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Security report for vipps.no

Vipps AS · Finance · Norway

Low risk. No critical or high findings.

Security score

85/100

Risk levelLow

0–100, higher is better. How it is calculated

Vipps AS operates a leading mobile payment and digital identification platform primarily serving the Norwegian market. The website vipps.no presents a professional and user-friendly interface that clearly communicates the company's core services, including mobile payments, business payment solutions, and digital identification. The company is positioned as a major player in the Norwegian finance and technology sectors, with a large user base and strong brand recognition. The technical infrastructure leverages modern web technologies such as Next.js and React, ensuring fast performance and excellent mobile optimization. Privacy compliance is robust, featuring a comprehensive cookie consent mechanism powered by Cookiebot and adherence to GDPR principles. Security posture is strong with HTTPS enforcement, security headers, and CSRF protections, although explicit security policy and incident response information are not publicly detailed. Overall, the website reflects a mature digital presence with high trustworthiness and professional content.

Scanned

NIS2 and GDPR posture

GDPR outside view
83/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

No critical or high findings. These medium findings are worth fixing next.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • Medium

      Missing X-XSS-Protection header

      Legacy XSS protection (deprecated but still recommended)

      What to do: Add "X-XSS-Protection: 1; mode=block"

    • Medium

      Missing Permissions-Policy header

      Controls browser features and APIs

      What to do: Implement a Permissions-Policy to restrict feature access

      • OWASP Secure Headers: OWASP Secure Headers Project recommends Permissions-Policy: accelerometer=(), autoplay=(), camera=(), cross-origin-isolated=(),…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Medium

      Privacy policy may not be GDPR compliant

      Privacy policy lacks explicit GDPR compliance elements

      What to do: Update privacy policy to explicitly address GDPR requirements and user rights

  3. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

    • Medium

      No MTA-STS Policy

      MTA-STS enforces TLS for email delivery

      What to do: Implement MTA-STS to prevent downgrade attacks

  4. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

Keep watching vipps.no

This scan found 14 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Full report

€39.90one-time

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Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
90
Security headers
70
Email security
83
DNS health
85
Network security
100
GDPR outside view
83
Average
85

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Vipps maintains a strong market position as Norway's premier mobile payment solution, targeting both private consumers and businesses. The business model centers on facilitating seamless, secure payments and digital identity verification. Revenue streams likely include transaction fees and business service subscriptions. The company ecosystem includes related domains for business services and support, indicating a well-structured partnership and service network. Growth indicators include recent product updates and features such as payments for users under 15 years and automatic card updates. The website's content and design reinforce Vipps' commitment to inclusivity and customer convenience, supporting its competitive advantage in the Nordic payment market.

Security posture

The website demonstrates a solid security foundation with HTTPS, modern security headers, and cookie consent controls that respect user privacy. The use of CSRF tokens and secure cookies indicates attention to common web security threats. However, the absence of a publicly accessible security policy, incident response contacts, or vulnerability disclosure mechanisms suggests areas for improvement in transparency and readiness. No vulnerabilities or exposed sensitive data were detected in the analyzed content. Compliance with GDPR is evident through consent management and privacy policy disclosures. Enhancing security communication and providing clear incident response channels would strengthen the overall security posture.

Recommendations

  1. Publish a dedicated security policy page outlining security practices and standards.
  2. Provide clear incident response contact information such as security@ or abuse@ email addresses.
  3. Implement and publicize a vulnerability disclosure program or security.txt file.
  4. Include data protection officer contact details to improve GDPR transparency.
  5. Enhance visibility of official contact information to improve user trust and support.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Vipps AS
Description
Vipps gjør det befriende enkelt å betale, signere og identifisere seg.
Key services
Mobile payments, Digital identification, Payment requests, Business payment solutions
Content quality
excellent
Branding
consistent

Technology

Stack
Next.js, React, Cookiebot, Google Tag Manager, JavaScript ES6+
Frameworks
Next.js
Platforms
Web
Performance
fast
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent with granular controls
  • CSRF token cookie used
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Mixpanel
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Mixpanel
Marketing tools
Cookiebot
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website uses modern web technologies and frameworks.
  2. Strong privacy and cookie consent implementation.
  3. No visible contact emails or phone numbers on main page.
  4. No explicit security or incident response pages found.
  5. Content is professionally presented and relevant to the business.
  6. No signs of malicious or suspicious activity.
  7. Good SEO and accessibility practices observed.
Technical notes

Notes

Vipps.no is built on a modern technology stack featuring Next.js and React, enabling server-side rendering and fast client-side interactions. The site uses Cookiebot for cookie consent management and integrates Google Tag Manager for analytics and marketing. The website is well-optimized for mobile devices and accessibility, with responsive design and semantic HTML elements. Performance indicators suggest fast loading times and efficient resource usage. No common CMS was detected, implying a custom or proprietary content management solution. The technical implementation aligns with best practices for security, privacy, and user experience, though hosting details remain undisclosed.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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