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Security report for vrbank-sha.de

VR Bank Heilbronn Schwäbisch Hall eG · Finance · Germany

Medium risk. 3 critical or high findings in GDPR outside view and SSL/TLS.

Security score

69/100

Risk levelMedium

0–100, higher is better. How it is calculated

VR Bank Heilbronn Schwäbisch Hall eG is a regional cooperative bank serving customers primarily in the Heilbronn and Schwäbisch Hall regions of Germany. The website provides information about the bank's services and local presence, targeting local customers seeking banking and financial products. The business model is cooperative banking with a focus on community and local support. The site uses modern web technologies including Angular and Angular Material, with Dynatrace monitoring for performance insights. However, the website lacks visible privacy and cookie policies, contact information, and explicit security headers, which are important for compliance and trust. The security posture is basic with room for improvement in policy transparency and technical security measures. Overall, the site is functional and moderately professional but would benefit from enhanced privacy compliance and security practices.

Scanned

NIS2 and GDPR posture

GDPR outside view
43/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching vrbank-sha.de

This scan found 24 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
75
Email security
55
DNS health
65
Network security
100
GDPR outside view
43
Average
69

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention vrbank-sha.de, from OffSeq Breach.

Total records
149
Employees
0
Customers
149
Third parties
0
Weak passwords
37%

3 subdomains affected

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Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The bank operates in the finance sector as a cooperative entity with a regional focus. Its competitive advantage lies in local presence and community engagement. The business model revolves around providing banking services to local customers, likely generating revenue from traditional banking products. The website indicates a moderate level of digital maturity with modern frameworks but lacks comprehensive compliance disclosures. There is no evidence of extensive partnerships or subsidiaries from the provided data. Growth indicators and strategic partnerships are not explicitly visible. The bank relies on atruvia.de for IT infrastructure, a known cooperative banking IT provider, indicating a stable technology partnership.

Security posture

The current security maturity level is basic. The website uses HTTPS (implied by URL), but no security headers were detected in the provided data. There are no visible vulnerability disclosures or incident response contacts, which limits transparency. GDPR compliance indicators such as privacy and cookie policies are missing, posing compliance risks. The use of Dynatrace for monitoring is a positive indicator for performance and operational security. No exposed sensitive data or vulnerable libraries were detected, but the absence of security best practices and policies suggests room for improvement. Incident response readiness and security culture indicators are not evident from the content.

Recommendations

  1. Implement and publish comprehensive privacy and cookie policies to ensure GDPR compliance.
  2. Add security headers such as Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security to enhance security posture.
  3. Provide clear contact information including emails and phone numbers for customer support and security incidents.
  4. Establish and disclose a vulnerability disclosure policy or security.txt file to improve transparency and trust.
  5. Conduct regular security audits and update the website to address compliance and technical security gaps.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
VR Bank Heilbronn Schwäbisch Hall eG
Description
Für uns heißt da sein, auch füreinander da zu sein. Und das geht am besten vor Ort. Erfahren Sie hier mehr über die Leistungen und das Angebot Ihrer VR Bank Heilbronn Schwäbisch Hall eG.
Key services
banking services, financial products, local customer support
Content quality
basic
Branding
consistent

Technology

Stack
JavaScript, Angular (indicated by cdk and mat-mdc components), CSS, Ruxit agent (Dynatrace monitoring)
Frameworks
Angular Material
Performance
moderate
Mobile
good
Accessibility
basic
SEO
basic

Analytics and tracking

Services
Dynatrace
Tracking level
moderate
Privacy practices
poor

Advertising

Tracking pixels
Dynatrace Ruxit agent
Transparency
poor

Site quality

Design
basic
User experience
basic
Content relevance
basic
Navigation
basic
Professionalism
basic
Trustworthiness
moderate

Key observations

  1. Website content is accessible and not blocked by WAF or security challenges.
  2. No explicit privacy, cookie, or terms of service policies found in the provided HTML content.
  3. No contact emails, phone numbers, or physical addresses explicitly found in the truncated HTML content.
  4. Site uses modern Angular framework with Angular Material components.
  5. Dynatrace Ruxit agent is used for performance monitoring.
  6. No visible security headers or explicit security policies detected.
  7. No vulnerability disclosure or security.txt file detected.
  8. No data protection officer contact information found.
  9. Content is focused on regional banking services in Germany.
  10. No advertising networks or affiliate programs detected except monitoring scripts.
Technical notes

Notes

The website is built using Angular framework with Angular Material components, indicating a modern front-end technology stack. It uses Dynatrace Ruxit agent for performance monitoring. The CMS appears to be custom or proprietary, as indicated by serviceproxy URLs. The site is mobile optimized with responsive design. SEO and accessibility features are basic but present. Performance is moderate, with no explicit issues detected. Technical risks include lack of security headers and missing compliance documentation, which could impact business operations if not addressed. There is an opportunity to modernize compliance and security features to align with industry best practices.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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