Skip to main content

Security report for vszp.sk

Všeobecná zdravotná poisťovňa · Healthcare · Slovakia

Low risk. 2 critical or high findings in Security headers and SSL/TLS.

Security score

84/100

Risk levelLow

0–100, higher is better. How it is calculated

Všeobecná zdravotná poisťovňa (VšZP) operates as the largest health insurance provider in Slovakia, offering comprehensive healthcare coverage and services to insured individuals. The website reflects a professional and consistent brand image, targeting Slovak residents seeking health insurance solutions. Key services include insurance coverage, an online customer portal, and a mobile application to facilitate user engagement and service access. The company holds a strong market position as a leading healthcare insurer in the region. Technically, the website employs a modern technology stack including jQuery, Bootstrap, Google Tag Manager, and Cookiebot for cookie consent management. The CMS used is WebJET by InterWay, indicating a mature digital infrastructure. The site demonstrates good mobile optimization and SEO practices, although accessibility features could be enhanced. Performance is moderate, with asynchronous loading of analytics and consent scripts. From a security perspective, the site enforces HTTPS with good SSL configuration and includes standard security headers. The cookie consent mechanism is robust and GDPR compliant, providing users with clear options for cookie preferences. However, explicit security policies, incident response contacts, and vulnerability disclosure mechanisms are not evident, representing areas for improvement. No vulnerabilities or suspicious activities were detected in the analyzed content. Overall, the website presents a low-risk profile with strong business credibility and privacy compliance. Strategic recommendations include publishing detailed security and incident response policies, enhancing accessibility, and implementing a vulnerability disclosure program to further strengthen trust and security posture.

Scanned

NIS2 and GDPR posture

GDPR outside view
100/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching vszp.sk

This scan found 14 issues across 5 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. See sample alerts.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
70
Email security
85
DNS health
75
Network security
100
GDPR outside view
100
Average
84

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

VšZP holds a dominant position in the Slovak health insurance market, leveraging its status as the largest insurer to provide extensive healthcare services. The business model focuses on comprehensive insurance coverage with digital service channels such as ePobočka and mobile apps to improve customer experience. The company likely generates revenue primarily through insurance premiums and government healthcare funding. The website's partnership with InterWay for CMS and digital services indicates a stable technology ecosystem. Growth indicators include digital transformation efforts and adherence to GDPR compliance. The absence of direct contact details on the homepage suggests a focus on digital self-service channels. No explicit mention of subsidiaries or parent companies was found.

Security posture

The website demonstrates a mature security posture with HTTPS enforcement, use of security headers, and a comprehensive cookie consent mechanism aligned with GDPR requirements. The absence of exposed sensitive data and use of reputable third-party scripts reduce risk. However, the lack of published security policies, incident response contacts, and vulnerability disclosure channels limits transparency and readiness for security incidents. No critical vulnerabilities or malware indicators were found. The site would benefit from formalizing security governance documentation and providing clear communication channels for security issues to enhance incident response capabilities and stakeholder trust.

Recommendations

  1. Publish a dedicated security policy page detailing security practices and controls.
  2. Provide explicit incident response contact information such as security@ or abuse@ email addresses.
  3. Implement and publicize a vulnerability disclosure or security.txt file to encourage responsible reporting.
  4. Enhance website accessibility to meet higher standards for users with disabilities.
  5. Regularly audit and update third-party scripts and libraries to mitigate potential vulnerabilities.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Všeobecná zdravotná poisťovňa
Description
Sme najväčšou zdravotnou poisťovňou na Slovensku. Zabezpečujeme kvalitnú a komplexnú zdravotnú starostlivosť pre všetkých poistencov.
Key services
health insurance, healthcare services coverage, online customer portal (ePobočka), mobile application
Content quality
good
Branding
consistent

Technology

Stack
jQuery, Modernizr, Bootstrap, Google Tag Manager, Google Analytics, Cookiebot
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent with opt-in/opt-out
  • No exposed sensitive data in HTML
  • Use of secure libraries

Analytics and tracking

Services
Google Analytics, Google Ads Conversion Tracking
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Google Ads (AW-798234782)
Marketing tools
Cookiebot
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-branded for a major Slovak health insurance company.
  2. Comprehensive cookie consent mechanism is implemented with clear user options.
  3. No explicit privacy policy or terms of service URLs found in the provided HTML snippet, but cookie policy is detailed.
  4. No direct contact emails or phone numbers found in the analyzed HTML content.
  5. Use of modern JavaScript libraries and Google services for analytics and tag management.
  6. No signs of malware, phishing, or suspicious external domains.
  7. No security.txt or vulnerability disclosure page detected.
  8. No explicit security or incident response policy found on the page.
Technical notes

Notes

The website is built on a CMS platform (WebJET by InterWay) using standard web technologies including jQuery, Bootstrap, and Modernizr. It integrates Google Tag Manager and Google Analytics for tracking and marketing purposes, alongside Cookiebot for cookie consent management. The site loads scripts asynchronously to optimize performance. Meta tags and Open Graph data are well implemented for SEO and social sharing. Mobile optimization is good, with responsive design elements detected. Accessibility is basic and could be improved. Hosting details are not explicitly identified in the HTML content. Overall, the technical infrastructure supports a stable and professional online presence with room for modernization in accessibility and security transparency.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with vszp.sk. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review vszp.sk.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.