what MORTGAGE is a UK-based online platform providing comprehensive mortgage news, advice, calculators, and sponsored content targeted at home buyers, first-time buyers, remortgagers, movers, and buy-to-let landlords. Established since 2010, it holds a solid position in the UK mortgage advisory market with a focus on content quality and user engagement through expert profiles and annual mortgage awards. The website is built on WordPress and leverages modern web technologies including Google Analytics, Google Tag Manager, and reCAPTCHA for security and analytics. The site is well-structured with good SEO practices and mobile optimization, although explicit privacy and cookie policies are not detected in the provided content.
Scanned ·
NIS2 and GDPR posture
GDPR outside view
65/ 100 · Medium
Checks completed
6of 7
NIS2 Art. 21(2)
a(a) Risk analysis and security policies: Not visible from outside
b(b) Incident handling: One indicator
c(c) Business continuity, backups and crisis management: Not visible from outside
d(d) Supply chain security: Not visible from outside
e(e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
f(f) Assessing the effectiveness of security measures: Not visible from outside
g(g) Cyber hygiene and security training: Not visible from outside
h(h) Cryptography and encryption: Partly checked
i(i) HR security, access control and asset management: One indicator
j(j) Multi-factor authentication and secured communications: Not visible from outside
Partly checked
One indicator
Not visible from outside
This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.
GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.
Priority findings
3 findings rated critical or high. Fix these first.
SSL/TLS
TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.
Critical
Unable to retrieve SSL certificate
Could not establish secure connection to retrieve certificate information
What to do: Check if the server is accessible and SSL/TLS is properly configured
GDPR outside view
These are the privacy signals visitors and data protection authorities look for under GDPR.
High
No Cookie Policy found
GDPR requires clear information about cookie usage
What to do: Add a dedicated cookie policy explaining cookie usage and purposes
This scan found 14 issues across 5 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.
Daily monitoring
Recommended
€25per month
TLS certificates and expiry
DNS records
SPF, DKIM and DMARC
Security headers
GDPR and NIS2 posture
Exposed services
Third-party trackers
Security score drift
Email alerts on material changes and an exportable JSON history of every change.
Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.
Results by check
Each check with its score, findings and the evidence it collected.
How this score is calculated
The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.
Counted in this score
SSL/TLS
0
Email security
60
DNS health
80
Network security
100
GDPR outside view
65
Average
61
Not counted
Security headers: did not complete in this scan.
NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.
Findings that cap the score at 49
Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.
The certificate is not trusted by browsers
The website is not served over HTTPS
A database, remote desktop, file-sharing or Telnet service is reachable from the internet
The page loads a script from a compromised source
The domain registration has expired
SPF authorises every server to send mail as the domain
Partial scans
When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.
Risk levels
Critical0–25
High26–49
Medium50–75
Low76–100
Breach exposure
Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.
Dark web exposure
Add-on
Leaked records that mention whatmortgage.co.uk, from OffSeq Breach.
No leaked records found
Breach holds no records for whatmortgage.co.uk right now. New leaks arrive continuously, so monitoring on Breach alerts you if that changes.
Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.
Business context
Business profile
The business operates as a content and advisory platform in the finance sector, monetizing through sponsored content and advertising partnerships with mortgage brokers and related service providers. Its target audience includes UK home buyers and landlords seeking mortgage information and tools. The presence of mortgage awards and expert profiles enhances its credibility and market positioning. Partnerships with mortgage calculator providers indicate a collaborative ecosystem. The business model relies on content quality and advertising revenue streams, with growth potential in expanding advisory services and compliance transparency.
Security posture
The website enforces HTTPS and uses Google reCAPTCHA v2 to protect forms from abuse. Security best practices include patching known WordPress vulnerabilities and partial implementation of security headers. However, some recommended headers like Content-Security-Policy and X-Frame-Options are not explicitly detected, which could improve protection against common web attacks. No exposed sensitive data or vulnerable libraries were found in the HTML content. The absence of explicit privacy and cookie policies may pose compliance risks under GDPR. Overall, the security posture is moderate with room for improvement in header implementation and compliance documentation.
Recommendations
Implement comprehensive privacy and cookie policies with clear user consent mechanisms to enhance GDPR compliance.
Add and enforce security headers such as Content-Security-Policy, X-Frame-Options, X-Content-Type-Options, and Referrer-Policy.
Regularly update WordPress core, themes, and plugins to mitigate vulnerabilities.
Conduct periodic security audits and vulnerability scans to identify and remediate risks.
Enhance accessibility features to improve compliance and user experience for all users.
Site observations
Automated reading of the public site. Ratings are indicative.
Business
Company
what MORTGAGE
Description
what MORTGAGE website covers all the latest mortgage news & calculators for first time buyers, remortgagers, movers & buy to let landlords.
WordPress 6.8.1, jQuery, Google Analytics, Google Tag Manager, Yoast SEO, Google reCAPTCHA v2, Now4Real chat widget, Google Ads, DoubleClick for Publishers (DFP), Yeloni exit popup
Frameworks
WordPress
Platforms
Web
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good
Security
Observed score
80/100
Good practices seen
HTTPS enforced
Google reCAPTCHA v2 implemented
No exposed sensitive data in HTML
Use of security plugins (WP Missed Schedule patched)
Analytics and tracking
Services
Google Analytics, Google Tag Manager
Tracking level
moderate
Privacy practices
basic
Advertising
Ad networks
Google Ads, DoubleClick
Tracking pixels
Facebook Pixel, Twitter Widgets
Marketing tools
Now4Real chat widget, Yeloni exit popup
Transparency
basic
Site quality
Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high
Key observations
Website is a WordPress-based mortgage news and advice platform targeting UK home buyers and landlords.
Content is rich with multiple categories, expert profiles, and mortgage awards.
No explicit privacy or cookie policy pages detected in the provided HTML content.
No direct contact emails or phone numbers found in the visible content.
Use of multiple third-party scripts for analytics, advertising, and user engagement.
WHOIS data unavailable due to incorrect query format; domain appears legitimate based on content and structured data.
No signs of WAF or content blocking; site fully accessible.
The website is powered by WordPress 6.8.1 with a modern tech stack including jQuery, Google Analytics, Google Tag Manager, and various advertising and user engagement scripts. Hosting appears to leverage AWS Cloudfront CDN for media delivery, improving performance. The site is mobile optimized with responsive design and uses Yoast SEO for search engine optimization. Performance is moderate with potential improvements in accessibility and security header implementation. The technical infrastructure supports a content-rich platform but should prioritize security hardening and compliance documentation to reduce operational risks.
Standards and sources
Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.
Reviews of this site
Share your experience with whatmortgage.co.uk. Every review is verified by email and published after moderation.
Community rating
No published reviews yet. Be the first to review whatmortgage.co.uk.