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Security report for zpmvcr.cz

Zdravotní pojišťovna ministerstva vnitra České republiky · Healthcare · Czech Republic

High risk. 6 critical or high findings in GDPR outside view, SSL/TLS and 2 other checks.

Security score

48/100

Risk levelHigh

0–100, higher is better. How it is calculated

Zdravotní pojišťovna ministerstva vnitra České republiky (ZP MV ČR) is a large, financially stable public health insurance provider in the Czech Republic, serving over 1.35 million insured clients. The organization offers a broad range of healthcare insurance services including prevention funds, travel insurance, telemedicine (doctor on phone), and a network of contracted healthcare providers. The website is professionally designed, content-rich, and targets insured individuals, payers, and healthcare providers within the Czech healthcare system. The company maintains an active social media presence and complies with GDPR and cookie consent regulations. Technically, the website is built on Drupal 10, leveraging modern JavaScript libraries such as FontAwesome, Leaflet for maps, and integrates Google Tag Manager and Microsoft Clarity for analytics and marketing. The site is mobile optimized, accessible, and SEO friendly. Security posture is good with HTTPS enforced and cookie consent implemented, though it lacks explicit security headers and published security policies. No WHOIS registration data was found, which is unusual and should be investigated further to confirm domain legitimacy. Overall, the website demonstrates a mature digital presence with strong business credibility and compliance. Security practices are adequate but could be improved by publishing incident response and vulnerability disclosure information. The absence of WHOIS data is a notable gap but does not currently undermine the trustworthiness of the site based on content and branding. Strategic recommendations include enhancing security headers, publishing security policies, and verifying domain registration details.

Scanned

This is an earlier scan of zpmvcr.cz. View the latest report

NIS2 and GDPR posture

GDPR outside view
40/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook, Twitter, LinkedIn, Cloudflare

      What to do: Document all third-party data sharing in your privacy policy

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      Unable to retrieve SSL certificate

      Could not establish secure connection to retrieve certificate information

      What to do: Check if the server is accessible and SSL/TLS is properly configured

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1

Need hands-on remediation? Email guard@offseq.com

Keep watching zpmvcr.cz

This scan found 15 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
55
Email security
85
DNS health
85
Network security
20
GDPR outside view
40
Average
48

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

ZP MV ČR operates as a key player in the Czech healthcare insurance market, offering comprehensive insurance products and benefits to a large insured population. Its competitive advantages include financial stability, extensive client centers, and a wide network of healthcare providers. The business model focuses on public health insurance with additional value-added services such as prevention funds and telemedicine. Revenue streams likely include insurance premiums and partnerships with providers like Generali for travel insurance. The target customer segments are insured individuals, employers, and healthcare providers. Growth indicators include active marketing campaigns, digital engagement, and content partnerships. The company ecosystem includes partnerships with health-focused content sites and insurance providers. Operationally, the organization maintains a professional and user-friendly digital platform supporting client engagement and service delivery.

Security posture

The website exhibits a moderate to good security maturity level. HTTPS is enforced, and cookie consent mechanisms comply with GDPR requirements. However, the absence of key security headers such as Content-Security-Policy and X-Frame-Options reduces defense-in-depth. No explicit security or incident response policies are published, limiting transparency and preparedness communication. No vulnerabilities or exposed sensitive data were detected in the HTML content. The use of third-party analytics and marketing scripts introduces potential risk vectors that require ongoing monitoring. The lack of a vulnerability disclosure program or security.txt file suggests room for improvement in security culture and incident handling readiness. Overall, the security posture is adequate for a public-facing healthcare insurance site but should be enhanced to meet best practices and regulatory expectations.

Recommendations

  1. Implement and configure security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to improve protection against common web attacks.
  2. Publish a clear security policy and incident response plan on the website to enhance transparency and preparedness.
  3. Establish a vulnerability disclosure program and provide a security.txt file to facilitate responsible reporting of security issues.
  4. Verify and update WHOIS domain registration information to ensure transparency and trustworthiness.
  5. Regularly audit third-party scripts and tracking tools to minimize security risks and maintain compliance with privacy regulations.

Contact details published on the site

Addresses
Legal name
Zdravotní pojišťovna ministerstva vnitra České republiky
Registration number
IČO 47114304
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Zdravotní pojišťovna ministerstva vnitra České republiky
Description
Jsme moderní a finančně stabilní organizace, spolehlivý partner v péči o vaše zdraví.
Key services
Zdravotní pojištění, Fond prevence, Cestovní pojištění, Lékař na telefonu, Smluvní poskytovatelé, Bonusy a výhody pro pojištěnce
Content quality
excellent
Branding
consistent

Technology

Stack
Drupal 10, FontAwesome 6.4.0, Google Tag Manager, Microsoft Clarity, Leaflet.js, LocationIQ Leaflet Geocoder
Frameworks
Drupal
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent banner with categories
  • No exposed sensitive data in HTML
  • Secure forms with required fields

Analytics and tracking

Services
Google Analytics (via GTM), Microsoft Clarity
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Google Ads
Tracking pixels
Microsoft Clarity
Marketing tools
Microsoft Clarity
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and no blocking.
  2. Uses modern CMS (Drupal 10) and includes multiple third-party analytics and marketing tools.
  3. Strong focus on healthcare insurance services in Czech Republic.
  4. Cookie consent and privacy policy are implemented and GDPR compliant.
  5. WHOIS data is missing, which is unusual and warrants further investigation.
  6. No explicit security policy or incident response information published.
  7. No terms of service page clearly identified.
  8. Contact information includes phone numbers and contact forms but no direct emails found.
  9. Social media presence is active on Facebook, Twitter, Instagram, LinkedIn, and TikTok.
  10. No adult or questionable content detected.
Technical notes

Notes

The website is built on Drupal 10, a modern and widely supported CMS, ensuring a solid foundation for content management and security updates. It uses FontAwesome for icons, Leaflet.js for interactive maps, and integrates LocationIQ for geocoding services. Google Tag Manager and Microsoft Clarity provide analytics and user behavior tracking. The site is mobile optimized with responsive design and accessibility features such as skip links and ARIA roles. Performance is moderate, with asynchronous loading of scripts and deferred CSS where applicable. The site uses structured data (JSON-LD) for SEO and rich snippets. Technical risks include reliance on multiple third-party scripts which require continuous monitoring for vulnerabilities. Overall, the technical infrastructure is modern and well-implemented, supporting a professional user experience.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 60/100Medium26 findingsView report
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