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Security report for abtatravelinsurance.com

ABTA Ltd · Other · United Kingdom

Low risk. 2 critical or high findings in GDPR outside view and SSL/TLS.

Security score

76/100

Risk levelLow

0–100, higher is better. How it is calculated

ABTA Travel Insurance operates as a travel insurance provider offering multiple levels of coverage including medical, cancellation, baggage, and cruise insurance. The business is positioned as a trusted intermediary partnered with ABTA Ltd and AXA Group, leveraging regulatory authorizations from the FCA and Prudential Regulation Authority. Their target audience includes families, solo travelers, and cruise holidaymakers seeking comprehensive travel protection. The website provides clear product information, online quote capabilities, and customer support access.

Scanned

NIS2 and GDPR posture

GDPR outside view
68/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

Need hands-on remediation? Email guard@offseq.com

Keep watching abtatravelinsurance.com

This scan found 19 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
65
Security headers
65
Email security
70
DNS health
85
Network security
100
GDPR outside view
68
Average
76

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company maintains a solid market position within the travel insurance niche, emphasizing partnerships with established insurance entities and regulatory compliance. Their business model focuses on online sales and customer service, supported by digital marketing and analytics tools. The presence of Trustpilot reviews and regulatory badges enhances credibility. The partnership ecosystem includes ITC Compliance Limited and AXA Group, which strengthens their operational and compliance framework.

Security posture

The website demonstrates a moderate security posture with HTTPS usage and no visible sensitive data exposure. However, it lacks explicit security headers and published security policies or incident response contacts. The absence of vulnerability disclosure mechanisms and security.txt files indicates room for improvement in transparency and incident readiness. The use of modern analytics and tracking scripts is balanced with privacy compliance indicators, but ongoing monitoring of third-party scripts is recommended.

Recommendations

  1. Implement comprehensive HTTP security headers such as Content Security Policy, HSTS, and X-Frame-Options to enhance protection against common web attacks.
  2. Publish a dedicated security policy and incident response contact information to improve transparency and customer trust.
  3. Establish a vulnerability disclosure program or security.txt file to facilitate responsible reporting of security issues.
  4. Enhance website accessibility features to comply with recognized standards and improve user experience for all visitors.
  5. Regularly audit and update third-party scripts and dependencies to mitigate risks from vulnerable libraries.

Contact details published on the site

Addresses
Legal name
ABTA Ltd
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
ABTA Ltd
Description
ABTA Travel Insurance offers holiday and travel insurance products with coverage options including medical, cancellation, baggage, and cruise cover. The insurance is underwritten by Inter Partner Assistance S.A., part of the AXA Group, and ABTA Ltd acts as an appointed representative of ITC Compliance Limited, authorized and regulated by the FCA.
Key services
Travel insurance with three cover levels, Medical emergency and repatriation coverage, Cancellation and trip interruption coverage, Baggage and personal money protection, Cruise holiday insurance
Content quality
good
Branding
consistent

Technology

Stack
Bootstrap, jQuery, FontAwesome, Google Tag Manager, Azure Application Insights, Trustpilot Widget
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
75/100
Good practices seen
  • Use of HTTPS (implied by external links and scripts)
  • No exposed sensitive data in HTML
  • No visible vulnerable libraries

Analytics and tracking

Services
Azure Application Insights, Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Azure Application Insights
Marketing tools
Trustpilot Widget
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is professionally presented and relevant to travel insurance.
  3. Strong regulatory and partnership trust signals present.
  4. No contact emails explicitly found; phone contact and contact form links are present.
  5. No explicit security policy or incident response contacts published.
  6. Modern tracking and analytics tools are used with privacy compliance.
  7. No adult or questionable content detected; safe for general audiences.
  8. WHOIS data missing, which reduces transparency but does not negate legitimacy.
Technical notes

Notes

The website employs a modern technology stack including Bootstrap for responsive design, jQuery for DOM manipulation, FontAwesome for icons, and integrates Google Tag Manager and Azure Application Insights for analytics and monitoring. The site is mobile optimized with good navigation clarity and SEO practices. However, no CMS or hosting provider details are explicitly detected. Performance is moderate, with potential for improvement in loading speed and accessibility compliance. The technical implementation supports a professional user experience but could benefit from enhanced security configurations and modernization of frameworks.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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