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Is verusboc.com a Scam? Security Check Results - Verus Bank of Commerce

verusboc.com Security Report Summary

verusboc.com received a security score of 68 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Verus Bank of Commerce's website security posture. Verus Bank of Commerce operates in the Finance industry in United States.

Verus Bank of Commerce is a regional financial institution providing a range of personal and business banking services including checking, savings, health savings accounts, commercial lending, and digital banking solutions. The website targets both individual and business customers, emphasizing community values and trustworthiness. The bank positions itself as a community-focused institution with FDIC insurance and compliance with relevant banking regulations. Technically, the website employs modern web technologies such as jQuery, Google Fonts, and the Banno platform for online banking, delivering a responsive and user-friendly experience. Security measures include HTTPS enforcement and warnings about phishing scams, though some enhancements in security headers and incident response transparency are recommended. The absence of WHOIS registration data raises questions about domain legitimacy, but the professional presentation and trust indicators on the site support its credibility. Overall, the site is well-structured and serves its business purpose effectively, with room for improvement in privacy compliance and security disclosures.

The security scan identified 29 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: jQuery, Google Fonts, Slick Slider, Parsley.js, Banno Platform.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and business-context intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

V

Is verusboc.com Safe? Security Analysis for Verus Bank of Commerce

https://www.verusboc.com/

Check if verusboc.com is a scam or legitimate. Free security scan and reviews.

FinanceUnited Statessmall
jQueryGoogle FontsSlick SliderParsley.jsBanno Platform
Analyzed Completed
68
Security Score
MEDIUM RISK

Below Finance avg (78)

GDPR-aligned

Data handling

EU

Hosting region

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AI Summary

Verus Bank of Commerce is a regional financial institution providing a range of personal and business banking services including checking, savings, health savings accounts, commercial lending, and digital banking solutions. The website targets both individual and business customers, emphasizing community values and trustworthiness. The bank positions itself as a community-focused institution with FDIC insurance and compliance with relevant banking regulations. Technically, the website employs modern web technologies such as jQuery, Google Fonts, and the Banno platform for online banking, delivering a responsive and user-friendly experience. Security measures include HTTPS enforcement and warnings about phishing scams, though some enhancements in security headers and incident response transparency are recommended. The absence of WHOIS registration data raises questions about domain legitimacy, but the professional presentation and trust indicators on the site support its credibility. Overall, the site is well-structured and serves its business purpose effectively, with room for improvement in privacy compliance and security disclosures.

Detected Technologies

jQueryGoogle FontsSlick SliderParsley.jsBanno Platform

7 urgent findings need attention

7 high

Continuous monitoring

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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

5 findings

60/100

GDPR Compliance

4 findings

53/100

NIS2 Compliance

6 findings

47/100

Email Security

3 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The bank operates in the finance sector with a focus on personal and business banking services. Its business model revolves around traditional banking products supplemented by digital banking platforms. The target market includes local individuals and businesses seeking community banking services. The website reflects a stable market position as a small regional bank with strong community ties. Partnerships with technology providers like Banno and Harland Clarke enhance service delivery. The bank's revenue streams likely include deposit accounts, lending products, and service fees. Growth indicators are not explicit but the digital presence and service offerings suggest ongoing modernization efforts. Strategic observations include the need for improved transparency in domain registration and enhanced privacy compliance to strengthen trust.

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a moderate to good security posture with HTTPS enforced and secure login forms. The presence of warnings about phone scams indicates awareness of social engineering threats. However, the lack of security headers such as Content-Security-Policy and absence of explicit incident response or vulnerability disclosure policies represent gaps. No vulnerabilities or exposed sensitive data were detected in the HTML content. The site would benefit from implementing a cookie consent mechanism and publishing clear security policies to improve compliance and user trust. Overall, the security maturity is adequate for a small financial institution but could be enhanced to meet higher standards.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement a comprehensive cookie consent banner to comply with privacy regulations such as GDPR and CCPA.

Observations

Comprehensive website and business-context analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Verus Bank of Commerce

Description:

Verus Bank of Commerce is a financial institution offering personal and business banking services including checking, savings, health savings accounts, commercial lending, and online/mobile banking.

Key Services:
Personal CheckingPersonal SavingsHealth Savings AccountsBusiness CheckingBusiness SavingsCommercial LendingOnline & Mobile Banking
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
jQueryGoogle FontsSlick SliderParsley.jsBanno Platform
Platforms:
Web
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

basic

Security Assessment

Security Score:
80/100
Best Practices:
  • HTTPS enforced
  • Secure login form with POST method
  • Warning about phone scams and phishing
  • No exposed sensitive data in HTML

Analytics & Tracking

Services:
Google Tag Manager
Tracking Level:moderate
Privacy Compliance:basic

Advertising & Marketing

Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenges.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

60/100
Score

Weak Strict-Transport-Security configuration

LOW

Current value: "max-age=16070400"

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

53/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

47/100
Score

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:spf2.verusboc.com ip4:66.254.128.0/19 ip4:205.196.224.0/19 ip4:216.17.130.203 ip4:63.245.252.110 include:spf.protection.outlook.com include:mailgun.org include:verusboc-com.spf.smtp25.com exists:%{i}.spf.hc197966.iphmx.com ip4:216.116.80.0/24 ip4:216.116.81.88 ip4:216.116.87.0/24 ip4:74.200.60.0/24 ip4:74.200.63.0/24 ip4:216.116.95.0/24 ip4:52.128.98.34 ip4:52.128.98.35 ip4:52.128.98.36 -all
DNS Lookups:5/10
Policy:-all
DKIM Selectors Found
Selector:selector1(1416-bit rsa)
Selector:selector2(1296-bit rsa)
DMARC Details
Policy:quarantine
Subdomain Policy:reject
Aggregate Reports:[email protected]
Forensic Reports:[email protected]

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

34/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 61 days

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

Short HSTS Max-Age

LOW

HSTS max-age is less than 1 year

HSTS Missing includeSubDomains

LOW

HSTS header does not include subdomains

Mixed Content Detected

MEDIUM

2 resources loaded over insecure HTTP

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Registration Details

Domain Age
15 years(mature)
Expiry Risk
low(119 days)
Protection Level
strongDNSSEC OFF

DNS Records

A Records:104.18.24.218, 104.18.25.218
Name Servers:
ns1.csiweb.com
ns2.csiweb.com
ns3.csiweb.com
ns4.csiweb.com
MX Records:
10: mx1.hc2879-47.iphmx.com
20: mx2.hc2879-47.iphmx.com
SOA:Serial: 2018083083, TTL: 600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:128ms

SPF Analysis

SPF Record:
v=spf1 include:spf2.verusboc.com ip4:66.254.128.0/19 ip4:205.196.224.0/19 ip4:216.17.130.203 ip4:63.245.252.110 include:spf.protection.outlook.com include:mailgun.org include:verusboc-com.spf.smtp25.com exists:%{i}.spf.hc197966.iphmx.com ip4:216.116.80.0/24 ip4:216.116.81.88 ip4:216.116.87.0/24 ip4:74.200.60.0/24 ip4:74.200.63.0/24 ip4:216.116.95.0/24 ip4:52.128.98.34 ip4:52.128.98.35 ip4:52.128.98.36 -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does verusboc.com compare?

See how verusboc.com stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website uses a modern technology stack including jQuery, Google Fonts, Slick Slider for UI components, and Parsley.js for form validation. The online banking platform is powered by Banno, a recognized provider in the banking technology space. Performance is moderate with no major issues detected, and the site is mobile optimized with responsive design. SEO optimization is basic with meta tags present but could be improved with richer structured data. No CMS is explicitly detected, suggesting a custom or proprietary platform. Hosting provider details are not available from the HTML content. Technical risks are minimal but the lack of some security headers and privacy mechanisms represent areas for modernization.
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Optional add-ons

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Full Report
PDF · email delivery · lifetime access
39.90
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Incl. 21% VAT
39.90
Already purchased? Enter unlock code
VisaMastercardApple PayGoogle Payvia EveryPay
SEQ SIA
Reg. No. 40203410806 · VAT LV40203410806

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