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Security report for wfii.org

World Federation of Insurance Intermediaries (WFII) · Finance · Belgium

Medium risk. 6 critical or high findings in Email security, Security headers and 2 other checks.

Security score

66/100

Risk levelMedium

0–100, higher is better. How it is calculated

The World Federation of Insurance Intermediaries (WFII) is a non-profit international federation representing insurance agents and brokers globally. Founded in 1999 and legally established under Belgian law, WFII acts as a unified voice for over 500,000 intermediaries across more than 80 countries. The organization is recognized by major international bodies such as the OECD, FATF, IAIS, WTO, and the UN, highlighting its authoritative role in international public affairs related to insurance intermediaries. The website provides clear information about WFII's mission, structure, and key issues, targeting insurance professionals and national associations worldwide. Technically, the website is built on the Wix platform, leveraging Wix Thunderbolt and associated UI libraries, with moderate performance and good mobile optimization. Security posture is solid with HTTPS enforced and some JavaScript security hardening, but lacks some security headers and cookie consent mechanisms. Privacy compliance is basic, with a privacy policy present but no explicit GDPR consent tools. Contact information and incident response details are not prominently available, which could be improved to enhance trust and compliance. Overall, the website is professional, trustworthy, and serves its business purpose effectively, though there is room for improvement in security and privacy transparency.

Scanned

NIS2 and GDPR posture

GDPR outside view
58/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

    • Critical

      No email authentication configured

      Domain is vulnerable to email spoofing

      What to do: Implement SPF, DKIM, and DMARC immediately

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  3. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

Keep watching wfii.org

This scan found 25 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
35
Email security
60
DNS health
70
Network security
100
GDPR outside view
58
Average
66

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

WFII occupies a strategic position as a global representative body for insurance intermediaries, providing leadership and coordination on international regulatory and policy matters. Its business model is based on advocacy and information exchange rather than commercial sales. The federation's recognition by international organizations strengthens its competitive advantage and influence. Revenue streams likely derive from membership fees and partnerships with national associations. The target customer segments include insurance brokers, agents, and intermediary associations worldwide. The website's partnership ecosystem is not explicitly detailed, but the organization's affiliations with global institutions imply strong strategic relationships. Growth indicators include a broad membership base and ongoing engagement with international regulatory bodies. The website content and structure reflect a mature digital presence, though technical modernization and enhanced privacy compliance could support future growth and trust.

Security posture

The website demonstrates a moderate security maturity level with HTTPS enforced and use of JavaScript security overrides to harden fetch and XHR requests. However, the absence of key security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options reduces the overall security posture. No vulnerabilities or exposed sensitive data were detected in the HTML content. The lack of visible incident response contacts or security policies limits transparency and preparedness communication. GDPR compliance is partial, with a privacy policy present but no cookie consent mechanism or explicit data protection officer contact. The security culture appears basic, with room for improvement in formalizing security policies and enhancing user privacy controls. Recommendations include implementing security headers, adding incident response information, and deploying cookie consent tools to align with best practices and regulatory requirements.

Recommendations

  1. Implement comprehensive security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to enhance protection against common web attacks.
  2. Add a cookie consent banner or mechanism to comply with GDPR and other privacy regulations, improving user transparency and control.
  3. Publish clear contact information including emails and phone numbers for general inquiries and security incident response to build trust and facilitate communication.
  4. Conduct regular audits of third-party scripts and dependencies to identify and mitigate potential vulnerabilities.
  5. Enhance accessibility features to meet recognized standards and improve usability for all users.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
World Federation of Insurance Intermediaries (WFII)
Description
WFII enables insurance intermediaries to speak with one voice to international institutions and regulators that affect their business throughout the world. It enables the exchange of information on global issues and goals that all national associations of intermediaries have in common. WFII provides global leadership, develops solutions and co-ordinates actions to promote the insurance intermediary industry at international level.
Key services
Representation of insurance intermediaries internationally, Information exchange on global insurance intermediary issues, Leadership and coordination in international public affairs
Content quality
good
Branding
consistent

Technology

Stack
Wix.com Website Builder, JavaScript, Wix Thunderbolt, Wix UI Libraries, Sentry (error monitoring)
Frameworks
Wix Thunderbolt
Platforms
Wix
Performance
moderate
Mobile
good
Accessibility
basic
SEO
basic

Security

Observed score
75/100
Good practices seen
  • HTTPS enforced
  • Use of security override globals to harden fetch and XHR
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Sentry (error monitoring)
Tracking level
minimal
Privacy practices
basic

Advertising

Tracking pixels
Sentry
Transparency
poor

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is built on Wix platform with professional design and clear navigation
  2. WHOIS data is unavailable due to malformed request or privacy protection
  3. No contact emails or phone numbers explicitly found on homepage
  4. Privacy policy page exists but no cookie consent mechanism detected
  5. No terms of service or security incident response information found
  6. No forms detected on homepage for data collection
  7. No social media links explicitly found in header or footer
  8. HTTPS is enforced with good SSL configuration
  9. No advertising or affiliate marketing detected
  10. Minimal user tracking observed (Sentry error monitoring only)
Technical notes

Notes

The website is built on the Wix platform using Wix Thunderbolt and associated UI libraries, indicating a modern and managed CMS environment. The use of polyfills and performance API shims suggests attention to cross-browser compatibility. Hosting is provided by Wix, with static assets served from Wix's CDN infrastructure. Performance is moderate, with some large images and scripts but generally optimized for desktop and mobile. SEO is basic with meta tags and Open Graph data present but no advanced structured data beyond a simple WebSite schema. Accessibility is basic with skip links and some ARIA attributes but could be improved. The technical debt appears low due to the managed platform, but reliance on Wix limits customization. Opportunities exist to improve SEO, accessibility, and security headers to enhance overall digital maturity and resilience.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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