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Security report for vippsmobilepay.com

Vipps MobilePay AS · Finance · Finland

Low risk. 1 critical or high finding in SSL/TLS.

Security score

85/100

Risk levelLow

0–100, higher is better. How it is calculated

Vipps MobilePay AS operates a modern, well-branded payment platform targeting businesses in Finland and the Nordic region. The website presents a professional and user-friendly interface, emphasizing seamless payment solutions both online and in physical stores. The company leverages a modern technology stack including Next.js and Azure hosting, ensuring good performance and mobile optimization. Security posture is strong with HTTPS enforcement and domain transfer locks, though DNSSEC is not enabled and explicit incident response contacts are not published. Privacy compliance is robust, featuring a comprehensive cookie consent mechanism aligned with GDPR requirements. Overall, the site reflects a mature fintech business with a clear market position and trustworthy digital presence.

Scanned

NIS2 and GDPR posture

GDPR outside view
95/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

1 finding rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
70
Email security
85
DNS health
85
Network security
100
GDPR outside view
95
Average
85

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention vippsmobilepay.com, from OffSeq Breach.

Total records
85
Employees
0
Customers
84
Third parties
1
Weak passwords
5%

1 subdomain affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for vippsmobilepay.com.

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Breach keeps ingesting new leaks, so these numbers can grow between scans.

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Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company targets business customers seeking efficient payment solutions, offering services such as online payments, in-store QR code payments, and recurring billing. The business model is transaction-based, charging fees only when payments are received. Vipps MobilePay AS is part of a larger Nordic payment ecosystem, with strong partnerships and developer support portals enhancing its market reach. The website content and structure support a professional image, with clear navigation and relevant business information. The domain age and registration details align well with the company's founding date, reinforcing legitimacy.

Security posture

The website demonstrates a solid security foundation with HTTPS and clientTransferProhibited domain status. Cookie consent is implemented with granular controls, supporting GDPR compliance. However, the absence of DNSSEC and security.txt files, as well as missing explicit security headers in the HTML, suggest areas for improvement. No vulnerabilities or exposed sensitive data were detected in the analysis. Incident response contact information is not publicly available, which could be enhanced to improve transparency and readiness.

Recommendations

  1. Enable DNSSEC on the domain to strengthen DNS security.
  2. Publish a security.txt file to facilitate vulnerability reporting.
  3. Implement and explicitly declare security headers such as Content-Security-Policy and X-Frame-Options.
  4. Provide clear incident response contact channels on the website.
  5. Maintain and regularly update cookie and privacy policies to reflect evolving regulations.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Vipps MobilePay AS
Description
MobilePay offers seamless payment solutions for businesses both online and in physical stores, enabling easy sending and receiving of money in real-time.
Key services
Online payment acceptance, In-store payment acceptance via QR codes and short numbers, Recurring payments, Partner and developer support portals
Content quality
good
Branding
consistent

Technology

Stack
Next.js, React, Cookiebot, Google Tag Manager (gtag), Azure DNS
Frameworks
Next.js
Platforms
Azure
Performance
fast
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent with opt-in/out
  • No exposed sensitive data in HTML
  • Use of clientTransferProhibited domain status

Analytics and tracking

Services
Mixpanel, Google Analytics (implied via gtag)
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Mixpanel
Marketing tools
Cookiebot
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Strong GDPR and cookie consent compliance with detailed cookie categories.
  3. No explicit contact emails or phone numbers found; contact primarily via forms and support portals.
  4. Modern technology stack with Next.js and Azure hosting.
  5. Good security posture with HTTPS and domain transfer lock.
  6. No visible security.txt or explicit incident response contacts.
  7. No suspicious or malicious content detected.
  8. Clear business focus on payment solutions for Nordic businesses.
Technical notes

Notes

The site uses a modern React-based framework (Next.js) hosted on Microsoft Azure, ensuring scalability and performance. The presence of Cookiebot and Google Tag Manager indicates mature privacy and analytics management. Images and assets are optimized with responsive loading techniques. The site is mobile-optimized and accessible, with semantic HTML and ARIA roles used in dialogs and navigation. No technical debt or deprecated libraries were detected. Opportunities exist to enhance security headers and DNS configurations for improved resilience.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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