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Security report for xpate.com

xpate · Finance · N/a

Medium risk. 4 critical or high findings in Security headers and SSL/TLS.

Security score

73/100

Risk levelMedium

0–100, higher is better. How it is calculated

xpate.com is a fintech-oriented website offering an all-in-one payment and banking hub designed to simplify money management for online businesses, fintech companies, and regulated industries. The platform emphasizes scalability, seamless integration, global reach, and compliance. The website is built using modern web technologies, including the Framer framework, and integrates standard analytics and cookie consent tools such as Google Analytics and Cookiebot. The domain is registered with GoDaddy.com, LLC since 2018, consistent with the business timeline. Security posture is adequate with HTTPS enabled and cookie consent implemented, but lacks explicit security headers and published security policies. Contact information and privacy/legal documents are not readily found, which may impact user trust and compliance perception.

Scanned

NIS2 and GDPR posture

GDPR outside view
88/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1
    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

Need hands-on remediation? Email guard@offseq.com

Keep watching xpate.com

This scan found 21 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
57
Security headers
40
Email security
70
DNS health
80
Network security
100
GDPR outside view
88
Average
73

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention xpate.com, from OffSeq Breach.

Total records
34
Employees
2
Customers
27
Third parties
5
Weak passwords
24%

Latest record dated 2025-11-13 · 5 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for xpate.com.

Select it in the checkout above.

Masked preview

  • –gitlab.xpate.com2025-11-13
  • –gitlab.xpate.com2025-07-01

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Open in Breach(opens in a new tab)Monitor on Breach(opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The business targets online businesses and fintech sectors, positioning itself as a scalable and compliant payment and banking solution. The business model likely revolves around providing financial infrastructure services to regulated industries. The website content is professional and consistent with fintech branding, but lacks detailed business disclosures such as physical addresses or contact emails. The absence of visible certifications or trust badges suggests an opportunity to strengthen market credibility. The use of Cloudflare DNS and reputable registrar supports operational reliability. No partner or subsidiary domains were identified from the website content.

Security posture

The website employs HTTPS and cookie consent mechanisms, indicating baseline security and privacy awareness. However, the absence of security headers such as Content-Security-Policy, X-Frame-Options, and others reduces defense-in-depth. No vulnerability disclosure policy or security.txt file is published, limiting transparency for security researchers. No contact channels for incident response or abuse reporting are visible. The WHOIS data is transparent and consistent, with no privacy protection, which is positive for trust. Overall, the security posture is moderate but could be improved with additional policies and technical controls.

Recommendations

  1. Enable DNSSEC on the domain to enhance DNS security and prevent spoofing.
  2. Implement and publish a comprehensive privacy policy and terms of service to improve compliance and user trust.
  3. Add standard security headers (Content-Security-Policy, X-Frame-Options, X-Content-Type-Options) to harden the website against common attacks.
  4. Publish a vulnerability disclosure policy or security.txt file to facilitate responsible reporting of security issues.
  5. Provide clear contact information including security incident response contacts to improve transparency and responsiveness.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
xpate
Description
xpate simplifies money management for online businesses, fintechs, and regulated industries. Scalable, seamless, global, and compliant.
Key services
payment processing, banking hub, money management
Content quality
good
Branding
consistent

Technology

Stack
Framer, Google Analytics, Cookiebot, Cloudflare DNS
Frameworks
Framer
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
75/100
Good practices seen
  • HTTPS enabled
  • Cookie consent via Cookiebot

Analytics and tracking

Services
Google Analytics
Tracking level
moderate
Privacy practices
basic

Advertising

Marketing tools
Cookiebot
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
moderate

Key observations

  1. Website is accessible with no blocking or WAF challenge
  2. No explicit privacy policy or terms of service found on the main page
  3. Cookie consent implemented via Cookiebot
  4. No contact emails, phone numbers, or physical addresses found in the visible content
  5. Website uses modern front-end framework (Framer) and standard analytics/tracking tools
  6. Security headers are not explicitly detected in the provided data
  7. Domain is registered with a reputable registrar and has a reasonable age
  8. No evidence of adult or questionable content
  9. No vulnerability disclosure or security.txt found
Technical notes

Notes

The website is built on the Framer platform, leveraging modern web fonts and responsive design techniques. It uses Google Analytics for user tracking and Cookiebot for cookie consent management. Hosting appears to be supported by Cloudflare DNS services, though no direct hosting provider is identified. Performance is moderate with good mobile optimization and SEO metadata present. Accessibility is basic but could be enhanced. The site lacks advanced security headers and some compliance documentation. Overall, the technical implementation is modern but has room for security and compliance improvements.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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