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Security report for wealthify.com

Wealthify · Finance · United Kingdom

Low risk. 2 critical or high findings in Security headers and SSL/TLS.

Security score

84/100

Risk levelLow

0–100, higher is better. How it is calculated

Wealthify is a UK-based online investment and savings platform offering personal investment plans, ISAs, and pension management services. Positioned as an award-winning fintech company, it targets individual investors seeking accessible and managed investment solutions. The website demonstrates a professional and consistent brand presence with good content quality and user experience. Technically, the site leverages modern analytics and marketing technologies including Google Tag Manager, Microsoft Clarity, Intercom, and Cloudflare for hosting and security. The use of Umbraco CMS indicates a mature content management approach. Security posture is solid with HTTPS enforced and cookie consent mechanisms in place, though explicit security headers and a published security policy are not evident. The absence of WHOIS data reduces domain trustworthiness, but the overall site professionalism and compliance with privacy regulations mitigate concerns. No WAF or blocking mechanisms were detected, allowing full content accessibility.

Scanned

NIS2 and GDPR posture

GDPR outside view
83/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching wealthify.com

This scan found 15 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
65
Email security
92
DNS health
85
Network security
100
GDPR outside view
83
Average
84

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Wealthify operates in the finance sector, focusing on personal investment and savings products for UK consumers. Its business model revolves around providing managed investment plans and tax-efficient savings products online. The company leverages partnerships with marketing and analytics providers such as Smart Money People to enhance customer acquisition and engagement. The website content and technology stack suggest a medium-sized enterprise with a focus on digital maturity and customer experience. The lack of explicit company registration or VAT information on the homepage limits deeper business verification. The firm maintains a clear privacy and cookie policy, indicating compliance with GDPR and UK data protection laws. The presence of multiple tracking and marketing tools reflects a data-driven approach to customer insights and retention.

Security posture

The website enforces HTTPS and uses several security-related cookies to maintain session integrity and user authentication. Cookie consent is managed via a comprehensive banner with granular control, supporting GDPR compliance. However, explicit security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options are not clearly present in the HTML source, representing an area for improvement. No vulnerabilities or exposed sensitive data were detected in the page content. The absence of a published security policy or incident response contact reduces transparency in security governance. No security.txt or vulnerability disclosure page was found, which is a best practice for mature security postures. Overall, the security posture is good but could be enhanced by publishing formal security documentation and implementing all recommended HTTP security headers.

Recommendations

  1. Implement and verify all recommended HTTP security headers including CSP, X-Frame-Options, and X-Content-Type-Options.
  2. Publish a dedicated security policy page and provide clear incident response contact information.
  3. Add a vulnerability disclosure or security.txt file to facilitate responsible reporting of security issues.
  4. Enhance accessibility features to improve compliance and user experience for all users.
  5. Conduct regular WHOIS record audits to ensure domain registration information is accurate and publicly available.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Wealthify
Description
Wealthify is an award-winning online savings & investing service. Build your personal investment plans, manage savings and grow your pension.
Key services
Personal investment plans, ISAs, Savings accounts, Pension management
Content quality
good
Branding
consistent

Technology

Stack
Google Tag Manager, Microsoft Clarity, Cloudflare, Intercom, Convert Insights, Optimove SDK, Facebook SDK, Bing Ads, CookieInformation.com consent management
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
80/100
Good practices seen
  • HTTPS enforced
  • Cookie consent with opt-in/out
  • No exposed sensitive data in HTML
  • Use of security-focused cookies (e.g., __RequestVerificationToken)

Analytics and tracking

Services
Microsoft Clarity, Google Analytics, Convert Insights
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Bing Ads, Google Ads
Tracking pixels
Microsoft Clarity, Facebook Pixel
Marketing tools
Intercom, Convert Insights, Optimove SDK
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website uses HTTPS and modern tracking and marketing technologies
  2. Comprehensive cookie consent banner with detailed cookie descriptions
  3. No direct contact emails or phone numbers found in the homepage HTML
  4. WHOIS data unavailable, which reduces trust score
  5. No visible security.txt or vulnerability disclosure page
  6. Privacy and cookie policies are present and detailed
  7. No signs of WAF or blocking mechanisms
Technical notes

Notes

The website uses a modern technology stack including Umbraco CMS, Cloudflare for hosting and CDN, and multiple analytics and marketing SDKs such as Google Tag Manager, Microsoft Clarity, Intercom, and Convert Insights. The site loads asynchronously many scripts to optimize performance. The presence of a cookie consent management system from CookieInformation.com indicates attention to privacy compliance. The site is mobile optimized with responsive design and good SEO metadata including canonical links and app store tags. Performance is moderate with some room for improvement in loading speed and accessibility. No broken elements or errors were detected in the HTML content. Overall, the technical infrastructure supports a professional and scalable online financial service.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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