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Security report for wibank.de

Wirtschafts- und Infrastrukturbank Hessen · Finance · Germany

Medium risk. 5 critical or high findings in GDPR outside view, SSL/TLS and 1 other check.

Security score

54/100

Risk levelMedium

0–100, higher is better. How it is calculated

WIBank is the official promotional bank of the German state of Hessen, providing a wide range of funding programs and advisory services to private individuals, startups, companies, municipalities, and institutions. The bank focuses on supporting housing, business investments, innovation, infrastructure, agriculture, and regional development, positioning itself as a key regional development partner. The website is professionally designed, well-structured, and offers comprehensive information and access to customer portals for funding applications. Technically, the site uses modern JavaScript libraries and analytics tools with a cookie consent mechanism, ensuring GDPR compliance. Security posture is solid with HTTPS and session cookies, though explicit security policies and incident response contacts are not published. Overall, the site is trustworthy, accessible, and serves its government-backed financial services purpose effectively.

Scanned

NIS2 and GDPR posture

GDPR outside view
33/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      Unable to retrieve SSL certificate

      Could not establish secure connection to retrieve certificate information

      What to do: Check if the server is accessible and SSL/TLS is properly configured

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

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Keep watching wibank.de

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
65
Email security
60
DNS health
65
Network security
100
GDPR outside view
33
Average
54

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention wibank.de, from OffSeq Breach.

Total records
30
Employees
0
Customers
30
Third parties
0
Weak passwords
7%

4 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for wibank.de.

Select it in the checkout above.

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

WIBank operates as a government-backed financial institution focused on regional economic development in Hessen. Its business model revolves around providing financial products and advisory services to a diverse audience including private individuals, entrepreneurs, and public institutions. The bank leverages partnerships and digital tools such as online portals and AI-based funding finders to streamline service delivery. Its market position is strong within Hessen as the central funding bank, supported by clear branding and trust signals. The presence on social media and regular updates indicate active engagement with stakeholders. No subsidiaries or parent companies are indicated, suggesting it operates as a standalone state entity.

Security posture

The website demonstrates a mature security posture with enforced HTTPS, use of session cookies only, and a cookie consent mechanism aligned with GDPR. However, it lacks a publicly available security policy or incident response contact information, which are best practices for transparency and vulnerability management. No security.txt or vulnerability disclosure pages were found. The use of third-party analytics (etracker) is managed with cookie blocking until consent. No vulnerable libraries or exposed sensitive data were detected in the HTML content. Security headers were not explicitly identified, suggesting room for improvement in HTTP header security controls.

Recommendations

  1. Publish a dedicated security policy page outlining security practices and commitments.
  2. Implement and expose a security.txt file to facilitate responsible vulnerability disclosure.
  3. Add incident response contact channels such as security@ or abuse@ email addresses.
  4. Enhance HTTP security headers including Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security.
  5. Regularly review and update third-party scripts and libraries to mitigate vulnerabilities.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Wirtschafts- und Infrastrukturbank Hessen
Description
WIBank is the promotional bank of the state of Hessen, Germany, providing funding programs and advisory services to private individuals, founders, companies, municipalities, and institutions. It supports housing, business investments, innovation, infrastructure, agriculture, and regional development.
Key services
Funding programs for housing and home ownership, Support for business founding and investments, Innovation funding, Infrastructure financing, Agriculture and regional development support, Advisory and consulting services, Online customer portals for funding applications
Content quality
good
Branding
consistent

Technology

Stack
JavaScript, jQuery Migrate 3.4.0, etracker analytics, Slick Carousel
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
80/100
Good practices seen
  • HTTPS enforced (implied by URLs)
  • Use of session cookies only
  • Cookie consent mechanism implemented
  • No exposed sensitive data in HTML

Analytics and tracking

Services
etracker
Tracking level
minimal
Privacy practices
good

Advertising

Tracking pixels
etracker
Marketing tools
etracker analytics
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is in German with English language option available.
  3. Clear and comprehensive contact information including phone, email, and contact form.
  4. Cookie and privacy policies are present and GDPR compliant.
  5. No explicit security policy or incident response information found.
  6. Use of etracker analytics with cookie consent.
  7. Multiple external links to official portals and social media.
  8. No suspicious or malicious content detected.
  9. Professional design and navigation with good user experience.
Technical notes

Notes

The website uses a combination of JavaScript libraries including jQuery Migrate and Slick Carousel for UI components, and etracker for analytics. The site appears to be built on a proprietary or custom CMS platform, with no common CMS signatures detected. Performance is moderate with asynchronous loading of analytics scripts. The site is mobile optimized with responsive design elements and basic accessibility features. SEO is supported by proper meta tags and structured navigation. Hosting provider details are not explicit. The technical stack is modern but could benefit from additional security headers and performance optimizations.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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