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Security report for vema-eg.de

VEMA Versicherungsmakler Genossenschaft eG · Finance · Germany

Medium risk. 3 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

69/100

Risk levelMedium

0–100, higher is better. How it is calculated

VEMA Versicherungsmakler Genossenschaft eG is a large, well-established German cooperative founded in 1997, serving insurance brokers, insurers, and insurance customers. It operates as the largest genossenschaftlich organized insurance broker network in Germany, offering digitalization, product development, and extensive educational services. The website reflects a mature digital presence with clear navigation, professional design, and comprehensive content tailored to its target audiences. Technically, the site uses modern JavaScript libraries and CSS frameworks, ensuring good mobile optimization and accessibility. Security posture is solid with HTTPS enforced and cookie consent implemented, though explicit security policies and incident response contacts are not published. Overall, the domain registration data aligns with the business claims, supporting legitimacy and trustworthiness.

Scanned

NIS2 and GDPR posture

GDPR outside view
68/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching vema-eg.de

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
67
Security headers
50
Email security
60
DNS health
70
Network security
100
GDPR outside view
68
Average
69

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention vema-eg.de, from OffSeq Breach.

Total records
3
Employees
0
Customers
3
Third parties
0
Weak passwords
0%

2 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for vema-eg.de.

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Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

VEMA holds a strong market position as the largest cooperative network for insurance brokers in Germany, leveraging a B2B platform (VEMAextranet) and annual events (VEMAtage) to engage partners. Its business model focuses on creating value for insurance brokers through digital tools, education, and product offerings. The cooperative structure supports a broad partner ecosystem, including insurers and brokers, with a large user base and extensive content resources. Awards such as Great Place to Work and Kununu Top Company reinforce its employer brand and trust signals. The company targets multiple segments including brokers, insurers, insurance customers, and job applicants, indicating diversified growth and engagement strategies.

Security posture

The website demonstrates a good security baseline with HTTPS and cookie consent mechanisms. Email addresses are obfuscated to reduce spam risk. However, no dedicated security policy or incident response information is publicly available, which could limit transparency in case of security incidents. No security headers were detected in the provided data, suggesting room for improvement. No vulnerabilities or exposed sensitive data were found in the analysis. The absence of a vulnerability disclosure policy or security.txt file indicates a potential gap in responsible vulnerability management. Overall, the security posture is adequate but could be enhanced by publishing formal policies and improving HTTP security headers.

Recommendations

  1. Publish a dedicated security policy page outlining security practices and commitments.
  2. Provide clear incident response contact information, such as security@ or abuse@ email addresses.
  3. Implement and configure HTTP security headers like Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security.
  4. Establish and publish a vulnerability disclosure policy or security.txt file to encourage responsible reporting.
  5. Regularly review and update third-party scripts and libraries to mitigate potential vulnerabilities.

Contact details published on the site

Addresses
Legal name
VEMA Versicherungsmakler Genossenschaft eG
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
VEMA Versicherungsmakler Genossenschaft eG
Description
Die VEMA ist der größte genossenschaftlich organisierte Verbund für Versicherungsmakler in Deutschland. Digitalisierung, Produktentwicklung und Weiterbildung sind Kernaktivitäten seit 1997. Ziel ist es, Mehrwerte für Partnerbetriebe zu schaffen und Versicherungsmakler fit für die Zukunft zu machen.
Key services
Digitalisierungslösungen, Produktentwicklung, Weiterbildungsangebote, B2B-Plattform (VEMAextranet), Veranstaltungen (VEMAtage)
Content quality
excellent
Branding
consistent

Technology

Stack
jQuery 3.7.0, jQuery bxSlider, Slick Slider, Font Awesome, CSS Normalize
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent mechanism implemented
  • Email addresses obfuscated via email_decoder.js

Analytics and tracking

Tracking level
minimal
Privacy practices
good

Advertising

Transparency
basic

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is comprehensive, professionally presented, and well-structured.
  3. Strong focus on insurance brokerage cooperative services and partner support.
  4. Cookie consent mechanism is implemented and clearly explained.
  5. Multiple social media channels are linked and active.
  6. No visible forms collecting personal data on the homepage; contact via email and phone provided.
  7. No explicit security policy or incident response page found.
  8. No security.txt or vulnerability disclosure policy detected.
  9. No advertising or tracking scripts detected in the provided HTML content.
  10. Website uses modern JavaScript libraries and CSS frameworks for UI/UX.
Technical notes

Notes

The website uses a modern front-end technology stack including jQuery 3.7.0, bxSlider, Slick Slider, and Font Awesome for UI components and icons. CSS normalization and custom stylesheets ensure consistent rendering across browsers. The site is mobile optimized with responsive navigation menus and accessible design features. Performance is moderate, with deferred script loading and onload CSS media switching to optimize rendering. No CMS or hosting provider information was detected. The site lacks visible analytics or tracking scripts in the provided HTML, indicating minimal user tracking. Overall, the technical implementation supports a professional and user-friendly experience with opportunities to enhance security headers and backend transparency.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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