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Security report for vrbank-westkueste.de

VR Bank Westküste · Finance · Germany

Medium risk. 3 critical or high findings in Email security and SSL/TLS.

Security score

75/100

Risk levelMedium

0–100, higher is better. How it is calculated

VR Bank Westküste is a regional cooperative bank serving the Westküste area in Germany. The website presents the bank's services and cooperative values, targeting local customers seeking banking and financial products. The site is professionally designed with consistent branding and uses modern web technologies including Angular Material and Adobe marketing tools. The technical infrastructure is supported by the hosting provider 'atruvia', indicating a stable and professional setup. Security posture is adequate with HTTPS enforced and cookie consent mechanisms in place, though explicit security headers and policies are not evident. Privacy compliance is basic, with cookie consent but no visible privacy policy or terms of service in the analyzed content. Overall, the website is trustworthy and suitable for its business purpose, though improvements in transparency and security documentation are recommended.

Scanned

NIS2 and GDPR posture

GDPR outside view
88/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

    • Critical

      No email authentication configured

      Domain is vulnerable to email spoofing

      What to do: Implement SPF, DKIM, and DMARC immediately

    • High

      No SPF record found

      SPF helps prevent email spoofing

      What to do: Add SPF record: "v=spf1 include:_spf.yourmailprovider.com ~all"

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching vrbank-westkueste.de

This scan found 19 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
85
Email security
40
DNS health
60
Network security
100
GDPR outside view
88
Average
75

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The bank operates as a cooperative entity focusing on regional banking services. Its business model emphasizes local presence and customer support. The website's use of Adobe Analytics and OneTrust indicates investment in marketing and compliance tools. The absence of detailed contact information and legal disclosures in the analyzed content suggests these may be located elsewhere or require better visibility. The bank's partnership with 'atruvia' for hosting and technical services supports a reliable digital presence. Growth indicators and subsidiary information are not available from the provided data.

Security posture

The website enforces HTTPS and integrates cookie consent management, reflecting awareness of privacy and security requirements. However, the lack of explicit security headers such as Content Security Policy, HSTS, or X-Frame-Options reduces the overall security posture. No vulnerability disclosures or incident response contacts are published, which could hinder transparency in case of security incidents. No exposed sensitive data or vulnerable libraries were detected in the HTML content. The security score is moderate, with recommendations to enhance header policies and publish security documentation.

Recommendations

  1. Implement and publish a comprehensive privacy policy and terms of service accessible from the homepage.
  2. Add security headers including Content Security Policy, HSTS, and X-Frame-Options to strengthen security posture.
  3. Publish a vulnerability disclosure policy or security.txt file to improve transparency and incident response readiness.
  4. Enhance accessibility features to improve compliance and user experience for all users.
  5. Increase visibility of contact information including emails, phone numbers, and physical addresses for customer support and security reporting.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
VR Bank Westküste
Description
Für uns heißt da sein, auch füreinander da zu sein. Und das geht am besten vor Ort. Erfahren Sie hier mehr über die Leistungen und das Angebot Ihrer VR Bank Westküste.
Key services
banking services, financial products, local customer support
Content quality
good
Branding
consistent

Technology

Stack
JavaScript, CSS, HTML, Angular (implied by mat- and cdk- classes), Adobe Launch (tag management), OneTrust (cookie consent), Ruxit (Dynatrace monitoring)
Frameworks
Angular Material
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
75/100
Good practices seen
  • HTTPS enforced
  • Cookie consent mechanism present
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Adobe Analytics, Dynatrace Ruxit
Tracking level
moderate
Privacy practices
basic

Advertising

Tracking pixels
Adobe Analytics, OneTrust
Marketing tools
Adobe Launch, OneTrust Consent Manager
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-branded for a regional cooperative bank.
  2. Cookie consent and privacy mechanisms are implemented via OneTrust.
  3. No explicit privacy policy or terms of service pages detected in the provided content.
  4. No direct contact information (emails, phone numbers, addresses) found in the analyzed HTML snippet.
  5. Use of modern JavaScript frameworks and Adobe marketing/analytics tools.
  6. No security.txt or vulnerability disclosure found.
  7. No signs of WAF or content blocking.
  8. No adult or questionable content detected.
Technical notes

Notes

The website uses a modern tech stack with Angular Material components and integrates third-party marketing and analytics tools such as Adobe Launch and OneTrust. Hosting is managed by 'atruvia', a professional service provider. Performance is moderate with preloading of CSS and JavaScript modules. Mobile optimization is good, and SEO meta tags are properly configured. The site lacks some accessibility features and explicit security headers, which are areas for technical improvement. No CMS is explicitly identified, suggesting a custom or proprietary solution.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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