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Security report for wustenrot.sk

Wüstenrot · Finance · Slovakia

Medium risk. 3 critical or high findings in GDPR outside view and SSL/TLS.

Security score

70/100

Risk levelMedium

0–100, higher is better. How it is calculated

Wüstenrot Slovakia operates a professional website offering a range of insurance and financial products including life insurance, non-life insurance, building savings, vehicle insurance, and travel insurance. The company targets Slovak residents seeking reliable financial protection and savings solutions. The website is built on WordPress with modern technologies such as jQuery, Google Tag Manager, and Google Maps API, indicating a mature digital infrastructure. Security measures include HTTPS encryption and Cloudflare Turnstile captcha to mitigate automated threats. However, explicit privacy and cookie policies are not found, which may impact compliance and user trust. Overall, the site presents a trustworthy and professional image aligned with its business sector.

Scanned

NIS2 and GDPR posture

GDPR outside view
73/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1
    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

Need hands-on remediation? Email guard@offseq.com

Keep watching wustenrot.sk

This scan found 16 issues across 5 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
52
Security headers
100
Email security
85
DNS health
70
Network security
40
GDPR outside view
73
Average
70

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Wüstenrot holds a strong market position in Slovakia's insurance and financial services sector, focusing on essential products like life and property insurance and building savings. The business model revolves around direct customer engagement through online portals and traditional contact channels. The presence of dedicated online services (online.wuestenrot.sk and moj.wuestenrot.sk) supports customer self-service and digital transformation. The company leverages partnerships such as the 'V dobrom' blog to enhance customer engagement and brand presence. The website's content and structure reflect a well-established enterprise with consistent branding and clear service offerings.

Security posture

The website demonstrates a solid security posture with enforced HTTPS, use of Cloudflare's Turnstile captcha for bot mitigation, and integration of Google Tag Manager for controlled analytics deployment. However, the absence of explicit security headers and published security policies limits transparency and may expose the site to certain risks. No vulnerabilities or exposed sensitive data were detected in the analyzed content. The lack of a vulnerability disclosure policy and incident response contact information suggests room for improvement in security governance and incident management readiness.

Recommendations

  1. Publish comprehensive privacy and cookie policies with clear user access.
  2. Implement and display a security policy and incident response contact information.
  3. Add security headers such as Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security.
  4. Establish a vulnerability disclosure program and publish a security.txt file.
  5. Enhance accessibility features and conduct regular security audits to maintain compliance.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Wüstenrot
Description
Wüstenrot offers life and non-life insurance products, building savings, and related financial services. The website targets customers seeking insurance and savings products in Slovakia.
Key services
Life insurance, Non-life insurance, Building savings, Vehicle insurance, Travel insurance, Property insurance
Content quality
good
Branding
consistent

Technology

Stack
WordPress 6.5.3, jQuery 3.7.1, Google Tag Manager, Google Maps API, Cloudflare Turnstile (captcha)
Frameworks
WordPress
Platforms
Web
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
80/100
Good practices seen
  • HTTPS enforced
  • Google Tag Manager used for analytics
  • Cloudflare Turnstile captcha for bot protection

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
poor

Advertising

Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is a professional insurance and financial services portal for Wüstenrot Slovakia.
  2. Uses WordPress CMS with modern JavaScript libraries and Google services.
  3. No explicit privacy or cookie policy pages found in the provided content.
  4. Contact phone number is clearly displayed; no email addresses found in visible content.
  5. No security.txt or vulnerability disclosure policy detected.
  6. No signs of adult or questionable content.
  7. Good use of HTTPS and bot protection via Cloudflare Turnstile captcha.
  8. Google Tag Manager is used for analytics and tracking.
Technical notes

Notes

The website uses WordPress CMS version 6.5.3 with jQuery and Google services, indicating a modern and maintainable tech stack. Performance is moderate with good mobile optimization and SEO practices. Hosting appears to be behind Cloudflare, providing CDN and security benefits. The site uses Google Maps API for location services and Google Tag Manager for analytics, reflecting a mature digital marketing approach. There is potential to improve technical SEO and accessibility further. No critical technical debt or outdated libraries were detected in the provided content.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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