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Security report for vpbank.com

VP Bank Ltd · Finance · Liechtenstein

Low risk. 3 critical or high findings in GDPR outside view and SSL/TLS.

Security score

76/100

Risk levelLow

0–100, higher is better. How it is calculated

VP Bank Ltd is a well-established international private bank headquartered in Liechtenstein, offering a broad range of financial services including wealth management, investment advisory, financing, and e-banking. The bank operates across multiple financial centers including Switzerland, Luxembourg, Singapore, and the British Virgin Islands, reflecting a strong international presence and diversified market reach. The website content is professionally presented, targeting private clients and intermediaries with clear navigation and comprehensive service descriptions. Technically, the website is built on Drupal CMS and employs modern web technologies including SVG animations and a self-hosted Matomo analytics platform, complemented by a Usercentrics consent management platform ensuring GDPR compliance. The site is mobile-optimized, accessible, and SEO-friendly, indicating a mature digital infrastructure. From a security perspective, the site enforces HTTPS and uses cookie consent mechanisms, with no visible vulnerabilities or exposed sensitive data. However, explicit security headers and a published security.txt file are absent, and incident response contact details are not clearly provided, representing areas for improvement. The WHOIS data is unavailable, likely due to privacy protection, but the overall legitimacy of the domain and business is supported by consistent branding, detailed business information, and international regulatory compliance. Overall, VP Bank Ltd's website demonstrates a high level of professionalism, security awareness, and regulatory compliance, making it a trustworthy platform for its target audience. Strategic recommendations include enhancing security headers, publishing vulnerability disclosure information, and providing clearer incident response contacts to further strengthen trust and security posture.

Scanned

NIS2 and GDPR posture

GDPR outside view
65/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
69
Security headers
75
Email security
70
DNS health
75
Network security
100
GDPR outside view
65
Average
76

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

VP Bank Ltd holds a strong market position as an international private bank with a diversified service portfolio focused on wealth management and investment advisory. Its business model revolves around personalized financial solutions for private clients and intermediaries, leveraging its presence in key financial hubs. The bank's revenue streams likely include asset management fees, financing interest, and advisory services. The target customer segments are high-net-worth individuals and financial intermediaries seeking bespoke financial products. Growth indicators include recent acquisitions and active investor relations communications. The partnership ecosystem is implied through multiple subsidiaries and international offices, supporting a global service delivery model. Strategic observations highlight the bank's emphasis on long-term financial solutions, sustainability, and digital expertise.

Security posture

The website exhibits a mature security posture with enforced HTTPS, cookie consent management, and absence of exposed sensitive information. The use of a self-hosted analytics platform reduces reliance on third-party data processors, enhancing privacy. However, the lack of explicit security headers such as Content Security Policy (CSP), HTTP Strict Transport Security (HSTS), and X-Frame-Options limits defense-in-depth. No visible vulnerability disclosure or incident response contacts reduce transparency in security incident handling. Compliance with GDPR is evident through privacy and cookie policies. Overall, the security culture appears proactive but could benefit from formalizing vulnerability disclosure and incident response mechanisms.

Recommendations

  1. Implement and enforce security headers including CSP, HSTS, and X-Frame-Options to strengthen browser security.
  2. Publish a security.txt file to provide clear vulnerability disclosure guidelines and contact information.
  3. Add explicit incident response contact channels (e.g., security@ or abuse@ email addresses) on the website.
  4. Regularly audit third-party scripts and libraries to ensure no vulnerabilities are introduced.
  5. Enhance transparency by providing detailed data retention policies and privacy compliance statements.

Contact details published on the site

Addresses
Legal name
VP Bank Ltd
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
VP Bank Ltd
Description
VP Bank Ltd is a financial institution offering wealth management, investment advisory, financing, and e-banking services with an international presence in Liechtenstein, Switzerland, Luxembourg, Singapore, and the British Virgin Islands.
Key services
Investment advisory, Wealth management, Financing, Wealth planning, Private label funds, e-banking
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, Vivus SVG animations, Usercentrics CMP, Matomo analytics (self-hosted)
Frameworks
Drupal CMS
Performance
moderate
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent mechanism
  • No exposed sensitive data in HTML
  • No visible vulnerable libraries

Analytics and tracking

Services
Matomo (self hosted)
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Matomo
Marketing tools
Usercentrics CMP
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and navigation.
  2. No signs of WAF or security blocking.
  3. WHOIS data unavailable, possibly due to privacy or proxy registration.
  4. Strong privacy and cookie policies with consent management.
  5. Professional design and clear business focus on wealth management.
  6. Multiple international locations and subsidiaries listed.
  7. No visible security vulnerabilities or exposed sensitive data.
  8. Use of self-hosted analytics and consent management tools.
  9. Contact information clearly provided in footer.
  10. No adult or questionable content detected.
Technical notes

Notes

The website is built on Drupal CMS, leveraging modern JavaScript and SVG animations for an engaging user experience. It uses Usercentrics for consent management and Matomo for analytics, indicating a focus on privacy and compliance. The site is mobile-optimized and accessible, with good SEO practices evident from meta tags and structured navigation. Performance is moderate, with asynchronous loading of scripts and preconnect hints to optimize resource fetching. Technical risks are minimal, but the absence of some security headers and WHOIS data transparency could be improved. The infrastructure supports a professional financial services platform with opportunities for modernization in security practices.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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