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Security report for vrbank-eg.de

VR-Bank eG · Finance · Germany

Medium risk. 3 critical or high findings in GDPR outside view and SSL/TLS.

Security score

69/100

Risk levelMedium

0–100, higher is better. How it is calculated

VR-Bank eG operates as a regional cooperative bank in Germany, providing local banking and financial services to its community. The website serves as an informational portal highlighting the bank's offerings and commitment to local customer service. The technical infrastructure is based on modern web technologies including Angular Material and uses Dynatrace for performance monitoring, indicating a moderate level of digital maturity. However, the site lacks visible privacy and cookie policies, which impacts compliance and trust. Security posture is moderate with no explicit security headers or incident response information found, suggesting room for improvement in security transparency and best practices. Overall, the website is functional and professional but would benefit from enhanced privacy compliance and security disclosures to improve user trust and regulatory adherence.

Scanned

NIS2 and GDPR posture

GDPR outside view
43/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching vrbank-eg.de

This scan found 24 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
75
Email security
55
DNS health
65
Network security
100
GDPR outside view
43
Average
69

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The bank positions itself as a cooperative financial institution focused on serving local customers in Germany. Its business model revolves around cooperative banking principles, emphasizing community presence and personalized services. The website content is basic but consistent with the bank's regional focus. No explicit revenue streams or partnerships are detailed on the site. The use of atruvia.de nameservers aligns with banking infrastructure providers, supporting operational legitimacy. The absence of detailed contact and compliance information suggests a conservative approach to online presence, typical for regional banks. Growth indicators and strategic partnerships are not evident from the provided data.

Security posture

The website employs HTTPS and uses Dynatrace for monitoring, which is positive. However, no security headers such as Content-Security-Policy or X-Frame-Options were detected, and no explicit security or incident response policies are published. There is no evidence of vulnerability disclosure mechanisms or security.txt files. The lack of visible privacy and cookie policies indicates potential compliance gaps with GDPR and related regulations. The site does not expose sensitive data or show signs of vulnerabilities in the provided content. Overall, the security maturity is moderate but could be significantly improved by adopting standard security headers, publishing clear privacy and security policies, and providing incident response contacts.

Recommendations

  1. Publish comprehensive privacy and cookie policies with clear GDPR compliance statements.
  2. Implement and configure standard security headers to enhance protection against common web attacks.
  3. Add visible contact information including security incident response and data protection officer contacts.
  4. Establish a vulnerability disclosure policy and consider publishing a security.txt file.
  5. Regularly audit and update third-party scripts and monitoring tools to minimize security risks.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
VR-Bank eG
Description
Für uns heißt da sein, auch füreinander da zu sein. Und das geht am besten vor Ort. Erfahren Sie hier mehr über die Leistungen und das Angebot Ihrer VR-Bank eG.
Key services
banking services, financial products, local customer support
Content quality
basic
Branding
consistent

Technology

Stack
JavaScript, Angular (implied by cdk and mat-mdc components), CSS, HTML5
Frameworks
Angular Material
Performance
moderate
Mobile
good
Accessibility
basic
SEO
basic

Security

Observed score
50/100

Analytics and tracking

Services
Dynatrace
Tracking level
moderate
Privacy practices
poor

Advertising

Tracking pixels
Dynatrace (ruxitagentjs)
Transparency
poor

Site quality

Design
good
User experience
good
Content relevance
basic
Navigation
good
Professionalism
good
Trustworthiness
moderate

Key observations

  1. Website is a regional cooperative bank site in Germany.
  2. No explicit privacy, cookie, or terms of service policies found in the provided HTML.
  3. No contact emails or phone numbers explicitly found in the provided content.
  4. Site uses Angular Material components and Dynatrace for performance monitoring.
  5. No security headers or explicit security policies detected in the HTML snippet.
  6. No vulnerability disclosure or security.txt found.
  7. No data protection officer contact information found.
  8. No advertising or affiliate programs detected.
  9. Content is safe and suitable for general audiences.
  10. WHOIS data is consistent with a legitimate banking entity.
Technical notes

Notes

The website is built using Angular Material components, indicating a modern frontend framework. It uses Dynatrace for performance and user experience monitoring. The site appears mobile-optimized with responsive design elements. Hosting is managed via atruvia.de, a known provider for banking institutions. Performance is moderate with no explicit issues detected in the provided HTML. However, the absence of SEO meta tags beyond basic Open Graph and minimal structured data limits search engine optimization. Accessibility features are basic but present. There is no detected CMS, suggesting a custom or proprietary platform. Technical risks include missing security headers and lack of visible compliance documentation.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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