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Security report for wangyin.com

网银在线(北京)支付科技有限公司 · Finance · China

High risk. 6 critical or high findings in SSL/TLS, Security headers and 1 other check.

Security score

48/100

Risk levelHigh

0–100, higher is better. How it is calculated

The website wangyin.com represents 京东钱包, an online payment platform operated by 网银在线(北京)支付科技有限公司, a wholly owned subsidiary of 京东集团. The platform offers secure and convenient electronic payment services including mobile payments, online transfers, and fund management products. It targets 京东商城 users and the broader electronic payment market in China, positioning itself as a trusted financial service provider with extensive banking partnerships. Technically, the site uses legacy technologies such as jQuery 1.7.2 and standard HTML/CSS, with no modern frameworks detected. Performance data is incomplete, and mobile optimization is basic. Security posture is weak due to the absence of a valid SSL certificate and lack of HTTPS enforcement, despite the presence of some security headers like HSTS. Privacy compliance is partial, with a privacy policy present but no cookie consent mechanism. Business credibility is strong given the clear affiliation with 京东集团 and visible trust indicators. Overall, the site is functional but requires significant improvements in security and privacy to meet modern standards.

Scanned

NIS2 and GDPR posture

GDPR outside view
40/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      Unable to retrieve SSL certificate

      Could not establish secure connection to retrieve certificate information

      What to do: Check if the server is accessible and SSL/TLS is properly configured

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  3. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

Need hands-on remediation? Email guard@offseq.com

Keep watching wangyin.com

This scan found 18 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
25
Email security
50
DNS health
85
Network security
85
GDPR outside view
40
Average
48

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

京东钱包 operates within the finance and e-commerce sectors, leveraging 京东集团's brand and infrastructure. Its business model centers on providing integrated electronic payment solutions for consumers and enterprises, supported by a broad network of over 50 partner banks and multiple cooperating institutions. The platform's competitive advantage lies in its association with 京东's ecosystem, enabling seamless payment experiences and financial product offerings like 京东小金库 and fund management. The target customers include 京东 users and general online shoppers seeking reliable payment services. The company demonstrates growth potential through partnerships and diversified financial products, although technical modernization and enhanced security practices are needed to sustain market trust and compliance.

Security posture

The current security maturity level is low due to the lack of a valid SSL certificate and HTTPS support, which is critical for any payment platform. While some security headers such as Strict-Transport-Security are present, the absence of modern TLS protocols, strong cipher suites, and OCSP stapling exposes the site to potential risks. No vulnerability disclosure or security policy is published, and no incident response contacts are provided, indicating gaps in security governance. The site uses secure cookie flags but lacks a cookie consent mechanism, impacting privacy compliance. These vulnerabilities could affect user trust and regulatory adherence, especially under GDPR or similar frameworks. Immediate remediation of SSL/TLS issues and implementation of comprehensive security policies are recommended.

Recommendations

  1. Obtain and deploy a valid SSL/TLS certificate to enable HTTPS across the entire site.
  2. Enable modern TLS protocols (TLS 1.2 or higher) and configure strong cipher suites to enhance encryption.
  3. Implement a cookie consent banner/mechanism to comply with privacy regulations and improve user transparency.
  4. Publish a detailed security policy and vulnerability disclosure document to foster trust and facilitate responsible reporting.
  5. Enable OCSP stapling and session resumption to improve security and performance, and regularly update third-party libraries.
Technical notes

Notes

The website relies on older web technologies, including jQuery 1.7.2 and standard HTML5/CSS3, without evidence of modern JavaScript frameworks or CMS platforms. The site loads multiple CSS and JS resources from pay-static.jd.com and other jd.com subdomains, indicating a centralized content delivery approach within 京东's infrastructure. Performance metrics are missing or zero, suggesting incomplete monitoring or reporting. Mobile optimization is basic, with QR codes for app downloads prominently displayed but no advanced responsive design features detected. Accessibility features are minimal. The technical debt and outdated stack present modernization opportunities to improve user experience, security, and maintainability.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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