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Security report for yspensjon.no

YS Pensjon · Finance · Norway

Medium risk. 6 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

55/100

Risk levelMedium

0–100, higher is better. How it is calculated

YS Pensjon is a Norwegian pension service provider focused on delivering consolidated pension account management and investment services for members of YS federations. The company collaborates closely with Nordea Liv, a leading Nordic capital manager, to offer competitive pension profiles and digital advisory tools such as YS Boost. The website reflects a professional and user-friendly platform targeting Norwegian workers with defined contribution pension schemes, emphasizing cost efficiency and sustainability. Technically, the site is built on WordPress with modern optimization and tracking tools, ensuring good performance and mobile responsiveness. Security posture is solid with HTTPS and cookie consent mechanisms, though explicit security headers and incident response policies are not published. Overall, the domain registration and WHOIS data align well with the business claims, supporting legitimacy and trustworthiness.

Scanned

NIS2 and GDPR posture

GDPR outside view
65/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, YouTube

      What to do: Document all third-party data sharing in your privacy policy

Need hands-on remediation? Email guard@offseq.com

Keep watching yspensjon.no

This scan found 24 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
62
Security headers
15
Email security
70
DNS health
75
Network security
40
GDPR outside view
65
Average
55

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

YS Pensjon occupies a niche in the Norwegian pension market by aggregating pension funds for YS members and offering them competitive investment options through Nordea Liv. The business model leverages partnerships with established financial institutions and YS federations to provide value-added services such as digital pension visualization and advisory. Revenue likely derives from management fees on pension funds and possibly membership-related agreements. The target audience is clearly defined as YS members and employees with pension capital in Norway. The company demonstrates growth potential through digital tools and member engagement. Strategic partnerships with Nordea and YS federations strengthen market position and trust.

Security posture

The website demonstrates a mature security posture with enforced HTTPS, cookie consent management via Cookiebot, and no visible exposure of sensitive data. However, the absence of explicit security headers (e.g., CSP, HSTS) and lack of published security or incident response policies indicate areas for improvement. No vulnerabilities or suspicious scripts were detected in the HTML content. The site does not expose contact emails for security incidents, which could hinder incident response. Overall, the security posture is good but could be enhanced with formal policies and additional HTTP headers.

Recommendations

  1. Implement and publish a formal security policy and incident response plan on the website.
  2. Add security HTTP headers such as Content-Security-Policy, Strict-Transport-Security, and X-Frame-Options to improve defense-in-depth.
  3. Provide a dedicated security contact email (e.g., security@domain) to facilitate vulnerability reporting and incident communication.
  4. Consider publishing a vulnerability disclosure or security.txt file to improve transparency and trust.
  5. Maintain regular security audits and update third-party libraries to mitigate potential vulnerabilities.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
YS Pensjon
Description
YS Pensjon gir deg mer pensjon for pengene. Flere YS-forbund har gått sammen i et pensjonsfellesskap og forhandlet frem en svært god avtale med Nordea Liv.
Key services
Pensjonskonto samling og forvaltning, Flytting av pensjonskapitalbevis, Digital rådgivning via YS Boost, Fondssparing og IPS
Content quality
excellent
Branding
consistent

Technology

Stack
Google Analytics, Google Tag Manager, Cookiebot, WordPress, Autoptimize, LazySizes
Performance
fast
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent with blocking mode
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics, Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Cookiebot session tracker
Marketing tools
Cookiebot
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured
  2. Clear focus on pension services for YS members
  3. Strong partnership with Nordea Liv evident
  4. Good privacy and cookie compliance with Cookiebot
  5. No visible security or privacy red flags
  6. No contact email explicitly found, only phone contact for Nordea Liv
  7. No terms of service page detected
  8. No explicit security or incident response policies published
Technical notes

Notes

The website is built on WordPress CMS with optimization plugins like Autoptimize and lazy loading via LazySizes, contributing to fast load times and good mobile experience. It integrates Google Analytics and Google Tag Manager for analytics and tracking, alongside Cookiebot for GDPR-compliant cookie consent. The hosting appears to use a CDN (pcdn.co) for content delivery. Structured data using JSON-LD is implemented for SEO and rich snippets. The site uses modern fonts via Adobe Typekit. Overall, the technical infrastructure is modern and well-implemented, supporting good performance and SEO. Opportunities exist to enhance security headers and formalize security documentation.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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