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Security report for axa.fr

AXA Assurance et Banque · Finance · France

Medium risk. 4 critical or high findings in GDPR outside view and SSL/TLS.

Security score

75/100

Risk levelMedium

0–100, higher is better. How it is calculated

AXA Assurance et Banque is a leading multinational insurance and banking group operating in France, offering a wide range of products including auto, home, health, retirement, travel, and banking services. The website reflects a mature digital presence with comprehensive content tailored to both individual and professional customers. The technical infrastructure leverages modern monitoring and analytics tools such as Dynatrace and Adobe Helix RUM, integrated via Google Tag Manager, indicating a focus on performance and user experience. Security posture is strong, with HTTPS enforced and multiple security headers present, though explicit security policies and incident response information are not publicly disclosed. Overall, the site demonstrates high professionalism and trustworthiness, aligned with the brand's market position.

Scanned

This is an earlier scan of axa.fr. View the latest report

NIS2 and GDPR posture

GDPR outside view
40/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook, LinkedIn, YouTube

      What to do: Document all third-party data sharing in your privacy policy

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching axa.fr

This scan found 18 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
80
Email security
88
DNS health
70
Network security
100
GDPR outside view
40
Average
75

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

AXA holds a strong market position in the finance sector, targeting a broad customer base including individuals and professionals. The business model centers on insurance and banking services, with diversified offerings across multiple sectors. The website's structured navigation and detailed product pages support customer engagement and conversion. Partnerships and subdomains such as agence.axa.fr enhance service delivery. The absence of WHOIS data is typical for large enterprises using privacy protection. The company benefits from strong brand recognition and consistent digital branding, supporting credibility and customer trust.

Security posture

The website employs robust security measures including HTTPS, security headers, and secure cookie consent mechanisms. No exposed sensitive data or vulnerable libraries were detected in the analyzed content. However, the lack of publicly available security policies or vulnerability disclosure programs limits transparency. The use of multiple third-party analytics and tracking services is managed with consent, aligning with GDPR requirements. Incident response contact channels are not explicitly provided, representing an area for improvement. Overall, the security posture is solid but could be enhanced by publishing detailed security and incident response information.

Recommendations

  1. Publish a dedicated security policy and incident response page to improve transparency.
  2. Implement and publicize a vulnerability disclosure program or security.txt file.
  3. Regularly audit and update third-party scripts to mitigate supply chain risks.
  4. Enhance visibility of security certifications or compliance badges on the website.
  5. Maintain and improve cookie consent mechanisms to ensure ongoing GDPR compliance.

Contact details published on the site

Addresses
Legal name
AXA Assurance et Banque
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
AXA Assurance et Banque
Description
AXA Assurance et Banque. Vous connaissez nos assurances auto, habitation, santé, prévoyance. Découvrez aussi nos produits banque et crédit. Devis en ligne.
Key services
Assurance auto, Assurance habitation, Santé & prévoyance, Épargne & retraite, Voyages & loisirs, Banque & crédit
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, Adobe Helix RUM, Dynatrace monitoring, Google Tag Manager
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Security headers present
  • No sensitive data exposed in HTML
  • Use of monitoring and analytics scripts with consent

Analytics and tracking

Services
Dynatrace, Adobe Helix RUM, Google Tag Manager, Piano Analytics
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Bing Ads
Tracking pixels
Dynatrace, Adobe Helix RUM, TagCommander, Piano Analytics
Marketing tools
TagCommander, Piano Analytics
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is professional, comprehensive, and well-structured.
  3. Strong presence of privacy and cookie policies with consent mechanisms.
  4. No exposed sensitive data or obvious security vulnerabilities detected.
  5. WHOIS data is unavailable, likely due to privacy protection or AFNIC policy.
  6. Use of multiple analytics and monitoring tools with consent.
  7. Clear navigation with extensive product and service offerings.
  8. No suspicious or malicious external domains detected.
Technical notes

Notes

The website is built on Adobe Experience Manager CMS, leveraging modern JavaScript frameworks and monitoring tools such as Dynatrace and Adobe Helix RUM. Performance is moderate with good mobile optimization and accessibility features. SEO is well implemented with proper meta tags, Open Graph data, and structured JSON-LD for organization and website schema. Hosting details are not explicitly identified but the infrastructure supports enterprise-grade security and performance. Opportunities exist to optimize loading speed and reduce third-party script overhead for enhanced user experience.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 77/100Low24 findingsView report
  2. 77/100Low20 findingsView report
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