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Security report for zpojisteni.cz

Partners For Life Planning, a. s. · Finance · Czech Republic

Medium risk. 8 critical or high findings in GDPR outside view, Email security and 1 other check.

Security score

61/100

Risk levelMedium

0–100, higher is better. How it is calculated

The website www.zpojisteni.cz operates as a Czech life insurance comparison portal, providing users with information and tools such as calculators to evaluate various life insurance products from multiple Czech insurers and pension funds. It is positioned as a niche player in the Czech financial services market, targeting consumers seeking life insurance and financial planning solutions. The site is owned or operated by Partners For Life Planning, a. s., as indicated in the footer content. Technically, the site uses traditional web technologies including jQuery and standard CSS, with no modern CMS or frameworks detected. The site is accessible, uses HTTPS, and includes a cookie consent mechanism, but lacks a visible privacy policy and security headers, which are important for compliance and security posture. No WHOIS data was retrievable, which limits domain trust assessment. Overall, the site is functional and provides relevant content but could improve in privacy transparency and security best practices.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

8 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

  2. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

    • Critical

      No email authentication configured

      Domain is vulnerable to email spoofing

      What to do: Implement SPF, DKIM, and DMARC immediately

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching zpojisteni.cz

This scan found 23 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
85
Security headers
20
Email security
60
DNS health
75
Network security
100
GDPR outside view
25
Average
61

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention zpojisteni.cz, from OffSeq Breach.

No leaked records found

Breach holds no records for zpojisteni.cz right now. New leaks arrive continuously, so monitoring on Breach alerts you if that changes.

Monitor on Breach (opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The business model centers on providing comparative information and facilitating insurance inquiries, likely generating revenue through lead generation or partnerships with insurance providers. The site references partner domains specializing in mortgages and insurance comparisons, indicating a collaborative ecosystem. The target audience is Czech consumers interested in life insurance products. The company appears small in size with a focused market niche. The lack of visible contact emails or phone numbers on the main site suggests a reliance on contact forms for lead capture. The site content is professionally presented with consistent branding and clear navigation, supporting user engagement and trust.

Security posture

The website enforces HTTPS and implements a cookie consent banner, indicating awareness of basic security and privacy requirements. However, the absence of security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options reduces protection against common web attacks. No explicit privacy policy or incident response contacts are provided, which may impact GDPR compliance and incident handling readiness. The use of older JavaScript libraries like jQuery is noted but no vulnerable versions were identified from the data. Overall, the security posture is moderate but could be significantly improved by implementing recommended headers, publishing privacy and security policies, and providing clear security contact information.

Recommendations

  1. Publish a comprehensive privacy policy page detailing data processing and GDPR compliance.
  2. Implement essential security headers (CSP, X-Frame-Options, X-Content-Type-Options) to enhance protection.
  3. Provide explicit contact information including emails and phone numbers for customer support and security incidents.
  4. Improve mobile responsiveness and accessibility to enhance user experience across devices.
  5. Consider adding a vulnerability disclosure policy or security.txt file to foster transparency and trust.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Partners For Life Planning, a. s.
Description
Porovnání životního pojištění od 9 českých pojišťoven a 8 penzijních fondů. Poskytuje informace a kalkulačky pro životní pojištění, včetně investičního, kapitálového, rizikového a úvěrového životního pojištění.
Key services
Srovnání životního pojištění, Kalkulačka životního pojištění, Informace o typech životního pojištění, Žádost o informace a srovnání
Content quality
good
Branding
consistent

Technology

Stack
jQuery, JavaScript, CSS
Performance
moderate
Mobile
basic
Accessibility
basic
SEO
basic

Security

Observed score
70/100
Good practices seen
  • HTTPS enforced
  • Cookie consent with opt-in

Analytics and tracking

Services
Google Analytics
Tracking level
moderate
Privacy practices
basic

Advertising

Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
moderate

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is focused on life insurance comparison for Czech market.
  3. No explicit privacy policy page found, but cookie consent is implemented.
  4. No direct contact emails or phone numbers visible on main page; contact likely via form.
  5. No security.txt or vulnerability disclosure information present.
  6. Use of Google Analytics with consent denied by default.
  7. WHOIS data unavailable, limiting domain trust assessment.
  8. Website uses legacy JavaScript libraries (jQuery) but no modern frameworks detected.
  9. Mobile optimization is basic but functional.
  10. No visible security headers detected in provided data.
Technical notes

Notes

The website is built using classic web technologies including jQuery and CSS, without evidence of a modern CMS or JavaScript frameworks. The site loads external scripts such as Google Analytics asynchronously and uses cookie consent mechanisms. Performance is moderate with basic mobile optimization and accessibility features. SEO is basic with meta tags and structured navigation but lacks advanced structured data or Open Graph tags. Hosting provider and infrastructure details are not discernible from the provided data. The site would benefit from modernization efforts including responsive design improvements, enhanced accessibility, and adoption of modern web standards.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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