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Security report for vgh.de

VGH Versicherungen · Finance · Germany

Medium risk. 7 critical or high findings in GDPR outside view, Security headers and 2 other checks.

Security score

61/100

Risk levelMedium

0–100, higher is better. How it is calculated

VGH Versicherungen is a well-established insurance company based in Niedersachsen, Germany, with a history dating back to 1750. The company offers a comprehensive range of insurance products for private customers, businesses, and farmers, positioning itself as a regional leader in the insurance sector. Their website reflects a mature digital presence with clear navigation, professional design, and extensive product information tailored to their target audience. Technically, the site employs modern JavaScript frameworks and integrates GDPR-compliant cookie consent management via Usercentrics, alongside Google Tag Manager for analytics and marketing. Security-wise, the website enforces HTTPS, uses consent-based tracking, and avoids exposing sensitive data, although it lacks some advanced security headers and a public incident response contact. Overall, the site is trustworthy, compliant, and professionally maintained, supporting VGH's strong market position.

Scanned

This is an earlier scan of vgh.de. View the latest report

NIS2 and GDPR posture

GDPR outside view
40/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

7 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching vgh.de

This scan found 24 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
37
Security headers
75
Email security
70
DNS health
45
Network security
100
GDPR outside view
40
Average
61

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention vgh.de, from OffSeq Breach.

Total records
137
Employees
0
Customers
87
Third parties
50
Weak passwords
9%

5 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for vgh.de.

Select it in the checkout above.

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

VGH Versicherungen operates primarily in the finance sector, focusing on insurance products for a diverse clientele including private individuals, companies, and agricultural customers in Niedersachsen. Their business model revolves around providing tailored insurance solutions, supported by a network of personal advisors accessible via the website. The company leverages digital tools for customer engagement and service delivery, including a customer portal and career site. Their market positioning is strong regionally, supported by a long-standing brand and comprehensive product portfolio. The presence of social media channels and compliance documentation indicates a mature approach to customer trust and regulatory adherence. No parent or subsidiary companies were identified, suggesting an independent operational structure.

Security posture

The website demonstrates a solid security posture with mandatory HTTPS encryption and integration of a GDPR-compliant cookie consent mechanism. Use of Google Tag Manager is managed via consent, reducing privacy risks. However, the absence of explicit security headers such as Content-Security-Policy and lack of a published security.txt or incident response contact email represent areas for improvement. No vulnerabilities or exposed sensitive data were detected in the HTML content. The site appears to follow best practices for secure form handling and data privacy, aligning with GDPR requirements. Overall, the security maturity is good but could be enhanced by formalizing incident response channels and adding additional HTTP security headers.

Recommendations

  1. Publish a dedicated incident response contact email (e.g., security@vgh.de) to improve transparency and readiness.
  2. Implement and configure security headers such as Content-Security-Policy, X-Content-Type-Options, and X-Frame-Options to harden the site against common attacks.
  3. Consider adding a security.txt file to facilitate responsible vulnerability disclosure.
  4. Regularly audit third-party scripts and dependencies to ensure no vulnerable libraries are included.
  5. Enhance monitoring and logging to detect and respond to security incidents promptly.

Contact details published on the site

Addresses
Legal name
VGH Versicherungen
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
VGH Versicherungen
Description
Die VGH Versicherungen bieten umfassenden Versicherungsschutz für Privat- und Geschäftskunden in Niedersachsen und darüber hinaus.
Key services
Kfz-Versicherung, Hausratversicherung, Rechtsschutzversicherung, Private Krankenversicherung, Altersvorsorge, Unfallversicherung, Cyberversicherung, Beratervermittlung
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, Usercentrics CMP, Google Tag Manager, IE11 polyfill
Frameworks
StimulusJS (data-controller attributes)
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of Google Tag Manager with consent
  • Cookie consent management via Usercentrics
  • No exposed sensitive data in HTML
  • Secure forms with no visible vulnerabilities

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Usercentrics CMP
Marketing tools
Usercentrics
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is professional, comprehensive, and well-structured.
  3. Strong GDPR and cookie consent compliance via Usercentrics.
  4. No explicit security.txt or incident response contact found.
  5. Use of modern JavaScript frameworks and consent management.
  6. Social media presence is well integrated.
  7. WHOIS data is minimal but domain appears legitimate.
Technical notes

Notes

The website uses a modern JavaScript-based frontend framework with StimulusJS controllers and custom components. It integrates third-party services including Usercentrics for cookie consent and Google Tag Manager for analytics and marketing. The site is mobile-optimized with responsive design and accessibility features. Performance is moderate, with deferred CSS loading and asynchronous script loading to improve user experience. No CMS was explicitly detected, suggesting a custom or proprietary platform. Hosting provider details are not disclosed. The technical implementation is robust with opportunities to improve security headers and incident response mechanisms.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 59/100Medium34 findingsView report
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