingdom

Medium risk. 5 critical or high findings in Email security, Security headers and 1 other check.

Security score

55/100

Risk levelMedium

0–100, higher is better. How it is calculated

BBi Horsham is an established insurance brokerage based in Horsham, UK, specializing in both commercial and personal insurance products. The company operates as a division of Berns Brett Ltd and is FCA authorized, providing a broad range of insurance services including construction, cyber, professional indemnity, retail, motor, and high net worth insurance. Their market position is strengthened by accreditations such as Chartered Insurance Brokers and membership in the British Insurance Brokers' Association. The website reflects a professional and trustworthy business with clear contact information and comprehensive service descriptions. Technically, the website employs a traditional tech stack including jQuery 1.11.3, Bootstrap, and CookieYes for cookie consent management. The site is mobile optimized with good SEO practices and a moderate performance profile. Security posture is solid with HTTPS enforced and cookie consent implemented, though the absence of security headers and a formal security policy indicates room for improvement. The lack of WHOIS data for the domain is a notable transparency gap but does not detract significantly from the overall trustworthiness given the business credentials displayed. Overall, BBi Horsham demonstrates a mature digital presence suitable for its industry, with strong compliance to privacy regulations and user consent management. Strategic improvements in security headers, incident response transparency, and updating legacy libraries would enhance their security posture and trust further. The domain's WHOIS inconsistency should be investigated to ensure full transparency and legitimacy.

Scanned

NIS2 and GDPR posture

GDPR outside view
83/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

    • Critical

      No email authentication configured

      Domain is vulnerable to email spoofing

      What to do: Implement SPF, DKIM, and DMARC immediately

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching bbihorsham.com

This scan found 23 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. The full timeline opens with your unlock code.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
52
Security headers
20
Email security
60
DNS health
75
Network security
40
GDPR outside view
83
Average
55

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

BBi Horsham operates as an independent insurance broker serving both commercial and personal clients primarily in the Horsham area and wider UK market. Their business model focuses on providing tailored insurance solutions sourced from multiple insurers, enhancing customer choice and competitive pricing. The company benefits from a strong partnership ecosystem, including its parent Berns Brett Ltd and related sites like bbicover.com. The firm targets SMEs, high net worth individuals, and specialized sectors such as construction and licensed trades. Growth indicators include a well-maintained newsletter archive and a comprehensive service portfolio. The company leverages accreditations and FCA regulation to build competitive advantage and trust. No direct revenue data is available, but the medium size and longevity suggest stable operations.

Security posture

The website enforces HTTPS and employs a detailed cookie consent mechanism compliant with GDPR, reflecting a good privacy posture. However, the absence of key security headers such as Content-Security-Policy and Strict-Transport-Security reduces defense-in-depth. The use of an outdated jQuery version (1.11.3) may expose the site to known vulnerabilities if not mitigated. No incident response or security contact information is published, which is a compliance gap. No visible vulnerabilities or exposed sensitive data were detected. Overall, the security maturity is moderate with clear strengths in encryption and privacy but weaknesses in header implementation and transparency. Enhancing these areas would reduce risk and improve compliance with standards like ISO 27001 or NIST.

Recommendations

  1. Implement and enforce security headers including Content-Security-Policy, X-Frame-Options, X-Content-Type-Options, and Strict-Transport-Security.
  2. Publish a formal security policy and provide incident response contact details to improve transparency and compliance.
  3. Upgrade JavaScript libraries, especially jQuery, to the latest secure versions to mitigate known vulnerabilities.
  4. Conduct regular security audits and penetration testing to identify and remediate potential risks.
  5. Consider adding a security.txt file or vulnerability disclosure policy to facilitate responsible reporting.

Contact details published on the site

Addresses
Legal name
Horsham Insurance Brokers Ltd
Registration number
1101567
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
BBi Horsham
Description
BBi Horsham are Commercial & Personal Insurance Brokers based in Horsham. They offer competitive, specialised, tailored cover to match business and personal insurance needs. They provide quotations for commercial insurance including construction, cyber, professional indemnity, property owners, retail, D&O, commercial motor, high net worth insurance, and personal insurance including motor, breakdown, gap, travel, home, buildings, contents, and high value home insurance.
Key services
Commercial Insurance, Personal Insurance, Risk Management, Asset Protection, Pensions, Investment Planning, Financial Services
Content quality
good
Branding
consistent

Technology

Stack
jQuery 1.11.3, Bootstrap, SmartMenus jQuery plugin, CookieYes cookie consent
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent banner with customization options
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics
Tracking level
moderate
Privacy practices
good

Advertising

Marketing tools
CookieYes
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenge.
  2. Content is professionally presented and relevant to insurance brokerage.
  3. Cookie consent mechanism is implemented with detailed categories and user controls.
  4. WHOIS data is missing, which is unusual and reduces transparency.
  5. No explicit security policy or incident response contact found.
  6. Multiple accreditations and FCA regulation indicate business credibility.
  7. Use of older jQuery version (1.11.3) may pose minor security risk.
  8. No social media links detected on the site.
Technical notes

Notes

The website uses a classic web technology stack with jQuery 1.11.3, Bootstrap for responsive design, and SmartMenus for navigation. CookieYes is integrated for cookie consent management, providing a comprehensive and user-friendly consent interface. The site loads external scripts from trusted CDNs such as ajax.googleapis.com and oss.maxcdn.com. Performance is moderate with no major issues detected, and mobile optimization is good. SEO is supported by proper meta tags and structured navigation. However, the use of older JavaScript libraries indicates some technical debt. No CMS is explicitly detected, suggesting a custom or proprietary platform. Hosting provider details are not disclosed. Accessibility features are basic and could be improved for compliance and user experience.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with bbihorsham.com. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review bbihorsham.com.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.