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Security report for zelaznefinanse.pl

zelaznefinanse.pl · Finance · Poland

Medium risk. 4 critical or high findings in Security headers, SSL/TLS and 1 other check.

Security score

56/100

Risk levelMedium

0–100, higher is better. How it is calculated

Żelazne Finanse is a small financial advisory business based in Warsaw, Poland, specializing in credit consulting including mortgage loans, cash loans, and insurance brokerage. The website positions itself as a local expert advisor, targeting individuals seeking professional financial advice. The business was founded in 2020 and operates primarily through its WordPress-based website, which is well-structured and optimized for SEO with modern plugins and tools. The site uses Google Tag Manager for analytics and CookieYes for cookie consent management, indicating a basic level of digital maturity. However, Google Analytics is not fully configured, and no privacy policy or terms of service pages were detected, which may impact compliance and user trust.

Scanned

NIS2 and GDPR posture

GDPR outside view
88/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

  3. Network security

    Services reachable from the internet are the first thing attackers probe. Anything open that does not need to be should be closed.

    • High

      High-Risk Service Exposed: FTP

      Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer

      What to do: Consider restricting access to FTP or implementing strong authentication

      • NIS2 21(2)(e)
      • IR 2024/2690 6.7.2(f): Implementing Regulation (EU) 2024/2690, Annex point 6.7.2(f): Network security
      • NIST CM-7: NIST SP 800-53 Rev. 5 CM-7: Least Functionality
      • NIST SC-7: NIST SP 800-53 Rev. 5 SC-7: Boundary Protection

Need hands-on remediation? Email guard@offseq.com

Keep watching zelaznefinanse.pl

This scan found 22 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Full report

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Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
47
Security headers
40
Email security
55
DNS health
85
Network security
20
GDPR outside view
88
Average
56

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company operates in the finance sector with a focus on credit advisory services. Its business model revolves around comparing bank offers and assisting clients in obtaining optimal credit and insurance products. The website content and metadata suggest a professional and consistent branding approach, with clear service offerings and a target audience of Warsaw residents. The use of popular WordPress plugins and SEO tools indicates an investment in digital presence. However, the use of a generic Gmail address for contact may reduce perceived professionalism. No partnerships or subsidiaries were identified from the website content or linked domains.

Security posture

The website enforces HTTPS and implements cookie consent, which are positive security practices. However, the absence of DNSSEC and security headers such as Content-Security-Policy or X-Frame-Options reduces the overall security posture. The domain registration is consistent and legitimate, with no privacy protection that might obscure ownership. No incident response or vulnerability disclosure policies are present, which could be a gap in security governance. The site should improve by enabling DNSSEC, adding security headers, and establishing clear security policies to enhance trust and resilience.

Recommendations

  1. Enable DNSSEC on the domain to improve DNS security and prevent spoofing.
  2. Implement standard security headers (CSP, X-Frame-Options, X-Content-Type-Options) to mitigate common web attacks.
  3. Publish a comprehensive privacy policy and terms of service to improve compliance and user trust.
  4. Configure Google Analytics properly or remove unused analytics plugins to avoid unnecessary data collection.
  5. Add explicit company contact details such as phone number and physical address to enhance business credibility.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
zelaznefinanse.pl
Description
Profesjonalne doradztwo kredytowe w Warszawie - porównujemy oferty banków, pomagamy uzyskać najlepszy kredyt hipoteczny, gotówkowy i ubezpieczenia.
Key services
credit advisory, mortgage loans, cash loans, insurance brokerage
Content quality
good
Branding
consistent

Technology

Stack
WordPress, PHP, JavaScript, jQuery, Google Tag Manager, Elementor, All in One SEO, Rank Math SEO, MonsterInsights (not configured), CookieYes (cookie consent), TranslatePress (multilingual), WooCommerce (implied by plugin presence), Various Elementor addons
Frameworks
Astra Theme, Elementor Page Builder
Platforms
WordPress CMS
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
65/100
Good practices seen
  • HTTPS enforced
  • Cookie consent implemented

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
basic

Advertising

Marketing tools
CookieYes
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
moderate

Key observations

  1. Website is a professional financial advisory service based in Warsaw, Poland.
  2. Uses WordPress with popular SEO and page builder plugins.
  3. Cookie consent is implemented via CookieYes.
  4. No privacy policy or terms of service pages detected in the provided content.
  5. No explicit security headers found; DNSSEC not enabled.
  6. Google Tag Manager is used but Google Analytics is not fully configured.
  7. Contact email is a Gmail address, which may reduce perceived professionalism.
  8. No phone numbers or physical addresses explicitly found in the content.
  9. No evidence of security incident response or vulnerability disclosure policies.
Technical notes

Notes

The website is built on WordPress using the Astra theme and Elementor page builder, supported by various SEO and marketing plugins. The tech stack is modern and widely supported, facilitating good SEO and user experience. Performance is moderate with good mobile optimization. Accessibility is basic but could be improved. The site uses Google Tag Manager for analytics and CookieYes for cookie consent. Some plugins like MonsterInsights are installed but not configured, which may indicate technical debt. Overall, the technical infrastructure is solid but could benefit from security hardening and better analytics configuration.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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