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Security report for vb-alzey-worms.de

Volksbank Alzey-Worms eG · Finance · Germany

Medium risk. 3 critical or high findings in GDPR outside view and SSL/TLS.

Security score

70/100

Risk levelMedium

0–100, higher is better. How it is calculated

Volksbank Alzey-Worms eG is a regional cooperative bank in Germany serving local customers primarily in the Alzey-Worms area. The website presents banking services and financial products with a focus on local presence and customer support. The business model is cooperative banking with a medium-sized regional footprint. The website uses modern web technologies including Angular Material and Dynatrace monitoring, indicating a moderate level of digital maturity. The site is mobile optimized and provides a professional user experience with clear navigation and relevant content. Security posture is good with HTTPS enabled and no visible vulnerabilities, but lacks explicit security headers and published security policies. Privacy compliance is weak due to absence of privacy and cookie policies or consent mechanisms. Overall, the domain registration data aligns well with the business identity, supporting legitimacy and trustworthiness. Strategic improvements in privacy compliance and security transparency are recommended to enhance user trust and regulatory adherence.

Scanned

NIS2 and GDPR posture

GDPR outside view
43/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

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Keep watching vb-alzey-worms.de

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
85
Email security
50
DNS health
65
Network security
100
GDPR outside view
43
Average
70

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The bank holds a solid position as a regional cooperative financial institution with a focus on local customers. Its competitive advantage lies in local branch presence and personalized services. The business model revolves around traditional banking services, likely generating revenue from deposits, loans, and financial products. The target customer segment is local individuals and businesses in the Alzey-Worms region. There is no indication of parent or subsidiary companies from the data. The partnership ecosystem includes technology providers like AtruviA for digital services. Growth indicators are not explicit but the website's professional design suggests ongoing investment in digital channels.

Security posture

The website demonstrates a baseline security maturity with HTTPS enforced and no exposed sensitive data. However, the absence of key security headers such as Content Security Policy, HSTS, and X-Frame-Options reduces defense-in-depth. No published security policy or incident response contacts limit transparency and preparedness communication. There is no evidence of vulnerability disclosure or security.txt files. Privacy compliance gaps exist due to missing privacy and cookie policies and lack of consent mechanisms. The security culture appears moderate but could benefit from enhanced transparency and formalized policies.

Recommendations

  1. Implement and publish a comprehensive privacy policy and cookie policy with GDPR-compliant consent mechanisms.
  2. Add standard security headers including Content Security Policy, HSTS, X-Frame-Options, and X-XSS-Protection.
  3. Publish a security policy and incident response contact information to improve transparency and trust.
  4. Consider establishing a vulnerability disclosure program or security.txt file to encourage responsible reporting.
  5. Enhance accessibility features and conduct regular security audits to maintain and improve security posture.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Volksbank Alzey-Worms eG
Description
Für uns heißt da sein, auch füreinander da zu sein. Und das geht am besten vor Ort. Erfahren Sie hier mehr über die Leistungen und das Angebot Ihrer Volksbank Alzey-Worms eG.
Key services
banking services, financial products, local branch services
Content quality
good
Branding
consistent

Technology

Stack
JavaScript, Angular (implied by mat- and mdc- classes), CSS, Ruxit agent (Dynatrace monitoring)
Frameworks
Angular Material
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
80/100
Good practices seen
  • HTTPS enabled
  • No visible exposed sensitive data

Analytics and tracking

Services
Dynatrace
Tracking level
moderate
Privacy practices
poor

Advertising

Tracking pixels
Dynatrace Ruxit agent
Marketing tools
Dynatrace monitoring
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is a professional regional bank site in Germany.
  2. No privacy or cookie policies explicitly found on the main page HTML.
  3. No contact emails or phone numbers explicitly found in the provided HTML snippet.
  4. Uses modern web technologies and monitoring tools.
  5. No security policy or incident response information published.
  6. No vulnerability disclosure or security.txt found.
  7. No explicit data protection officer contact found.
  8. Content is in German language targeting local customers.
  9. No advertising or affiliate programs detected beyond monitoring scripts.
Technical notes

Notes

The website uses a modern Angular-based frontend with Angular Material components, indicating a contemporary tech stack. Dynatrace Ruxit agent is used for performance monitoring. The site is served over HTTPS with a valid SSL certificate. The CMS appears custom or proprietary, with no common open-source CMS detected. Performance is moderate with some optimization potential. Mobile responsiveness is good, but accessibility features are basic and could be improved. SEO is supported by proper meta tags and Open Graph data. No major technical debt or vulnerabilities are evident from the HTML content.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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