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Security report for visabg.com

Visa · Finance · Bulgaria

Medium risk. 3 critical or high findings in Email security and SSL/TLS.

Security score

75/100

Risk levelMedium

0–100, higher is better. How it is calculated

Visa Bulgaria's website serves as a regional portal for Visa's digital payment services and business solutions. The site is well-branded, professionally designed, and offers comprehensive information about Visa's offerings including premium benefits, contactless payments, mobile payment technologies, and business support hubs. The target audience includes consumers, businesses, and innovators in Bulgaria. The website reflects Visa's global market position as a leader in digital payments and financial technology services. Technically, the site uses modern web technologies such as Stencil.js, integrates analytics and marketing tools like Google Analytics, ContentSquare, and Tealium, and is hosted behind Cloudflare CDN ensuring good performance and security. The site is mobile-optimized and accessible, with proper SEO and metadata implemented. From a security perspective, the website enforces HTTPS, uses security headers, and provides cookie consent mechanisms aligned with GDPR. However, it lacks explicit security policies and incident response contacts, and no vulnerability disclosure or security.txt files were found. The WHOIS data is missing or unavailable, which is unusual but the site content and branding strongly indicate legitimacy. Overall, the website presents a low risk profile with strong business credibility and technical maturity. Strategic recommendations include publishing explicit security policies, adding incident response contacts, and maintaining transparent WHOIS data to enhance trust.

Scanned

NIS2 and GDPR posture

GDPR outside view
83/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

    • High

      No SPF record found

      SPF helps prevent email spoofing

      What to do: Add SPF record: "v=spf1 include:_spf.yourmailprovider.com ~all"

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1
    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

Need hands-on remediation? Email guard@offseq.com

Keep watching visabg.com

This scan found 18 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
52
Security headers
75
Email security
50
DNS health
90
Network security
100
GDPR outside view
83
Average
75

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention visabg.com, from OffSeq Breach.

Total records
4
Employees
0
Customers
4
Third parties
0
Weak passwords
0%

1 subdomain affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for visabg.com.

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Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Visa operates as a global financial technology company specializing in digital payment solutions. The Bulgarian site is part of a broad regional network supporting Visa's market penetration and customer engagement in Bulgaria. The business model focuses on enabling secure, fast, and innovative payment technologies for consumers and businesses. Revenue streams likely include transaction fees, premium services, and business partnerships. The site highlights partnerships, premium benefits, and business hubs indicating a strong ecosystem approach. Growth indicators include emphasis on innovation, fintech partnerships, and digital payment adoption. The company maintains a consistent global brand presence with localized content and services.

Security posture

The website demonstrates a mature security posture with enforced HTTPS, comprehensive cookie consent, and use of security headers. The absence of exposed sensitive data and use of reputable third-party services for analytics and CDN enhance security. However, the lack of a published security policy, incident response contacts, and vulnerability disclosure mechanisms represent gaps in transparency and readiness. The missing WHOIS data raises minor concerns but does not directly impact site security. Overall, the site aligns well with GDPR and industry best practices but could improve in incident response communication and vulnerability management.

Recommendations

  1. Publish a dedicated security policy page detailing security practices and compliance.
  2. Provide clear incident response contact information including security@ or abuse@ email addresses.
  3. Implement and publish a vulnerability disclosure policy or security.txt file to encourage responsible reporting.
  4. Regularly audit and update third-party scripts and libraries to mitigate potential vulnerabilities.
  5. Ensure WHOIS registration data is complete and publicly available to enhance transparency and trust.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Visa
Description
Мрежата за цифрови и мобилни плащане Visa е начело на новото плащане, електронни и безконтактни платежни технологии, които формират света на парите
Key services
Visa Premium benefits, Click to Pay, Contactless payments, Mobile payments (Google Pay, Samsung Pay), Visa Secure 3DS, Visa Business Hub, Visa Consulting + Analytics
Content quality
excellent
Branding
consistent

Technology

Stack
Stencil.js, ContentSquare, Tealium, Cloudflare, YouTube API, Google Analytics
Frameworks
Stencil
Platforms
Web
Performance
fast
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
90/100
Good practices seen
  • HTTPS enforced
  • Cookie consent banner with granular controls
  • No exposed sensitive data in HTML
  • Use of security headers

Analytics and tracking

Services
Google Analytics, ContentSquare, Tealium
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
DoubleClick
Tracking pixels
Tealium, ContentSquare
Marketing tools
Tealium, ContentSquare
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content in Bulgarian language.
  2. Strong branding consistent with Visa global identity.
  3. Comprehensive privacy and cookie policies with consent mechanisms.
  4. No direct contact emails or phone numbers found; contact via form only.
  5. Use of modern web technologies and frameworks.
  6. No security.txt or explicit security contact information found.
  7. No suspicious or malicious content detected.
  8. WHOIS data missing which is unusual for a corporate domain.
Technical notes

Notes

The website is built on a modern tech stack including Stencil.js for frontend components, Adobe Experience Manager CMS inferred from URL and clientlibs structure, and is hosted behind Cloudflare CDN for performance and security. Analytics and marketing tools such as Google Analytics, ContentSquare, and Tealium are integrated for user behavior tracking and optimization. The site is mobile responsive, accessible, and SEO optimized with proper meta tags and structured data. Performance is fast with lazy loading and asynchronous script loading. Technical risks are minimal but depend on maintaining third-party integrations and ensuring timely updates.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 75/100Medium26 findingsView report
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