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Security report for vav.at

VAV Versicherungs-Aktiengesellschaft · Finance · Austria

High risk. 6 critical or high findings in GDPR outside view, SSL/TLS and 1 other check.

Security score

48/100

Risk levelHigh

0–100, higher is better. How it is calculated

VAV Versicherungs-Aktiengesellschaft is an established Austrian insurance company offering a broad range of insurance products for private customers, including auto, household, home, legal protection, accident, and liability insurances. The website provides online calculators and direct purchase options, supported by a professional design and consistent branding. The company enjoys strong market positioning evidenced by multiple industry awards and high customer satisfaction ratings. Technically, the website is built on Magnolia CMS and uses common JavaScript libraries such as jQuery and Slick Carousel. However, the site suffers from slow loading times and lacks a valid SSL certificate, resulting in no HTTPS support, which is a critical security vulnerability. Privacy compliance is well addressed with GDPR-compliant policies and cookie consent mechanisms. Overall, the site is professional and trustworthy but requires urgent security improvements to protect user data and enhance trust.

Scanned

NIS2 and GDPR posture

GDPR outside view
0/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • Critical

      No HTTPS encryption

      GDPR requires appropriate security measures for personal data

      What to do: Implement SSL/TLS certificate for HTTPS

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      No HTTPS Encryption

      Website does not use HTTPS encryption, making all data transmission vulnerable to interception

      What to do: Implement SSL/TLS certificate and redirect all HTTP traffic to HTTPS

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1

Need hands-on remediation? Email guard@offseq.com

Keep watching vav.at

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
55
Email security
50
DNS health
80
Network security
100
GDPR outside view
0
Average
48

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

VAV operates in the finance sector as a direct insurance provider targeting private customers in Austria. Its business model focuses on digital engagement through online insurance calculators and direct sales. The company leverages a strong partnership ecosystem, including cloud-based email security providers and customer review platforms. The presence of multiple awards and a high volume of positive customer reviews indicates a competitive advantage and strong brand reputation. The website's content and navigation are well structured, supporting customer acquisition and retention. Growth opportunities may include improving technical performance and expanding digital services. No parent or subsidiary companies were identified, suggesting VAV operates as a standalone entity.

Security posture

The website's security posture is weak due to the absence of a valid SSL certificate and HTTPS support, exposing users to potential data interception risks. No modern TLS protocols are enabled, and critical security headers are missing. While SPF and DMARC records are correctly configured for email security, the lack of HTTPS undermines overall security. No explicit security policies or incident response contacts are published, indicating limited transparency in security governance. The site does not implement advanced security features such as HSTS, OCSP stapling, or session resumption. Immediate remediation is required to install valid SSL certificates and enable HTTPS to protect user data and comply with security best practices.

Recommendations

  1. Install and maintain a valid SSL/TLS certificate to enable HTTPS across the entire site.
  2. Enable modern TLS protocols (TLS 1.2 and TLS 1.3) and disable outdated or insecure protocols.
  3. Implement HTTP Strict Transport Security (HSTS) with preload to enforce secure connections.
  4. Add essential security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options.
  5. Publish clear security and incident response policies including dedicated contact channels for security issues.
Technical notes

Notes

The website is built on Magnolia CMS and uses jQuery 1.11, Slick Carousel, and Select2 libraries. Hosting is provided via Amazon AWS infrastructure, as indicated by DNS nameservers and IP addresses. The site has a large number of resources (228) and a large page size (approx. 550 KB), contributing to a slow load time of over 15 seconds, which negatively impacts user experience and SEO. Mobile optimization is good, with responsive design and viewport settings. Accessibility features are basic but present. SEO is supported by meta tags including description, keywords, and viewport. The site uses cookie consent popups and integrates Google Analytics for tracking. Technical debt is indicated by the use of older jQuery versions and lack of modern security protocols. Performance optimization and security hardening are recommended to improve overall technical maturity.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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