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Security report for axa.fr

AXA Assurance et Banque · Finance · France

Low risk. 4 critical or high findings in GDPR outside view and SSL/TLS.

Security score

77/100

Risk levelLow

0–100, higher is better. How it is calculated

AXA Assurance et Banque is a major French insurance and banking group offering a wide range of products including auto, home, health insurance, savings, retirement plans, and banking services. The website targets both individual and professional customers in France, providing comprehensive product information and online services. The site demonstrates a high level of digital maturity with professional design, structured data, and extensive use of analytics and tracking technologies. Security posture is strong with HTTPS and cookie consent mechanisms, though explicit security policies and incident response contacts are not clearly presented. Overall, the site is trustworthy and professionally maintained, consistent with AXA's global brand reputation.

Scanned

NIS2 and GDPR posture

GDPR outside view
40/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook, LinkedIn, YouTube

      What to do: Document all third-party data sharing in your privacy policy

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching axa.fr

This scan found 16 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
82
Security headers
80
Email security
88
DNS health
70
Network security
100
GDPR outside view
40
Average
77

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

AXA holds a strong market position as a multinational insurance and banking provider. Its business model focuses on diversified financial services targeting a broad customer base. The website reflects this with detailed product categories and easy navigation. The presence of partner subdomains and agency locators supports a wide distribution network. The use of advanced analytics and marketing tools indicates a data-driven approach to customer engagement. The absence of direct contact emails or phone numbers in the public HTML suggests customer interactions are channeled through secure client portals or agency visits, enhancing security and privacy.

Security posture

The website employs HTTPS and modern security headers, ensuring encrypted communications and protection against common web attacks. Cookie consent and privacy mechanisms are implemented, reflecting GDPR compliance efforts. However, the lack of visible security policies, incident response contacts, and vulnerability disclosure information indicates areas for improvement in transparency and readiness. No vulnerabilities or exposed sensitive data were detected in the analyzed content. The use of multiple third-party tracking scripts necessitates ongoing security audits to mitigate supply chain risks.

Recommendations

  1. Publish a clear and accessible privacy policy page linked prominently on the site.
  2. Add a dedicated security policy and incident response contact information to improve transparency.
  3. Implement and publicize a vulnerability disclosure program or security.txt file.
  4. Regularly audit third-party scripts and tracking technologies for security compliance.
  5. Enhance user trust by providing direct contact options for security and privacy inquiries.

Contact details published on the site

Addresses
Legal name
AXA Assurance et Banque
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
AXA Assurance et Banque
Description
AXA Assurance et Banque. Vous connaissez nos assurances auto, habitation, santé, prévoyance. Découvrez aussi nos produits banque et crédit. Devis en ligne.
Key services
Assurance auto, Assurance habitation, Santé & prévoyance, Épargne & retraite, Voyages & loisirs, Banque et crédit
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, Dynatrace RUM, Adobe Helix RUM, TagCommander, Piano Analytics, Bing Ads tracking
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • Use of modern tracking scripts with consent
  • Cookie consent mechanism present

Analytics and tracking

Services
Dynatrace RUM, Adobe Helix RUM, Piano Analytics, TagCommander
Tracking level
extensive
Privacy practices
basic

Advertising

Ad networks
Bing Ads
Tracking pixels
Dynatrace RUM, Adobe Helix RUM, Piano Analytics, TagCommander
Marketing tools
TagCommander, Piano Analytics
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is rich, professionally structured, and targeted at French insurance and banking customers.
  3. Strong use of structured data and meta tags for SEO and social sharing.
  4. Cookie consent mechanism is implemented, indicating GDPR awareness.
  5. No explicit privacy policy link found in the provided HTML snapshot; may be located elsewhere or dynamically loaded.
  6. No direct contact emails or phone numbers found in the HTML snapshot; contact likely via client area or agency locator.
  7. Multiple external tracking and analytics services are used, with consent mechanisms.
  8. No security.txt or vulnerability disclosure information found.
  9. WHOIS data is unavailable, likely due to privacy protection or AFNIC restrictions.
Technical notes

Notes

The site is built on Adobe Experience Manager CMS, leveraging modern JavaScript libraries and real user monitoring tools like Dynatrace and Adobe Helix. Performance is moderate with good mobile optimization and accessibility features. SEO is well addressed through meta tags, Open Graph, and JSON-LD structured data. The technical infrastructure supports a professional and scalable digital presence, though hosting provider details are not explicit. The site uses multiple analytics and marketing platforms, indicating a mature digital marketing strategy. Opportunities exist to improve technical documentation and security transparency.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 75/100 −2Medium26 findingsView report
  2. 77/100Low20 findingsView report
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