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Security report for balta.lv

BALTA · Other · Latvia

Low risk. 1 critical or high finding in SSL/TLS.

Security score

84/100

Risk levelLow

0–100, higher is better. How it is calculated

BALTA is a leading insurance provider in Latvia with over 30 years of market presence, targeting individuals and families. The website presents a professional and consistent brand image with a focus on insurance services. The technical infrastructure includes modern JavaScript modules, integration with Google Tag Manager, and Cookiebot for consent management, reflecting a mature digital presence. Security posture is solid with HTTPS enforced and CSRF protection, though explicit security headers and incident response policies are not evident. The website complies well with GDPR through comprehensive cookie and privacy policies. Overall, the site is trustworthy and professionally maintained, though improvements in security transparency and contact information visibility are recommended.

Scanned

NIS2 and GDPR posture

GDPR outside view
83/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

1 finding rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

Need hands-on remediation? Email guard@offseq.com

Keep watching balta.lv

This scan found 15 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
75
Security headers
90
Email security
75
DNS health
80
Network security
100
GDPR outside view
83
Average
84

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

BALTA holds a strong market position as an insurance leader in Latvia, focusing on private individuals. The business model revolves around providing insurance products with a clear target audience. The website's integration with marketing and analytics tools like Facebook Pixel and Google Analytics indicates active customer engagement and data-driven marketing strategies. The presence of partner domains such as baltaonline.lv suggests a broader ecosystem. The company demonstrates digital maturity but could enhance transparency by publishing terms of service and security policies.

Security posture

The website enforces HTTPS and uses a CSRF token, indicating awareness of security best practices. Cookie consent is managed via Cookiebot, ensuring GDPR compliance. However, the absence of explicit security headers like Content-Security-Policy and lack of published security or incident response policies represent gaps. No vulnerabilities or exposed sensitive data were detected in the analyzed content. The security score is good but could be improved by adding security headers and formalizing incident response information.

Recommendations

  1. Implement and publish a security policy and incident response contact information to enhance transparency.
  2. Add security headers such as Content-Security-Policy, X-Frame-Options, and X-XSS-Protection to strengthen defense in depth.
  3. Provide clear contact information including company emails and phone numbers on the website for customer and security inquiries.
  4. Consider publishing a vulnerability disclosure policy or security.txt file to encourage responsible reporting.
  5. Regularly review third-party cookies and tracking to ensure minimal necessary data collection and maintain privacy compliance.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
BALTA
Description
Apdrošināšanas tirgus līderis ar vairāk nekā 30 gadu pieredzi Latvijā.
Key services
Insurance products for individuals and families
Content quality
good
Branding
consistent

Technology

Stack
JavaScript ES Modules, Cookiebot (consent management), Google Tag Manager, Google Maps API
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent mechanism implemented
  • CSRF token present in meta tag

Analytics and tracking

Services
Google Analytics
Tracking level
extensive
Privacy practices
good

Advertising

Ad networks
Meta Platforms, Inc.
Tracking pixels
Facebook Pixel
Marketing tools
Intercom
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenge
  2. Comprehensive cookie consent and privacy policy present in Latvian language
  3. No explicit contact emails or phone numbers found on the analyzed page
  4. No terms of service or security policy pages detected
  5. Use of modern JavaScript modules and Google Tag Manager for analytics
  6. Cookie consent managed by Cookiebot with detailed cookie categorization
  7. Multiple third-party cookies for marketing and analytics including Facebook and Google
  8. No visible security headers detected in provided data
  9. CSRF token meta tag present indicating some security best practices
  10. No vulnerability disclosure or security.txt found
Technical notes

Notes

The website uses modern JavaScript ES modules and integrates with Cookiebot for cookie consent management, Google Tag Manager for analytics, and Google Maps API for location services. The site is mobile optimized with good accessibility and SEO practices. Performance is moderate, with preloading of CSS and JS assets. No CMS or hosting provider information was detected. The technical stack is modern and supports a good user experience, though opportunities exist to improve security headers and formalize technical documentation.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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