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Security report for youplus.sk

YOUPLUS · Finance · Slovakia

Medium risk. 5 critical or high findings in Security headers, SSL/TLS and 1 other check.

Security score

62/100

Risk levelMedium

0–100, higher is better. How it is calculated

YOUPLUS is a Slovak-based life insurance provider specializing in paperless, transparent life insurance products targeted at Slovak-speaking customers. The company operates a professional website built on WordPress with the Divi theme, offering a user-friendly and mobile-optimized experience. The website integrates modern marketing and analytics tools such as Google Analytics, Google Tag Manager, Facebook Pixel, and Cookiebot for GDPR-compliant cookie consent management. The domain is registered since 2018 with consistent WHOIS data, supporting the legitimacy of the business. Security posture is solid with HTTPS enforced and cookie consent mechanisms in place, although some security headers could be improved. No critical vulnerabilities or suspicious patterns were detected. Overall, the website demonstrates good technical maturity, privacy compliance, and business credibility, making it a trustworthy platform for its target audience.

Scanned

NIS2 and GDPR posture

GDPR outside view
100/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

  3. Network security

    Services reachable from the internet are the first thing attackers probe. Anything open that does not need to be should be closed.

    • High

      High-Risk Service Exposed: FTP

      Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer

      What to do: Consider restricting access to FTP or implementing strong authentication

      • NIS2 21(2)(e)
      • IR 2024/2690 6.7.2(f): Implementing Regulation (EU) 2024/2690, Annex point 6.7.2(f): Network security
      • NIST CM-7: NIST SP 800-53 Rev. 5 CM-7: Least Functionality
      • NIST SC-7: NIST SP 800-53 Rev. 5 SC-7: Boundary Protection

Need hands-on remediation? Email guard@offseq.com

Keep watching youplus.sk

This scan found 19 issues across 5 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Full report

€39.90one-time

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Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
15
Email security
97
DNS health
70
Network security
20
GDPR outside view
100
Average
62

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

YOUPLUS positions itself as a niche life insurance provider in Slovakia and the Czech Republic, focusing on digital-first, paperless insurance solutions. The business model leverages online channels for customer acquisition and service delivery. The presence of a related domain (youplus.cz) indicates a bilingual or regional market approach. The company targets individuals seeking straightforward life insurance products with clear terms. The website's integration with major ad networks and tracking services suggests active marketing efforts. However, explicit contact information is limited on the homepage, which could be improved to enhance customer trust and support. The company appears small but professional, with a consistent brand presence and compliance with GDPR regulations.

Security posture

The website enforces HTTPS and uses cookie consent with blocking mode, reflecting good privacy and security practices. However, no explicit security headers like Content-Security-Policy or X-Frame-Options were detected in the provided data, which are recommended to mitigate common web attacks. No exposed sensitive data or vulnerable libraries were found. The use of third-party scripts such as Google Analytics and Facebook Pixel is standard but requires ongoing monitoring for privacy compliance. Incident response and security policy information are not publicly available, which is a gap in transparency. Overall, the security posture is good but could be enhanced by adding security headers and publishing incident response contacts.

Recommendations

  1. Implement and enforce security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options.
  2. Publish a dedicated security policy and incident response contact information to improve transparency and trust.
  3. Enhance contact information visibility on the website to facilitate customer support and inquiries.
  4. Regularly audit third-party scripts and plugins for vulnerabilities and privacy compliance.
  5. Consider adding a vulnerability disclosure or security.txt file to encourage responsible reporting.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
YOUPLUS
Description
Život je plný nepredvídateľných nástrah a rizík. Preto vám ponúkame férové bezpapierové životné poistenie, pri ktorom vždy viete, čo dostanete.
Key services
Life insurance, Paperless insurance solutions
Content quality
good
Branding
consistent

Technology

Stack
Google Analytics, Google Tag Manager, Cookiebot, jQuery, Divi Theme, WordPress
Frameworks
WordPress
Platforms
WordPress CMS
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent with blocking mode
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics, Google Marketing Platform
Tracking level
extensive
Privacy practices
good

Advertising

Ad networks
Google Marketing Platform, Google Ads
Tracking pixels
Facebook Pixel
Marketing tools
Cookiebot
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website uses modern WordPress CMS with Divi theme
  2. Cookie consent is implemented with Cookiebot and blocking mode
  3. Multiple Google and Facebook tracking scripts present
  4. No explicit contact emails or phone numbers found on homepage
  5. WHOIS data shows domain registered since 2018 with Microsoft Online nameservers
  6. No visible security.txt or vulnerability disclosure page
  7. Privacy policy and cookie policy are present and GDPR compliant
Technical notes

Notes

The website is built on WordPress CMS using the Divi theme, a popular and flexible platform for content management. It leverages modern JavaScript libraries including jQuery and integrates Google Tag Manager and Cookiebot for analytics and cookie management. Hosting appears to be via Microsoft Online services, inferred from the nameservers. Performance is moderate with good mobile optimization and SEO practices including proper meta tags and structured data (JSON-LD). Accessibility is basic but could be improved. The site uses multiple external resources and scripts, which should be monitored for performance and security. Overall, the technical infrastructure is solid for a small to medium-sized business but has room for modernization and enhanced security hardening.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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