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Security report for zimpler.com

Zimpler AB · Finance · Sweden

High risk. 4 critical or high findings in GDPR outside view, SSL/TLS and 1 other check.

Security score

49/100

Risk levelHigh

0–100, higher is better. How it is calculated

Zimpler AB is a licensed Swedish payment institution providing instant bank payment solutions designed to simplify and scale business payments across markets, particularly in the finance sector including iGaming and investment platforms. The company offers a suite of services such as instant deposits, instant payouts, cross-border payments, and integrations like Zimpler GO and Zimpler x Swish. Their market position is supported by regulatory compliance under the Swedish Financial Supervisory Authority and a strong presence in the EU/EEA region. Technically, the website is built on WordPress with modern JavaScript libraries and integrates HubSpot for marketing and form management, ensuring a fast, mobile-optimized, and SEO-friendly experience. Security posture is solid with HTTPS, secure form handling, and cookie consent mechanisms, though explicit security headers and incident response policies are not publicly documented. Overall, the site reflects a professional, trustworthy, and mature fintech business with comprehensive privacy compliance and strong branding.

Scanned

This is an earlier scan of zimpler.com. View the latest report

NIS2 and GDPR posture

GDPR outside view
58/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      No HTTPS encryption

      GDPR requires appropriate security measures for personal data

      What to do: Implement SSL/TLS certificate for HTTPS

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      No HTTPS Encryption

      Website does not use HTTPS encryption, making all data transmission vulnerable to interception

      What to do: Implement SSL/TLS certificate and redirect all HTTP traffic to HTTPS

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching zimpler.com

This scan found 16 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
35
Email security
87
DNS health
75
Network security
40
GDPR outside view
58
Average
49

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Zimpler targets businesses needing efficient and compliant payment solutions, leveraging open banking and instant payment technologies. Their competitive advantage lies in high conversion rates, minimized financial risks, and scalable payment products tailored to diverse business needs. The business model focuses on B2B payment services with a strong emphasis on compliance and customer-centric innovation. Growth indicators include extensive connected banks, high transaction volumes, and multiple market access points. The company maintains a robust partnership ecosystem, including whistleblower services and dedicated back-office platforms, enhancing operational transparency and support.

Security posture

The website demonstrates a mature security posture with mandatory HTTPS, secure form integrations via HubSpot, and a comprehensive cookie consent mechanism aligned with GDPR. No sensitive data exposure or vulnerable libraries were detected in the HTML content. However, the absence of explicit security policies, incident response contacts, and vulnerability disclosure mechanisms suggests areas for improvement in transparency and readiness. The company’s AML program is highlighted as a core business component, indicating strong internal controls against financial crime. Overall, the security maturity is high but could benefit from publicly available security documentation.

Recommendations

  1. Publish a dedicated security policy and incident response page to enhance transparency and trust.
  2. Implement and document standard security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options.
  3. Establish and publicize a vulnerability disclosure program or security.txt file to encourage responsible reporting.
  4. Consider adding direct company contact emails and phone numbers for support and security inquiries to improve accessibility.
  5. Maintain and regularly update privacy and cookie policies to reflect evolving compliance requirements and user expectations.

Contact details published on the site

Addresses
Legal name
Zimpler AB
Registration number
556887-9984
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Zimpler AB
Description
Payment solutions that grow your business with exceptional conversion rates, minimized risk, and freedom to scale across markets.
Key services
Instant Deposits, Instant Payouts, Cross-border Payouts, Zimpler GO, Zimpler x Swish
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, Google Tag Manager, HubSpot Forms, Splide.js, Cookie-Script
Frameworks
WordPress, The SEO Framework
Platforms
HubSpot
Performance
fast
Mobile
excellent
Accessibility
good
SEO
excellent

Security

Observed score
85/100
Good practices seen
  • Use of HTTPS
  • No exposed sensitive data in HTML
  • Secure form handling via HubSpot
  • Cookie consent mechanism implemented

Analytics and tracking

Services
Google Analytics, HubSpot Analytics, LinkedIn Insight, Facebook Pixel
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Facebook Pixel, LinkedIn Insight Tag, Google Analytics (via GTM)
Marketing tools
HubSpot, Cookie-Script
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Comprehensive privacy and cookie policies with consent mechanisms are implemented.
  3. No explicit security or incident response policies found on the site.
  4. Use of modern web technologies and CMS (WordPress) with HubSpot integration.
  5. Strong branding and consistent content quality.
  6. Multiple customer testimonials and trust signals present.
  7. No exposed sensitive data or obvious vulnerabilities detected in HTML content.
  8. No direct company contact emails or phone numbers found; contact is via form only.
  9. Social media presence includes LinkedIn, Twitter, Facebook, Instagram, and YouTube.
Technical notes

Notes

The website is built on WordPress with a modern tech stack including JavaScript libraries like Splide.js for UI components and HubSpot for marketing automation and form management. It uses Google Tag Manager and various tracking pixels for analytics and retargeting. The site is well-optimized for performance and mobile responsiveness, with comprehensive SEO meta tags and structured data (JSON-LD) for enhanced search engine visibility. No technical debt or outdated libraries were detected in the provided content. Hosting provider details are not explicitly stated, but the site uses standard CDN and analytics services. Overall, the technical infrastructure supports a professional and scalable online presence.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 60/100Medium28 findingsView report
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