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Security report for vbsdn.de

Volksbank Schwarzwald-Donau-Neckar eG · Finance · Germany

Medium risk. 3 critical or high findings in GDPR outside view and SSL/TLS.

Security score

71/100

Risk levelMedium

0–100, higher is better. How it is calculated

Volksbank Schwarzwald-Donau-Neckar eG operates as a regional cooperative bank in Germany, providing a range of retail banking and financial services to its customers. The website is professionally designed with a focus on banking services and customer engagement. The technical infrastructure leverages modern web technologies including Angular Material and Dynatrace for performance monitoring, indicating a moderate level of digital maturity. Security posture is adequate with HTTPS enforced and monitoring scripts in place; however, the absence of explicit security headers and privacy policies suggests room for improvement in compliance and security best practices. Overall, the website presents a trustworthy and professional front for the bank, though enhancements in privacy compliance and security transparency are recommended.

Scanned

NIS2 and GDPR posture

GDPR outside view
43/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

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This scan found 22 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
85
Email security
55
DNS health
65
Network security
100
GDPR outside view
43
Average
71

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention vbsdn.de, from OffSeq Breach.

Total records
169
Employees
0
Customers
169
Third parties
0
Weak passwords
42%

3 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for vbsdn.de.

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Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The bank positions itself as a cooperative financial institution serving the Schwarzwald-Donau-Neckar region in Germany. Its business model focuses on cooperative banking services targeting general consumers and businesses within the region. The website content and structure indicate a medium-sized enterprise with consistent branding and a clear market focus. The use of regional hosting and content delivery partners (atruvia) supports localized service delivery. No explicit partnerships or subsidiaries were identified in the provided data. The bank appears to maintain a stable market presence with a focus on customer trust and service quality.

Security posture

The website enforces HTTPS and uses Dynatrace Ruxit for monitoring, which is positive for security and performance tracking. However, the lack of visible security headers such as Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security reduces the overall security posture. No vulnerability disclosures, incident response contacts, or security policies were found, which may impact compliance with GDPR and NIS2 regulations. The absence of explicit privacy and cookie policies further highlights compliance gaps. The security score reflects these observations, suggesting the bank should enhance its security transparency and controls to mitigate risks and improve regulatory compliance.

Recommendations

  1. Implement and publish comprehensive privacy and cookie policies with clear GDPR compliance statements.
  2. Add and configure essential security headers to protect against common web vulnerabilities.
  3. Provide clear contact information for security incidents, including a dedicated security or abuse email address.
  4. Conduct regular security audits and update third-party libraries to avoid vulnerabilities.
  5. Enhance accessibility and SEO features to improve user experience and compliance.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Volksbank Schwarzwald-Donau-Neckar eG
Description
Volksbank Schwarzwald-Donau-Neckar eG is a cooperative bank serving customers primarily in the banking sector, offering financial services and products.
Key services
Retail banking, Financial services, Customer banking solutions
Content quality
good
Branding
consistent

Technology

Stack
JavaScript, Angular (implied by cdk and mat-mdc components), CSS, Ruxit (Dynatrace) monitoring script
Frameworks
Angular Material
Performance
moderate
Mobile
good
Accessibility
basic
SEO
basic

Security

Observed score
75/100
Good practices seen
  • HTTPS enforced
  • Use of Google site verification

Analytics and tracking

Services
Dynatrace Ruxit
Tracking level
moderate
Privacy practices
poor

Advertising

Tracking pixels
Dynatrace Ruxit
Marketing tools
Google site verification
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no WAF or blocking detected.
  2. No explicit privacy or cookie policies found in the provided HTML content.
  3. No contact emails or phone numbers explicitly found in the HTML content.
  4. Website uses modern Angular Material components and Dynatrace monitoring.
  5. No forms detected in the provided HTML snippet.
  6. External domains are related to hosting and content delivery (atruvia).
  7. No security.txt or vulnerability disclosure found.
  8. No data protection officer contact found.
  9. Website content is professional and relevant to banking services.
  10. No suspicious or malicious content detected.
Technical notes

Notes

The website uses Angular Material components and a custom CMS solution, indicating a modern front-end framework with modular design. Dynatrace Ruxit is integrated for performance and error monitoring. The site loads CSS and JS assets efficiently with preload hints, suggesting moderate performance optimization. Mobile responsiveness is good, with media queries and flexible layouts. However, the lack of detailed SEO metadata and structured data limits search engine optimization. Hosting appears regional with domain name servers under the same organizational umbrella, supporting stable infrastructure. Technical debt appears low but could be improved with enhanced accessibility and SEO practices.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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