Skip to main content

Security report for xodax.cz

XODAX, a.s. · Finance · Czech Republic

Medium risk. 8 critical or high findings in GDPR outside view, Security headers and 2 other checks.

Security score

51/100

Risk levelMedium

0–100, higher is better. How it is calculated

XODAX, a.s. is a Czech financial services company established in 1999, specializing in investment advisory, loan provision, and debt management services. The company operates primarily in the Czech Republic and serves business clients and individuals seeking financial solutions. Their business model focuses on managing financial assets and receivables, with a parent company REDASH, a.s. and a planned merger with Česká půjčovna, a.s. in 2025. The website presents a professional image with clear business information and contact details, supporting trust and transparency. Technically, the website uses a stable but somewhat dated technology stack including jQuery and Bootstrap 3.4, with a CMS named inPage. The site is mobile optimized and includes cookie consent mechanisms compliant with GDPR. Google Analytics is used with consent denied by default, indicating privacy awareness. However, no advanced security headers or explicit security policies are present, which could be improved. Security posture is moderate; the site uses HTTPS but lacks visible security headers and incident response information. No vulnerabilities or exposed sensitive data were detected in the HTML content. The absence of WHOIS data reduces domain trustworthiness, though the website content and business details appear consistent and legitimate. Overall, the site is functional and professional but could benefit from enhanced security and compliance documentation. Strategic recommendations include implementing security headers, publishing comprehensive privacy and security policies, providing incident response contacts, and verifying domain registration details to improve trust and compliance.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

8 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching xodax.cz

This scan found 23 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. See sample alerts.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
67
Security headers
40
Email security
70
DNS health
85
Network security
20
GDPR outside view
25
Average
51

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

XODAX, a.s. holds a niche position in the Czech financial services market, focusing on investment advisory and debt management. Their competitive advantage lies in long-term operation since 1999 and a clear business model centered on non-consumer loans and receivables management. Revenue streams likely derive from loan interest, advisory fees, and asset management. The target customers include legal entities and individuals requiring financial services not easily accessible through traditional banks. The company is part of a financial group with REDASH, a.s. as parent and Česká půjčovna, a.s. as a related entity, indicating a partnership ecosystem. Growth indicators include recent merger announcements and consistent publication of financial results. The website supports business presence but lacks advanced digital marketing or social media engagement.

Security posture

The website demonstrates a moderate security maturity level. HTTPS is enabled, and cookie consent is implemented with granular user controls, reflecting GDPR compliance. However, the absence of HTTP security headers such as Content Security Policy, HSTS, and X-Frame-Options is a gap. No explicit security or incident response policies are published, and no vulnerability disclosure or security.txt files are present. The use of older JavaScript libraries may pose potential risks if not regularly updated. No exposed sensitive data or obvious vulnerabilities were found in the HTML content. Overall, the security posture is adequate for a small financial advisory firm but requires improvements to meet higher compliance and security standards.

Recommendations

  1. Implement HTTP security headers including CSP, HSTS, and X-Frame-Options to enhance protection against common web attacks.
  2. Publish comprehensive privacy and security policies detailing data handling, user rights, and compliance measures.
  3. Establish and publicize incident response and vulnerability disclosure procedures to improve transparency and readiness.
  4. Regularly update third-party libraries and frameworks to mitigate risks from known vulnerabilities.
  5. Verify and update domain registration information to improve trust and legitimacy perception.

Contact details published on the site

Addresses
Legal name
XODAX, a.s.
Registration number
257 72 775
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
XODAX, a.s.
Description
Společnost XODAX, a.s. je servisní a poradenskou společností, která se zaměřuje na obchody s cennými papíry a na zhodnocování volných finančních prostředků prostřednictvím půjček a úvěrů třetím osobám. Nákupy a správa pohledávek od bankovních a nebankovních subjektů.
Key services
Financial and investment advisory, Provision of non-consumer loans to legal and physical persons, Purchase and management of receivables from banking and non-banking entities
Content quality
good
Branding
consistent

Technology

Stack
jQuery, Bootstrap 3.4, FontAwesome 4.7, Blueimp Gallery, Magic Grid
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
65/100
Good practices seen
  • Cookie consent banner with granular controls
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics
Tracking level
minimal
Privacy practices
good

Advertising

Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content in Czech language
  2. No WAF or blocking mechanisms detected
  3. WHOIS data unavailable, limiting domain trust verification
  4. Cookie consent implemented with granular user controls
  5. No explicit privacy or security policy pages found except cookie policy
  6. No terms of service page detected
  7. Contact information is clearly presented with email, phone, and physical address
  8. Website uses older but stable technologies like Bootstrap 3.4 and jQuery
  9. Google Analytics used with consent denied by default
  10. Business information is detailed and consistent with Czech commercial registry
Technical notes

Notes

The website is built on a CMS called inPage, utilizing jQuery, Bootstrap 3.4, FontAwesome 4.7, and Blueimp Gallery for UI components and interactivity. The technology stack is stable but somewhat outdated, which may limit performance and security enhancements. The site is mobile responsive and includes cookie consent scripts with user preference controls. Google Analytics is integrated asynchronously with consent denied by default, indicating privacy-conscious implementation. Performance is moderate with no major issues detected. Accessibility features are basic, and SEO optimization is good with proper meta tags and Open Graph data. Hosting provider details are not disclosed. Opportunities exist to modernize the tech stack and improve accessibility compliance.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with xodax.cz. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review xodax.cz.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.